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PendingMLS #4169577

145 Summer DR, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

2Bedrooms
2 full / 1 halfBathrooms
1,072Square Ft
0.11Acres
2Garage
2026Year Built
1 / 4
$189,990

Overview

Property Description

MLS# 4169577 - Built by Brohn Homes - Jun 2026 completion! ~ Welcome home to 145 Summer Drive in Elgin's premier and attainable Harvest Ridge master planned community. The open-concept main floor features wood-look vinyl flooring, Durango Maple cabinets, Miami White Silestone countertops, and a full black appliance package with a gas range. Upstairs, all bedrooms and the laundry are conveniently located along with the spacious primary suite which offers a dual vanity, Blanco Maple Silestone counters, and a walk-in shower. Additional highlights include 5-panel interior doors, satin nickel hardware, upgraded vanities, and a cohesive whole-home flooring package with carpeting and wood-look vinyl. Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events—plus the convenience of an on-site elementary school just steps away

Financial Info
Price
$189,990
$ / Sqft
$177
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Tax Year
2025
Exemptions
None
Legal Info
Address
145 Summer DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
Harvest Ridge Subdivision Section Four, BLK Q, LOT 13
Parcel
000008735200
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Interior Features
Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / To Be Built
Square Feet
1,072 / Builder
Garages
2
Garage Desc
Alley Access, Detached, Garage
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.11
Lot Description
Back Yard, Close to Clubhouse, Front Yard, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
$189,990
List price
0
Price reductions
Pending
Since Nov 14, 2025
Property history2 events
DateEventPriceChange
Jun 12, 2026Pending
Nov 14, 2025New Listing

Taxes

General Information
Owner
CLAYTON PROPERTIES GROUP INC
Legal
Harvest Ridge Subdivision Section Four, BLK Q, LOT 13
Geo ID
8735200
Acreage
0.10
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
ALTESSA MUD
Tax Summary
MLS tax year
2025
CAD estimated taxes
$953.58
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$34,234$0$34,234$34,234$34,234
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$34,234$34,234$119.99BASTROP COUNTY
$34,234$34,234$418.82ELGIN ISD
$34,234$34,234$34.23BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$34,234$34,234$35.40AUSTIN COMMUNITY COLLEGE
$34,234$34,234$34.23BASTROP COUNTY EMERGENCY SVC DIST #3
$34,234$34,234$26.77COUNTY ROAD FM
$34,234$34,234$284.14ALTESSA MUD

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $189,990
Down payment
Stays 20% if you change the price
Note rate, not APR
No tax figure on this listing
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,119 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,119, incomplete: some costs are unavailable

Principal & interest
$961
Property taxes
Unavailable
Homeowners insurance
$158

One or more costs are unavailable, so this total is incomplete.

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$151,992$1,699$9,829$150,293
2$150,293$1,813$9,716$148,481
3$148,481$1,934$9,594$146,546
4$146,546$2,064$9,465$144,483
5$144,483$2,202$9,327$142,281
6$142,281$2,349$9,179$139,932
7$139,932$2,507$9,022$137,425
8$137,425$2,674$8,854$134,751
9$134,751$2,854$8,675$131,898
10$131,898$3,045$8,484$128,853
  • Year 1$150,293
    Principal paid
    $1,699
    Interest paid
    $9,829
    Starting balance
    $151,992
  • Year 2$148,481
    Principal paid
    $1,813
    Interest paid
    $9,716
    Starting balance
    $150,293
  • Year 3$146,546
    Principal paid
    $1,934
    Interest paid
    $9,594
    Starting balance
    $148,481
  • Year 4$144,483
    Principal paid
    $2,064
    Interest paid
    $9,465
    Starting balance
    $146,546
  • Year 5$142,281
    Principal paid
    $2,202
    Interest paid
    $9,327
    Starting balance
    $144,483
  • Year 6$139,932
    Principal paid
    $2,349
    Interest paid
    $9,179
    Starting balance
    $142,281
  • Year 7$137,425
    Principal paid
    $2,507
    Interest paid
    $9,022
    Starting balance
    $139,932
  • Year 8$134,751
    Principal paid
    $2,674
    Interest paid
    $8,854
    Starting balance
    $137,425
  • Year 9$131,898
    Principal paid
    $2,854
    Interest paid
    $8,675
    Starting balance
    $134,751
  • Year 10$128,853
    Principal paid
    $3,045
    Interest paid
    $8,484
    Starting balance
    $131,898
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.