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138 Cider Creek Dr 4271329Edit search
PendingMLS #4271329

138 Cider Creek DR, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

3Bedrooms
2Bathrooms
1,230Square Ft
0.12Acres
2Garage
2026Year Built
1 / 3
$234,270

Overview

Property Description

Welcome home to 138 Cider Creek Drive located in Elgin’s premier community, Harvest Ridge! Inside, you’ll be greeted by an open concept living space, light-filled interior, and thoughtful features. In the heart of the home, the kitchen showcases premium features such as light brown cabinets, Miami White Silestone countertops, a corner pantry, and sleek black appliances with a gas range. Just off the garage, a utility room offers a designated area to keep laundry swift and organized. Retire to the primary suite and unwind with a walk-in closet, dual vanity, and a walk-in shower. Enjoy other amazing highlights such as nickel interior hardware, Silestone bathroom vanities, and a front porch perfect for morning coffee and evening sunsets. Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events, plus the convenience of an on-site elementary school just steps away!

Financial Info
Price
$234,270
$ / Sqft
$190
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$6,513
Tax Year
2026
Exemptions
None
Legal Info
Address
138 Cider Creek DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
HARVEST RIDGE SUBDIVISION SECTION FOUR, BLK S, LOT 9
Parcel
8735248
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Stone Counters, Double Vanity, Entrance Foyer, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
1,230 / Builder
Garages
2
Garage Desc
Attached, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.12
Lot Description
Back Yard, Close to Clubhouse, Front Yard, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
$234,270
List price
0
Price reductions
Pending
Since Jun 29, 2026
Property history2 events
DateEventPriceChange
Aug 24, 2026Pending
Jun 29, 2026New Listing

Taxes

General Information
Owner
DOMAIN TIMBERLAKE MULTISTATE LLC
Legal
Harvest Ridge Subdivision Section Four, BLK S, LOT 9
Geo ID
8735248
Acreage
0.12
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
ALTESSA MUD
Tax Summary
MLS estimated annual taxes
$6,513
MLS tax year
2026
CAD estimated taxes
$1,051.42
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$37,746$0$37,746$37,746$37,746
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$37,746$37,746———$132.30BASTROP COUNTY
$37,746$37,746———$461.78ELGIN ISD
$37,746$37,746———$37.75BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$37,746$37,746———$39.03AUSTIN COMMUNITY COLLEGE
$37,746$37,746———$37.75BASTROP COUNTY EMERGENCY SVC DIST #3
$37,746$37,746———$29.52COUNTY ROAD FM
$37,746$37,746———$313.29ALTESSA MUD

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $234,270
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,923 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,923

Principal & interest
$1,185
Property taxes
$543
Homeowners insurance
$195

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$187,416$2,095$12,120$185,321
2$185,321$2,235$11,980$183,086
3$183,086$2,385$11,830$180,701
4$180,701$2,544$11,671$178,157
5$178,157$2,715$11,500$175,442
6$175,442$2,897$11,318$172,545
7$172,545$3,091$11,124$169,455
8$169,455$3,298$10,917$166,157
9$166,157$3,519$10,697$162,638
10$162,638$3,754$10,461$158,884
  • Year 1$185,321
    Principal paid
    $2,095
    Interest paid
    $12,120
    Starting balance
    $187,416
  • Year 2$183,086
    Principal paid
    $2,235
    Interest paid
    $11,980
    Starting balance
    $185,321
  • Year 3$180,701
    Principal paid
    $2,385
    Interest paid
    $11,830
    Starting balance
    $183,086
  • Year 4$178,157
    Principal paid
    $2,544
    Interest paid
    $11,671
    Starting balance
    $180,701
  • Year 5$175,442
    Principal paid
    $2,715
    Interest paid
    $11,500
    Starting balance
    $178,157
  • Year 6$172,545
    Principal paid
    $2,897
    Interest paid
    $11,318
    Starting balance
    $175,442
  • Year 7$169,455
    Principal paid
    $3,091
    Interest paid
    $11,124
    Starting balance
    $172,545
  • Year 8$166,157
    Principal paid
    $3,298
    Interest paid
    $10,917
    Starting balance
    $169,455
  • Year 9$162,638
    Principal paid
    $3,519
    Interest paid
    $10,697
    Starting balance
    $166,157
  • Year 10$158,884
    Principal paid
    $3,754
    Interest paid
    $10,461
    Starting balance
    $162,638
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.