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PendingMLS #9049603

13713 Backbone LN, Elgin TX 78621

Elgin, TX 78621 · Elm Creek

Single Family Residence for sale in Elm Creek

3Bedrooms
2Bathrooms
1,904Square Ft
0.10Acres
2Garage
2026Year Built
1 / 25
$276,999$284,999

Overview

Property Description

The Siesta -This new home features a modern and low-maintenance design contained to a single level. Off the foyer are two secondary bedrooms and a convenient study, providing a secluded place to focus on important tasks throughout the week. The kitchen, dining room and family room share an open-concept floorplan, with a nearby covered patio ready for outdoor entertainment and leisure. The owner’s suite is nestled into a private corner at the back of the home. Photos are for illustrative purposes only. Estimated Completion November 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

Financial Info
Price
$276,999
$ / Sqft
$145
HOA
Yes - Mandatory / $55 / Monthly
HOA Name
Elm Creek HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.45%
Est. Taxes
$533.01
Tax Year
2025
Exemptions
None
Legal Info
Address
13713 Backbone LN
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek
Legal Description
Elm Creek, BLK 0, LOT 39
Parcel
13713 Backbone Lane
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher, Range
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Double Vanity, Entrance Foyer, Kitchen Island, Open Floorplan, Walk-In Closet(s), None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
1,904 / Builder
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Brick, Cement Siding, Stone
Acres
0.10
Lot Description
Back Yard, Front Yard
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Privacy
Exterior Features
No Exterior Steps, Private Yard, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Picnic Area, Playground, Pool

Price history

Days on market
−$8,000 (−2.8%)
$284,999 → $276,999
3
Price reductions
Pending
Since Oct 23, 2026
Price trend
List priceAug 2026 → Oct 2026
Property history6 events
DateEventPriceChange
Oct 23, 2026Pending
Oct 21, 2026Price Decrease$276,999−$2,500 (−0.9%)
Oct 19, 2026Price Increase$279,499+$2,500 (+0.9%)
Oct 15, 2026Price Decrease$276,999−$5,000 (−1.8%)
Oct 2, 2026Price Decrease$281,999−$3,000 (−1.1%)
Aug 10, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 999006

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
AUSTIN COMM COLL DIST0.103400$64,930$67.14
BASTROP-TRAVIS COUNTIES ESD NO 10.100000$64,930$64.93
ELGIN ISD1.223400$64,930$794.35
TRAVIS CO MUD NO 140.785000$64,930$509.70
TRAVIS COUNTY0.375845$64,930$244.04
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$64,930$76.63
Ordinary property tax estimate2.705668$1,756.79

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $276,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,676 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,676

Principal & interest
$1,401
Property taxes
$44
Homeowners insurance
$231

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$221,599$2,477$14,331$219,122
2$219,122$2,643$14,165$216,480
3$216,480$2,820$13,988$213,660
4$213,660$3,009$13,799$210,651
5$210,651$3,210$13,598$207,441
6$207,441$3,425$13,383$204,016
7$204,016$3,654$13,153$200,362
8$200,362$3,899$12,909$196,462
9$196,462$4,160$12,648$192,302
10$192,302$4,439$12,369$187,863
  • Year 1$219,122
    Principal paid
    $2,477
    Interest paid
    $14,331
    Starting balance
    $221,599
  • Year 2$216,480
    Principal paid
    $2,643
    Interest paid
    $14,165
    Starting balance
    $219,122
  • Year 3$213,660
    Principal paid
    $2,820
    Interest paid
    $13,988
    Starting balance
    $216,480
  • Year 4$210,651
    Principal paid
    $3,009
    Interest paid
    $13,799
    Starting balance
    $213,660
  • Year 5$207,441
    Principal paid
    $3,210
    Interest paid
    $13,598
    Starting balance
    $210,651
  • Year 6$204,016
    Principal paid
    $3,425
    Interest paid
    $13,383
    Starting balance
    $207,441
  • Year 7$200,362
    Principal paid
    $3,654
    Interest paid
    $13,153
    Starting balance
    $204,016
  • Year 8$196,462
    Principal paid
    $3,899
    Interest paid
    $12,909
    Starting balance
    $200,362
  • Year 9$192,302
    Principal paid
    $4,160
    Interest paid
    $12,648
    Starting balance
    $196,462
  • Year 10$187,863
    Principal paid
    $4,439
    Interest paid
    $12,369
    Starting balance
    $192,302
First 10 of 30 years

Nearby

Courtesy of Keller Williams City-View · (210) 696-9996

Listings courtesy of ACTRIS as distributed by MLS GRID.