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13713 Backbone Ln 9049603Edit search
ActiveMLS #9049603

13713 Backbone LN, Elgin TX 78621

Elgin, TX 78621 · Elm Creek

Single Family Residence for sale in Elm Creek

3Bedrooms
2Bathrooms
1,904Square Ft
0.10Acres
2Garage
2026Year Built
1 / 25
$284,999

Overview

Property Description

The Siesta -This new home features a modern and low-maintenance design contained to a single level. Off the foyer are two secondary bedrooms and a convenient study, providing a secluded place to focus on important tasks throughout the week. The kitchen, dining room and family room share an open-concept floorplan, with a nearby covered patio ready for outdoor entertainment and leisure. The owner’s suite is nestled into a private corner at the back of the home. Photos are for illustrative purposes only. Estimated Completion November 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

Financial Info
Price
$284,999
$ / Sqft
$150
HOA
Yes - Mandatory / $55 / Monthly
HOA Name
Elm Creek HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.45%
Est. Taxes
$533.01
Tax Year
2025
Exemptions
None
Legal Info
Address
13713 Backbone LN
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek
Legal Description
Elm Creek, BLK 0, LOT 39
Parcel
13713 Backbone Lane
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher, Range
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Double Vanity, Entrance Foyer, Kitchen Island, Open Floorplan, Walk-In Closet(s), None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
1,904 / Builder
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Cement Siding, Stone
Acres
0.10
Lot Description
Back Yard, Front Yard
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Privacy
Exterior Features
No Exterior Steps, Private Yard, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Picnic Area, Playground, Pool

Price history

Members only
Days on market
$284,999
List price
0
Price reductions
Active
Since Aug 10, 2026
Property history1 event
DateEventPriceChange
Aug 10, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $284,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,722 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,722

Principal & interest
$1,441
Property taxes
$44
Homeowners insurance
$237

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$227,999$2,548$14,745$225,451
2$225,451$2,719$14,574$222,732
3$222,732$2,901$14,392$219,831
4$219,831$3,095$14,198$216,735
5$216,735$3,303$13,991$213,432
6$213,432$3,524$13,769$209,908
7$209,908$3,760$13,533$206,148
8$206,148$4,012$13,282$202,137
9$202,137$4,280$13,013$197,856
10$197,856$4,567$12,726$193,289
  • Year 1$225,451
    Principal paid
    $2,548
    Interest paid
    $14,745
    Starting balance
    $227,999
  • Year 2$222,732
    Principal paid
    $2,719
    Interest paid
    $14,574
    Starting balance
    $225,451
  • Year 3$219,831
    Principal paid
    $2,901
    Interest paid
    $14,392
    Starting balance
    $222,732
  • Year 4$216,735
    Principal paid
    $3,095
    Interest paid
    $14,198
    Starting balance
    $219,831
  • Year 5$213,432
    Principal paid
    $3,303
    Interest paid
    $13,991
    Starting balance
    $216,735
  • Year 6$209,908
    Principal paid
    $3,524
    Interest paid
    $13,769
    Starting balance
    $213,432
  • Year 7$206,148
    Principal paid
    $3,760
    Interest paid
    $13,533
    Starting balance
    $209,908
  • Year 8$202,137
    Principal paid
    $4,012
    Interest paid
    $13,282
    Starting balance
    $206,148
  • Year 9$197,856
    Principal paid
    $4,280
    Interest paid
    $13,013
    Starting balance
    $202,137
  • Year 10$193,289
    Principal paid
    $4,567
    Interest paid
    $12,726
    Starting balance
    $197,856
First 10 of 30 years

Nearby

Courtesy of Keller Williams City-View · (210) 696-9996

Listings courtesy of ACTRIS as distributed by MLS GRID.