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PendingMLS #1539284

146 Monte Vista DR, Elgin TX 78621

Elgin, TX 78621 · Monte Vista

Single Family Residence for sale in Monte Vista

4Bedrooms
2Bathrooms
1,568Square Ft
0.50Acres
0Garage
2025Year Built
1 / 30
$289,000
3D tour

Overview

Property Description

Welcome to 146 Monte Vista Drive in Elgin, TX! This beautiful property offers the perfect blend of comfort, space, privacy, and convenience. Situated on a spacious 0.50-acre lot, this brand-new mobile home features 4 bedrooms and 2 full bathrooms with a bright, open layout designed for easy living. The property is fully fenced and gated, providing added privacy and peace of mind. Mature trees throughout the property offer plenty of natural shade, creating a peaceful and inviting outdoor setting. Enjoy your mornings relaxing on the front porch or gather with family and friends on the back patio. With plenty of outdoor space, there is room to entertain, relax, and make lasting memories. Conveniently located between Elgin and Bastrop, you’ll enjoy easy access to both growing communities. Both Elgin and Bastrop are experiencing exciting growth and development, making this an appealing location for those looking for space while staying close to shopping, dining, schools, and everyday conveniences. A wonderful opportunity to own a brand-new home on a half-acre lot in a peaceful setting while being close to two rapidly growing cities. Come see all that 146 Monte Vista Drive has to offer!

Financial Info
Price
$289,000
$ / Sqft
$184
HOA
None
Tax Rate
2.36%
Est. Taxes
$5,600
Tax Year
2026
Exemptions
None
Legal Info
Address
146 Monte Vista DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Monte Vista
Legal Description
MONTE VISTA SUBDIVISION BLK C LOT 21, ACRES .5000.
Parcel
8727547
Interior Features
Floor
Vinyl
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Electric Range, Refrigerator, Electric Water Heater
Laundry
Laundry Closet
Master Main
Yes
Interior Features
Breakfast Bar, Open Floorplan, None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2025 / New
Square Feet
1,568 / Public Records
Garage Desc
Driveway, Enclosed, Parking Pad
Foundation
Concrete Perimeter, Slab
Roof
Shingle
Construction
Wood Siding
Acres
0.50
Lot Description
Trees-Moderate
Restrictions
None
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Aerobic Septic
Utilities
Electricity Available, Water Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Full, Perimeter
Exterior Features
Private Yard, Deck, Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms1 room

First level

  • Primary Bedroom

    Primary Bedroom Dressing Room

Price history

Members only
Days on market
$289,000
List price
0
Price reductions
Pending
Since Aug 18, 2026
Property history2 events
DateEventPriceChange
Aug 31, 2026Pending
Aug 18, 2026New Listing

Taxes

General Information
Owner
VELAZQUEZ, RICARDO ENRIQUE &
Legal
Monte Vista Subdivision BLK C LOT 21, ACRES .5000.
Geo ID
8727547
Acreage
0.50
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
CENTEX DRAINAGE DISTRICT
Tax Summary
MLS estimated annual taxes
$5,600
MLS tax year
2026
CAD estimated taxes
$2,206.80
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$73,925$19,762$93,687$93,687$93,687
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$93,687$93,687$328.36BASTROP COUNTY
$93,687$93,687$1,146.17ELGIN ISD
$93,687$93,687$93.69BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$93,687$93,687$96.87AUSTIN COMMUNITY COLLEGE
$93,687$93,687$93.69BASTROP COUNTY EMERGENCY SVC DIST #3
$93,687$93,687$73.27COUNTY ROAD FM
$93,687$93,687$374.75CENTEX DRAINAGE DISTRICT

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $289,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,169 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,169

Principal & interest
$1,461
Property taxes
$467
Homeowners insurance
$241

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$231,200$2,584$14,952$228,616
2$228,616$2,757$14,779$225,859
3$225,859$2,942$14,594$222,917
4$222,917$3,139$14,397$219,778
5$219,778$3,349$14,187$216,429
6$216,429$3,573$13,963$212,855
7$212,855$3,813$13,723$209,042
8$209,042$4,068$13,468$204,974
9$204,974$4,341$13,196$200,634
10$200,634$4,631$12,905$196,002
  • Year 1$228,616
    Principal paid
    $2,584
    Interest paid
    $14,952
    Starting balance
    $231,200
  • Year 2$225,859
    Principal paid
    $2,757
    Interest paid
    $14,779
    Starting balance
    $228,616
  • Year 3$222,917
    Principal paid
    $2,942
    Interest paid
    $14,594
    Starting balance
    $225,859
  • Year 4$219,778
    Principal paid
    $3,139
    Interest paid
    $14,397
    Starting balance
    $222,917
  • Year 5$216,429
    Principal paid
    $3,349
    Interest paid
    $14,187
    Starting balance
    $219,778
  • Year 6$212,855
    Principal paid
    $3,573
    Interest paid
    $13,963
    Starting balance
    $216,429
  • Year 7$209,042
    Principal paid
    $3,813
    Interest paid
    $13,723
    Starting balance
    $212,855
  • Year 8$204,974
    Principal paid
    $4,068
    Interest paid
    $13,468
    Starting balance
    $209,042
  • Year 9$200,634
    Principal paid
    $4,341
    Interest paid
    $13,196
    Starting balance
    $204,974
  • Year 10$196,002
    Principal paid
    $4,631
    Interest paid
    $12,905
    Starting balance
    $200,634
First 10 of 30 years

Nearby

Courtesy of BVP Realty · (512) 906-2717

Listings courtesy of ACTRIS as distributed by MLS GRID.