169 Cider Creek DR, Elgin TX 78621
Elgin, TX 78621 · Harvest Ridge
Single Family Residence for sale in Harvest Ridge
Overview
Property Description
169 Cider Creek Drive is a cozy, cottage-style home full of charm and modern finishes. This thoughtfully designed one-story home in Harvest Ridge features an alley access lot with a detached shed, ample natural lighting, and vinyl flooring throughout the main living areas. The L-shaped kitchen opens up to the dining and living rooms and features 3cm Blanco Atlantico Granite countertops, bright white cabinets with nickel hardware, sleek black appliances, and a charming window just above the single basin sink for the perfect touch of warmth. The primary suite offers a walk-in closet, walk-in shower, and a silestone vanity. Relax and enjoy the weather on your rear covered patio, just off the living room and primary suite. Enjoy other highlights such as walk-in closets in the secondary bedrooms, and a utility closet at the front of the home. Outside your door, enjoy resort-style amenities like a sparkling pool, fishing ponds, playscapes, sports courts, food truck nights, and a full-time Lifestyle Director, plus the convenience of the onsite elementary school just a short walk away.
Financial Info
- Price
- $228,280
- $ / Sqft
- $172
- HOA
- Yes - Mandatory / $70 / Monthly
- HOA Name
- PAMCO
- HOA Includes
- Common Area Maintenance, Maintenance Grounds
- Tax Rate
- 2.78%
- Est. Taxes
- $6,250
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 169 Cider Creek DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Harvest Ridge
- Legal Description
- HARVEST RIDGE SUBDIVISION SECTION FOUR, BLK R, LOT 2
- Parcel
- 8735209
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Pantry
- Appliances
- Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Stone Counters, Entrance Foyer, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2026 / New
- Square Feet
- 1,326 / Builder
- Garage Desc
- Attached, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
- Acres
- 0.12
- Lot Description
- Back Yard, Close to Clubhouse, Front Yard, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Municipal Utility District (MUD), Public
- Sewer
- Municipal Utility District (MUD)
- Utilities
- Electricity Available, Natural Gas Available, Phone Available, Water Available
- Heat
- Central, Natural Gas
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 15, 2026 | Back On Market | — | |
| Jul 15, 2026 | Price Increase | $228,280+$3,470 (+1.5%) | +$3,470 (+1.5%) |
| Jun 12, 2026 | Pending | — | |
| May 1, 2026 | New Listing | — |
Taxes
- Owner
- DOMAIN TIMBERLAKE MULTISTATE LLC
- Legal
- Harvest Ridge Subdivision Section Four, BLK R, LOT 2
- Geo ID
- 8735209
- Acreage
- 0.13
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- T8
- ALTESSA MUD
- MLS estimated annual taxes
- $6,250
- MLS tax year
- 2026
- CAD estimated taxes
- $1,107.22
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $39,749 | $0 | $39,749 | $39,749 | $39,749 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $39,749 | $39,749 | — | — | — | $139.32 | BASTROP COUNTY |
| $39,749 | $39,749 | — | — | — | $486.29 | ELGIN ISD |
| $39,749 | $39,749 | — | — | — | $39.75 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $39,749 | $39,749 | — | — | — | $41.10 | AUSTIN COMMUNITY COLLEGE |
| $39,749 | $39,749 | — | — | — | $39.75 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $39,749 | $39,749 | — | — | — | $31.09 | COUNTY ROAD FM |
| $39,749 | $39,749 | — | — | — | $329.92 | ALTESSA MUD |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Harvest Ridge
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,865 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,865
- Principal & interest
- $1,154
- Property taxes
- $521
- Homeowners insurance
- $190
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $182,624 | $2,041 | $11,810 | $180,583 | |
| 2 | $180,583 | $2,178 | $11,674 | $178,405 | |
| 3 | $178,405 | $2,324 | $11,528 | $176,081 | |
| 4 | $176,081 | $2,479 | $11,372 | $173,602 | |
| 5 | $173,602 | $2,645 | $11,206 | $170,956 | |
| 6 | $170,956 | $2,823 | $11,029 | $168,133 | |
| 7 | $168,133 | $3,012 | $10,840 | $165,122 | |
| 8 | $165,122 | $3,213 | $10,638 | $161,908 | |
| 9 | $161,908 | $3,429 | $10,423 | $158,480 | |
| 10 | $158,480 | $3,658 | $10,193 | $154,822 |
- Year 1$180,583
- Principal paid
- $2,041
- Interest paid
- $11,810
- Starting balance
- $182,624
- Year 2$178,405
- Principal paid
- $2,178
- Interest paid
- $11,674
- Starting balance
- $180,583
- Year 3$176,081
- Principal paid
- $2,324
- Interest paid
- $11,528
- Starting balance
- $178,405
- Year 4$173,602
- Principal paid
- $2,479
- Interest paid
- $11,372
- Starting balance
- $176,081
- Year 5$170,956
- Principal paid
- $2,645
- Interest paid
- $11,206
- Starting balance
- $173,602
- Year 6$168,133
- Principal paid
- $2,823
- Interest paid
- $11,029
- Starting balance
- $170,956
- Year 7$165,122
- Principal paid
- $3,012
- Interest paid
- $10,840
- Starting balance
- $168,133
- Year 8$161,908
- Principal paid
- $3,213
- Interest paid
- $10,638
- Starting balance
- $165,122
- Year 9$158,480
- Principal paid
- $3,429
- Interest paid
- $10,423
- Starting balance
- $161,908
- Year 10$154,822
- Principal paid
- $3,658
- Interest paid
- $10,193
- Starting balance
- $158,480
Nearby
Courtesy of New Home Now · (512) 960-4705
Listings courtesy of ACTRIS as distributed by MLS GRID.