149 Arosa DR, Elgin TX 78621
Elgin, TX 78621 · Monte Vista
Single Family Residence for sale in Monte Vista
Overview
Property Description
USDA eligibility with 100% financing for qualified buyers. If you’ve been craving a little more space between you and the rest of the world, this home delivers that feeling the moment you arrive. Set on a generous lot with no HOA, the property offers the freedom to live your way—garden, play, work, host, or simply enjoy quiet evenings without rules or restrictions. Inside, the layout is filled with warm natural light and flexible spaces that adapt to your lifestyle, whether you need a dedicated home office, room for hobbies, or space for everyone to spread out. The primary suite serves as a peaceful retreat and features an impressive walk-in closet. Out back, the deck and expansive yard invite outdoor living—morning coffee under open skies, weekend cookouts, pets roaming freely, or future projects you’ve been dreaming of. For buyers seeking the comfort of a newer home with the breathing room of country living, this property truly hits the sweet spot.
Financial Info
- Price
- $349,000
- $ / Sqft
- $146
- HOA
- None
- Tax Rate
- 2.2275%
- Est. Taxes
- $6,487.47
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 149 Arosa DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Monte Vista
- Legal Description
- MONTE VISTA SUBDIVISION BLK E LOT 3, ACRES .5000.
- Parcel
- 8727575
Interior Features
- Floor
- Carpet, Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Built-In Electric Oven, Built-In Electric Range, Built-In Oven(s), Cooktop, Disposal, Electric Cooktop, Electric Range, Exhaust Fan, Microwave, Oven, Electric Oven, Free-Standing Electric Range, RNGHD, Vented Exhaust Fan, Washer/Dryer
- Laundry
- Inside, Laundry Room, Main Level
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Breakfast Bar, Built-in Features, Ceiling Fan(s), Beamed Ceilings, High Ceilings, Granite Counters, Electric Dryer Hookup, Eat-in Kitchen, Kitchen Island, No Interior Steps, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Walk-In Closet(s), Washer Hookup, See Remarks, Double Pane Windows
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2023 / Resale
- Square Feet
- 2,387 / Public Records
- Garage Desc
- Additional Parking
- Foundation
- Slab
- Roof
- Shingle
- Construction
- HardiPlank Type
- Acres
- 0.50
- Lot Description
- Back Yard, Cleared, Garden, Level, Sprinkler - Automatic, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Water Connected
- Heat
- Electric
- A C
- Central Air
Exterior Features
- Fence
- Fenced
- Exterior Features
- Garden, Kennel, Outdoor Grill, Playground, Deck, Front Porch, Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- None
Rooms
Main level
- Primary Bedroom
GranCnt, High Ceilings, Primary Bedroom Dressing Room, Sitting/Study Room, Recessed Lighting, Soaking Tub, Storage, Walk-In Closet(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 16, 2026 | Active Under Contract | — | |
| Aug 29, 2026 | Price Decrease | $349,000−$10,000 (−2.8%) | −$10,000 (−2.8%) |
| Aug 5, 2026 | Price Decrease | $359,000−$18,000 (−4.8%) | −$18,000 (−4.8%) |
| Jun 15, 2026 | Price Decrease | $377,000−$12,000 (−3.1%) | −$12,000 (−3.1%) |
| May 13, 2026 | Price Decrease | $389,000−$10,000 (−2.5%) | −$10,000 (−2.5%) |
| Apr 3, 2026 | Price Decrease | $399,000−$16,000 (−3.9%) | −$16,000 (−3.9%) |
| Feb 19, 2026 | Price Decrease | $415,000−$20,000 (−4.6%) | −$20,000 (−4.6%) |
| Dec 15, 2025 | New Listing | — |
Taxes
- Owner
- ORDONEZ, BESSY NOHELIA
- Legal
- Monte Vista Subdivision BLK E LOT 3, ACRES .5000.
- Geo ID
- 8727575
- Acreage
- 0.50
- Exemption Type
- Homestead Local Option, Homestead
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- T8
- CENTEX DRAINAGE DISTRICT
- MLS estimated annual taxes
- $6,487.47
- MLS tax year
- 2025
- CAD estimated taxes
- $5,139.07
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $73,925 | $217,280 | $291,205 | $291,205 | $291,205 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $291,205 | $291,205 | — | — | — | $1,020.64 | BASTROP COUNTY |
| $291,205 | $151,205 | — | — | — | $1,849.84 | ELGIN ISD |
| $291,205 | $291,205 | — | — | — | $291.21 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $291,205 | $286,205 | — | — | — | $295.94 | AUSTIN COMMUNITY COLLEGE |
| $291,205 | $291,205 | — | — | — | $291.21 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $291,205 | $288,205 | — | — | — | $225.41 | COUNTY ROAD FM |
| $291,205 | $291,205 | — | — | — | $1,164.82 | CENTEX DRAINAGE DISTRICT |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,597 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,597
- Principal & interest
- $1,765
- Property taxes
- $541
- Homeowners insurance
- $291
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $279,200 | $3,121 | $18,056 | $276,079 | |
| 2 | $276,079 | $3,330 | $17,847 | $272,750 | |
| 3 | $272,750 | $3,553 | $17,624 | $269,197 | |
| 4 | $269,197 | $3,791 | $17,386 | $265,406 | |
| 5 | $265,406 | $4,044 | $17,132 | $261,362 | |
| 6 | $261,362 | $4,315 | $16,861 | $257,047 | |
| 7 | $257,047 | $4,604 | $16,572 | $252,442 | |
| 8 | $252,442 | $4,913 | $16,264 | $247,529 | |
| 9 | $247,529 | $5,242 | $15,935 | $242,288 | |
| 10 | $242,288 | $5,593 | $15,584 | $236,695 |
- Year 1$276,079
- Principal paid
- $3,121
- Interest paid
- $18,056
- Starting balance
- $279,200
- Year 2$272,750
- Principal paid
- $3,330
- Interest paid
- $17,847
- Starting balance
- $276,079
- Year 3$269,197
- Principal paid
- $3,553
- Interest paid
- $17,624
- Starting balance
- $272,750
- Year 4$265,406
- Principal paid
- $3,791
- Interest paid
- $17,386
- Starting balance
- $269,197
- Year 5$261,362
- Principal paid
- $4,044
- Interest paid
- $17,132
- Starting balance
- $265,406
- Year 6$257,047
- Principal paid
- $4,315
- Interest paid
- $16,861
- Starting balance
- $261,362
- Year 7$252,442
- Principal paid
- $4,604
- Interest paid
- $16,572
- Starting balance
- $257,047
- Year 8$247,529
- Principal paid
- $4,913
- Interest paid
- $16,264
- Starting balance
- $252,442
- Year 9$242,288
- Principal paid
- $5,242
- Interest paid
- $15,935
- Starting balance
- $247,529
- Year 10$236,695
- Principal paid
- $5,593
- Interest paid
- $15,584
- Starting balance
- $242,288
Nearby
Courtesy of Keller Williams Realty · (512) 448-4111
Listings courtesy of ACTRIS as distributed by MLS GRID.