149 Spanish Oak TRL, Elgin TX 78621
Elgin, TX 78621 · The Arbors At Dogwood Creek
Single Family Residence for sale in The Arbors At Dogwood Creek
Overview
Property Description
PRIVATE POOL • 1.07 ACRES • GATED COMMUNITY Rarely does a home offer this combination of space, privacy and outdoor living. Set on a beautifully wooded 1.07-acre cul-de-sac lot in the gated Arbors at Dogwood Creek, this spacious 4-bedroom, 2.5-bath home offers 3,191 square feet of living space and a private swimming pool. Inside, a light-filled open floor plan creates an easy flow between the living room, kitchen and dining areas. The kitchen features granite countertops, a breakfast bar, generous workspace and storage, while wood and tile flooring add warmth throughout the main living spaces. A dedicated office provides a flexible space for working from home, hobbies or study. Upstairs, the spacious primary suite offers a private retreat with an ensuite bath, while three additional bedrooms provide room for family, guests or flexible living arrangements. Outside is where this property truly stands apart. The private pool is surrounded by mature trees and an expansive backyard, creating a peaceful setting for swimming, entertaining, gardening or simply enjoying the privacy that comes with more than an acre of land. Located in The Arbors at Dogwood Creek, a gated community conveniently positioned for access to Tesla, Samsung, Elgin, Bastrop, Taylor and the greater Austin area. If you've been looking for a home that combines substantial living space, acreage, a private pool and a gated setting, this one deserves a closer look. Schedule your private showing today.
Financial Info
- Price
- $599,900
- $ / Sqft
- $188
- HOA
- Yes - Mandatory / $484 / Annually
- HOA Name
- Arbors at Dogwood Creek
- HOA Includes
- See Remarks
- Tax Rate
- 1.95%
- Est. Taxes
- $9,656
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 149 Spanish Oak TRL
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- The Arbors At Dogwood Creek
- Legal Description
- THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 48, ACRES 1.0700
- Parcel
- 80036
Interior Features
- Floor
- Carpet, Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Pantry
- Appliances
- Dishwasher, Disposal, Electric Range, Exhaust Fan, Free-Standing Electric Range, Electric Water Heater
- Laundry
- Laundry Room
- Master Bed
- Double Vanity
- Master Main
- No
- Fireplaces
- 1
- Fireplace Description
- Living Room
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Granite Counters, Double Vanity, Pantry, None
General Info
- Beds
- 4 Total / 4 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2001 / Resale
- Square Feet
- 3,191 / Public Records
- Garages
- 2
- Garage Desc
- Driveway, Garage, Garage Door Opener, Garage Faces Side
- Foundation
- Slab
- Roof
- Asphalt
- Construction
- Brick
- Acres
- 1.07
- Lot Description
- Back Yard, Cul-De-Sac, Garden, Many Trees
- Restrictions
- Covenant
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Private
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Internet-Cable, Phone Available, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard
- Exterior Features
- Private Yard, Patio
- Pool On Property
- Yes
- Area Amenities
- Gated
Rooms
Second level
- Primary Bedroom
- Bedroom
- Bedroom
- Bedroom
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 19, 2026 | Price Decrease | $599,900−$50,000 (−7.7%) | −$50,000 (−7.7%) |
| Jun 25, 2026 | Price Decrease | $649,900−$10,000 (−1.5%) | −$10,000 (−1.5%) |
| Nov 1, 2025 | New Listing | — |
Taxes
- Owner
- SABEL, ISABEL BELTRAN & BENJAMIN TYLER
- Legal
- THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 48, ACRES 1.0700
- Geo ID
- 80036
- Acreage
- 1.07
- Exemption Type
- Homestead Local Option, Homestead
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $9,656
- MLS tax year
- 2025
- CAD estimated taxes
- $8,729.14
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $160,802 | $373,577 | $534,379 | $534,379 | $534,379 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $534,379 | $534,379 | — | — | — | $1,872.94 | BASTROP COUNTY |
| $534,379 | $394,379 | — | — | — | $4,824.83 | ELGIN ISD |
| $534,379 | $534,379 | — | — | — | $534.38 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $534,379 | $529,035 | — | — | — | $547.02 | AUSTIN COMMUNITY COLLEGE |
| $534,379 | $534,379 | — | — | — | $534.38 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $534,379 | $531,379 | — | — | — | $415.59 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Booker T Washington
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,338 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,338
- Principal & interest
- $3,033
- Property taxes
- $805
- Homeowners insurance
- $500
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $479,920 | $5,364 | $31,037 | $474,556 | |
| 2 | $474,556 | $5,723 | $30,678 | $468,832 | |
| 3 | $468,832 | $6,107 | $30,294 | $462,726 | |
| 4 | $462,726 | $6,516 | $29,885 | $456,210 | |
| 5 | $456,210 | $6,952 | $29,449 | $449,258 | |
| 6 | $449,258 | $7,418 | $28,983 | $441,840 | |
| 7 | $441,840 | $7,914 | $28,487 | $433,926 | |
| 8 | $433,926 | $8,445 | $27,957 | $425,481 | |
| 9 | $425,481 | $9,010 | $27,391 | $416,471 | |
| 10 | $416,471 | $9,613 | $26,788 | $406,858 |
- Year 1$474,556
- Principal paid
- $5,364
- Interest paid
- $31,037
- Starting balance
- $479,920
- Year 2$468,832
- Principal paid
- $5,723
- Interest paid
- $30,678
- Starting balance
- $474,556
- Year 3$462,726
- Principal paid
- $6,107
- Interest paid
- $30,294
- Starting balance
- $468,832
- Year 4$456,210
- Principal paid
- $6,516
- Interest paid
- $29,885
- Starting balance
- $462,726
- Year 5$449,258
- Principal paid
- $6,952
- Interest paid
- $29,449
- Starting balance
- $456,210
- Year 6$441,840
- Principal paid
- $7,418
- Interest paid
- $28,983
- Starting balance
- $449,258
- Year 7$433,926
- Principal paid
- $7,914
- Interest paid
- $28,487
- Starting balance
- $441,840
- Year 8$425,481
- Principal paid
- $8,445
- Interest paid
- $27,957
- Starting balance
- $433,926
- Year 9$416,471
- Principal paid
- $9,010
- Interest paid
- $27,391
- Starting balance
- $425,481
- Year 10$406,858
- Principal paid
- $9,613
- Interest paid
- $26,788
- Starting balance
- $416,471
Nearby
Courtesy of Gullwing Partners LLC · (512) 942-7131
Listings courtesy of ACTRIS as distributed by MLS GRID.