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ActiveMLS #8867406

169 Cider Creek DR, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

3Bedrooms
2Bathrooms
1,326Square Ft
0.12Acres
0Garage
2026Year Built
Back on Market
1 / 29
$228,280

Overview

Property Description

169 Cider Creek Drive is a cozy, cottage-style home full of charm and modern finishes. This thoughtfully designed one-story home in Harvest Ridge features an alley access lot with a detached shed, ample natural lighting, and vinyl flooring throughout the main living areas. The L-shaped kitchen opens up to the dining and living rooms and features 3cm Blanco Atlantico Granite countertops, bright white cabinets with nickel hardware, sleek black appliances, and a charming window just above the single basin sink for the perfect touch of warmth. The primary suite offers a walk-in closet, walk-in shower, and a silestone vanity. Relax and enjoy the weather on your rear covered patio, just off the living room and primary suite. Enjoy other highlights such as walk-in closets in the secondary bedrooms, and a utility closet at the front of the home. Outside your door, enjoy resort-style amenities like a sparkling pool, fishing ponds, playscapes, sports courts, food truck nights, and a full-time Lifestyle Director, plus the convenience of the onsite elementary school just a short walk away.

Financial Info
Price
$228,280
$ / Sqft
$172
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
PAMCO
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$6,250
Tax Year
2026
Exemptions
None
Legal Info
Address
169 Cider Creek DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
HARVEST RIDGE SUBDIVISION SECTION FOUR, BLK R, LOT 2
Parcel
8735209
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Stone Counters, Entrance Foyer, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
1,326 / Builder
Garage Desc
Attached, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.12
Lot Description
Back Yard, Close to Clubhouse, Front Yard, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
+$3,470 (+1.5%)
$224,810 → $228,280
0
Price reductions
Active
Since May 1, 2026
Price trend
List priceMay 2026Jul 2026
Property history4 events
DateEventPriceChange
Jul 15, 2026Back On Market
Jul 15, 2026Price Increase$228,280+$3,470 (+1.5%)
Jun 12, 2026Pending
May 1, 2026New Listing

Taxes

General Information
Owner
DOMAIN TIMBERLAKE MULTISTATE LLC
Legal
Harvest Ridge Subdivision Section Four, BLK R, LOT 2
Geo ID
8735209
Acreage
0.13
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
ALTESSA MUD
Tax Summary
MLS estimated annual taxes
$6,250
MLS tax year
2026
CAD estimated taxes
$1,107.22
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$39,749$0$39,749$39,749$39,749
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$39,749$39,749$139.32BASTROP COUNTY
$39,749$39,749$486.29ELGIN ISD
$39,749$39,749$39.75BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$39,749$39,749$41.10AUSTIN COMMUNITY COLLEGE
$39,749$39,749$39.75BASTROP COUNTY EMERGENCY SVC DIST #3
$39,749$39,749$31.09COUNTY ROAD FM
$39,749$39,749$329.92ALTESSA MUD

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $228,280
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,865 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,865

Principal & interest
$1,154
Property taxes
$521
Homeowners insurance
$190

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$182,624$2,041$11,810$180,583
2$180,583$2,178$11,674$178,405
3$178,405$2,324$11,528$176,081
4$176,081$2,479$11,372$173,602
5$173,602$2,645$11,206$170,956
6$170,956$2,823$11,029$168,133
7$168,133$3,012$10,840$165,122
8$165,122$3,213$10,638$161,908
9$161,908$3,429$10,423$158,480
10$158,480$3,658$10,193$154,822
  • Year 1$180,583
    Principal paid
    $2,041
    Interest paid
    $11,810
    Starting balance
    $182,624
  • Year 2$178,405
    Principal paid
    $2,178
    Interest paid
    $11,674
    Starting balance
    $180,583
  • Year 3$176,081
    Principal paid
    $2,324
    Interest paid
    $11,528
    Starting balance
    $178,405
  • Year 4$173,602
    Principal paid
    $2,479
    Interest paid
    $11,372
    Starting balance
    $176,081
  • Year 5$170,956
    Principal paid
    $2,645
    Interest paid
    $11,206
    Starting balance
    $173,602
  • Year 6$168,133
    Principal paid
    $2,823
    Interest paid
    $11,029
    Starting balance
    $170,956
  • Year 7$165,122
    Principal paid
    $3,012
    Interest paid
    $10,840
    Starting balance
    $168,133
  • Year 8$161,908
    Principal paid
    $3,213
    Interest paid
    $10,638
    Starting balance
    $165,122
  • Year 9$158,480
    Principal paid
    $3,429
    Interest paid
    $10,423
    Starting balance
    $161,908
  • Year 10$154,822
    Principal paid
    $3,658
    Interest paid
    $10,193
    Starting balance
    $158,480
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.