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ActiveMLS #4984840

149 Spanish Oak TRL, Elgin TX 78621

Elgin, TX 78621 · The Arbors At Dogwood Creek

Single Family Residence for sale in The Arbors At Dogwood Creek

4Bedrooms
2 full / 1 halfBathrooms
3,191Square Ft
1.07Acres
2Garage
2001Year Built
Price Reduced
1 / 24
$599,900$659,900
3D tour

Overview

Property Description

PRIVATE POOL • 1.07 ACRES • GATED COMMUNITY Rarely does a home offer this combination of space, privacy and outdoor living. Set on a beautifully wooded 1.07-acre cul-de-sac lot in the gated Arbors at Dogwood Creek, this spacious 4-bedroom, 2.5-bath home offers 3,191 square feet of living space and a private swimming pool. Inside, a light-filled open floor plan creates an easy flow between the living room, kitchen and dining areas. The kitchen features granite countertops, a breakfast bar, generous workspace and storage, while wood and tile flooring add warmth throughout the main living spaces. A dedicated office provides a flexible space for working from home, hobbies or study. Upstairs, the spacious primary suite offers a private retreat with an ensuite bath, while three additional bedrooms provide room for family, guests or flexible living arrangements. Outside is where this property truly stands apart. The private pool is surrounded by mature trees and an expansive backyard, creating a peaceful setting for swimming, entertaining, gardening or simply enjoying the privacy that comes with more than an acre of land. Located in The Arbors at Dogwood Creek, a gated community conveniently positioned for access to Tesla, Samsung, Elgin, Bastrop, Taylor and the greater Austin area. If you've been looking for a home that combines substantial living space, acreage, a private pool and a gated setting, this one deserves a closer look. Schedule your private showing today.

Financial Info
Price
$599,900
$ / Sqft
$188
HOA
Yes - Mandatory / $484 / Annually
HOA Name
Arbors at Dogwood Creek
HOA Includes
See Remarks
Tax Rate
1.95%
Est. Taxes
$9,656
Tax Year
2025
Exemptions
None
Legal Info
Address
149 Spanish Oak TRL
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
The Arbors At Dogwood Creek
Legal Description
THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 48, ACRES 1.0700
Parcel
80036
Interior Features
Floor
Carpet, Tile, Wood
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Pantry
Appliances
Dishwasher, Disposal, Electric Range, Exhaust Fan, Free-Standing Electric Range, Electric Water Heater
Laundry
Laundry Room
Master Bed
Double Vanity
Master Main
No
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Breakfast Bar, Ceiling Fan(s), Granite Counters, Double Vanity, Pantry, None
General Info
Beds
4 Total / 4 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2001 / Resale
Square Feet
3,191 / Public Records
Garages
2
Garage Desc
Driveway, Garage, Garage Door Opener, Garage Faces Side
Foundation
Slab
Roof
Asphalt
Construction
Brick
Acres
1.07
Lot Description
Back Yard, Cul-De-Sac, Garden, Many Trees
Restrictions
Covenant
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
Electricity Connected, Internet-Cable, Phone Available, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard
Exterior Features
Private Yard, Patio
Pool On Property
Yes
Area Amenities
Gated

Rooms

Rooms4 rooms

Second level

  • Primary Bedroom
  • Bedroom
  • Bedroom
  • Bedroom

Price history

Members only
Days on market
−$60,000 (−9.1%)
$659,900 → $599,900
2
Price reductions
Active
Since Nov 1, 2025
Price trend
List priceNov 2025Jul 2026
Property history3 events
DateEventPriceChange
Jul 19, 2026Price Decrease$599,900−$50,000 (−7.7%)
Jun 25, 2026Price Decrease$649,900−$10,000 (−1.5%)
Nov 1, 2025New Listing

Taxes

General Information
Owner
SABEL, ISABEL BELTRAN & BENJAMIN TYLER
Legal
THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 48, ACRES 1.0700
Geo ID
80036
Acreage
1.07
Exemptions
Exemption Type
Homestead Local Option, Homestead
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$9,656
MLS tax year
2025
CAD estimated taxes
$8,729.14
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$160,802$373,577$534,379$534,379$534,379
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$534,379$534,379$1,872.94BASTROP COUNTY
$534,379$394,379$4,824.83ELGIN ISD
$534,379$534,379$534.38BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$534,379$529,035$547.02AUSTIN COMMUNITY COLLEGE
$534,379$534,379$534.38BASTROP COUNTY EMERGENCY SVC DIST #3
$534,379$531,379$415.59COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Booker T Washington
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $599,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,338 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,338

Principal & interest
$3,033
Property taxes
$805
Homeowners insurance
$500

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$479,920$5,364$31,037$474,556
2$474,556$5,723$30,678$468,832
3$468,832$6,107$30,294$462,726
4$462,726$6,516$29,885$456,210
5$456,210$6,952$29,449$449,258
6$449,258$7,418$28,983$441,840
7$441,840$7,914$28,487$433,926
8$433,926$8,445$27,957$425,481
9$425,481$9,010$27,391$416,471
10$416,471$9,613$26,788$406,858
  • Year 1$474,556
    Principal paid
    $5,364
    Interest paid
    $31,037
    Starting balance
    $479,920
  • Year 2$468,832
    Principal paid
    $5,723
    Interest paid
    $30,678
    Starting balance
    $474,556
  • Year 3$462,726
    Principal paid
    $6,107
    Interest paid
    $30,294
    Starting balance
    $468,832
  • Year 4$456,210
    Principal paid
    $6,516
    Interest paid
    $29,885
    Starting balance
    $462,726
  • Year 5$449,258
    Principal paid
    $6,952
    Interest paid
    $29,449
    Starting balance
    $456,210
  • Year 6$441,840
    Principal paid
    $7,418
    Interest paid
    $28,983
    Starting balance
    $449,258
  • Year 7$433,926
    Principal paid
    $7,914
    Interest paid
    $28,487
    Starting balance
    $441,840
  • Year 8$425,481
    Principal paid
    $8,445
    Interest paid
    $27,957
    Starting balance
    $433,926
  • Year 9$416,471
    Principal paid
    $9,010
    Interest paid
    $27,391
    Starting balance
    $425,481
  • Year 10$406,858
    Principal paid
    $9,613
    Interest paid
    $26,788
    Starting balance
    $416,471
First 10 of 30 years

Nearby

Courtesy of Gullwing Partners LLC · (512) 942-7131

Listings courtesy of ACTRIS as distributed by MLS GRID.