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Active Under ContractMLS #2267900

14405 Boomtown WAY, Elgin TX 78621

Elgin, TX 78621 · Homestead Estates

Single Family Residence for sale in Homestead Estates

4Bedrooms
2 full / 1 halfBathrooms
2,212Square Ft
0.14Acres
2Garage
2021Year Built
1 / 19
$260,000$275,000

Overview

Property Description

2.875% ASSUMABLE RATE on Boomtown Rd... and yes, that payment difference really does go BOOM! Compared to today’s typical rates, buyers could save roughly $575 per month, adding up to around $34,500 in savings during just the first 5 years alone. This 4 bedroom, 2.5 bath home offers a functional layout with all bedrooms upstairs and open living spaces downstairs that make everyday life easy. The kitchen includes granite countertops, designer wood cabinetry, energy efficient appliances, and plenty of storage. Upstairs, the primary suite includes a walk in shower, garden tub, oversized walk in closet, and plenty of room to spread out comfortably. Additional highlights include a WiFi enabled garage door opener and extra storage throughout the home. Located in Homestead Estates with nearby parks, playgrounds, and quick access to Hwy 290, this home combines serious payment savings with everyday convenience. This low rate doesn't come around often. Contact the listing agent directly for more details and schedule your showing today before it's gone!

Financial Info
Price
$260,000
$ / Sqft
$118
HOA
Yes - Mandatory / $32 / Monthly
HOA Name
Homestead Estates
HOA Includes
Common Area Maintenance
Tax Rate
2.5039%
Est. Taxes
$8,605
Tax Year
2026
Exemptions
Disability, Homestead
Legal Info
Address
14405 Boomtown WAY
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Homestead Estates
Legal Description
LOT 4 BLK J HOMESTEAD ESTATES UNIT 1
Parcel
06471108050000
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Electric Range, Exhaust Fan, Microwave, Electric Oven, Free-Standing Range, Electric Water Heater
Laundry
Laundry Room, Upper Level
Master Bed
Walk-In Closet(s)
Master Main
No
Interior Features
Breakfast Bar, Ceiling Fan(s), Granite Counters, Electric Dryer Hookup, Interior Steps, Kitchen Island, Low Flow Plumbing Fixtures, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Blinds, Double Pane Windows, Vinyl Windows
General Info
Beds
4 Total / 4 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2021 / Resale
Square Feet
2,212 / Public Records
Garages
2
Garage Desc
Attached, Garage, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick, Brick Veneer, HardiPlank Type
Acres
0.14
Lot Description
Back Yard, Curbs, Front Yard, Interior Lot, Landscaped, Public Maintained Road, Trees-Small (Under 20 Ft)
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Fenced, Wood
Exterior Features
None, Covered, Front Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Cluster Mailbox, Common Grounds, Dog Park, Park, Picnic Area, Playground

Price history

Members only
Days on market
−$15,000 (−5.5%)
$275,000 → $260,000
3
Price reductions
Active Under Contract
Since May 23, 2026
Price trend
List priceMay 2026Aug 2026
Property history9 events
DateEventPriceChange
Aug 18, 2026Active Under Contract
Aug 5, 2026Price Decrease$260,000−$5,000 (−1.9%)
Jul 14, 2026Price Decrease$265,000−$5,000 (−1.9%)
Jul 13, 2026Back On Market
Jul 13, 2026Hold
Jun 20, 2026Price Decrease$270,000−$5,000 (−1.8%)
Jun 11, 2026Back On Market
Jun 11, 2026Hold
May 23, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $260,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,249 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,249

Principal & interest
$1,315
Property taxes
$717
Homeowners insurance
$217

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$208,000$2,325$13,452$205,675
2$205,675$2,481$13,296$203,195
3$203,195$2,647$13,130$200,548
4$200,548$2,824$12,952$197,724
5$197,724$3,013$12,763$194,711
6$194,711$3,215$12,562$191,496
7$191,496$3,430$12,346$188,066
8$188,066$3,660$12,117$184,406
9$184,406$3,905$11,871$180,501
10$180,501$4,167$11,610$176,334
  • Year 1$205,675
    Principal paid
    $2,325
    Interest paid
    $13,452
    Starting balance
    $208,000
  • Year 2$203,195
    Principal paid
    $2,481
    Interest paid
    $13,296
    Starting balance
    $205,675
  • Year 3$200,548
    Principal paid
    $2,647
    Interest paid
    $13,130
    Starting balance
    $203,195
  • Year 4$197,724
    Principal paid
    $2,824
    Interest paid
    $12,952
    Starting balance
    $200,548
  • Year 5$194,711
    Principal paid
    $3,013
    Interest paid
    $12,763
    Starting balance
    $197,724
  • Year 6$191,496
    Principal paid
    $3,215
    Interest paid
    $12,562
    Starting balance
    $194,711
  • Year 7$188,066
    Principal paid
    $3,430
    Interest paid
    $12,346
    Starting balance
    $191,496
  • Year 8$184,406
    Principal paid
    $3,660
    Interest paid
    $12,117
    Starting balance
    $188,066
  • Year 9$180,501
    Principal paid
    $3,905
    Interest paid
    $11,871
    Starting balance
    $184,406
  • Year 10$176,334
    Principal paid
    $4,167
    Interest paid
    $11,610
    Starting balance
    $180,501
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.