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171 Cider Creek Dr 9153031Edit search
ActiveMLS #9153031

171 Cider Creek DR, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

3Bedrooms
2Bathrooms
1,326Square Ft
0.10Acres
0Garage
2026Year Built
Price Reduced
1 / 33
$218,810$223,810

Overview

Property Description

171 Cider Creek Drive is a cozy, cottage-style home full of charm and modern finishes. This thoughtfully designed one-story home in Harvest Ridge features an alley access lot with a detached shed, ample natural lighting, and vinyl flooring throughout the main living areas. The L-shaped kitchen opens up to the dining and living rooms and features Miami White silestone countertops, 42-inch upper cabinets, sleek black appliances, and a charming window just above the single basin sink for the perfect touch of warmth. The primary suite offers a walk-in closet, walk-in shower, and a silestone vanity. Relax and enjoy the weather on your rear covered patio, just off the living room and primary suite. Enjoy thoughtful touches such as coordinating light brown cabinets throughout and walk-in closets in the secondary bedrooms. Outside your door, enjoy resort-style amenities like a sparkling pool, fishing ponds, playscapes, sports courts, food truck nights, and a full-time Lifestyle Director—plus the convenience of the onsite elementary school just a short walk away.

Financial Info
Price
$218,810
$ / Sqft
$165
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
PAMCO
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$6,222
Tax Year
2026
Exemptions
None
Legal Info
Address
171 Cider Creek DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
HARVEST RIDGE SUBDIVISION SECTION FOUR, BLK R, LOT 3
Parcel
8735210
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Stone Counters, Entrance Foyer, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
1,326 / Builder
Garage Desc
Attached, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.10
Lot Description
Back Yard, Close to Clubhouse, Front Yard, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
−$5,000 (−2.2%)
$223,810 → $218,810
1
Price reduction
Active
Since Apr 14, 2026
Price trend
List priceApr 2026 → Sep 2026
Property history2 events
DateEventPriceChange
Sep 8, 2026Price Decrease$218,810−$5,000 (−2.2%)
Apr 14, 2026New Listing

Taxes

General Information
Owner
DOMAIN TIMBERLAKE MULTISTATE LLC
Legal
Harvest Ridge Subdivision Section Four, BLK R, LOT 3
Geo ID
8735210
Acreage
0.10
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
ALTESSA MUD
Tax Summary
MLS estimated annual taxes
$6,222
MLS tax year
2026
CAD estimated taxes
$937.51
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$33,657$0$33,657$33,657$33,657
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$33,657$33,657———$117.96BASTROP COUNTY
$33,657$33,657———$411.76ELGIN ISD
$33,657$33,657———$33.66BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$33,657$33,657———$34.80AUSTIN COMMUNITY COLLEGE
$33,657$33,657———$33.66BASTROP COUNTY EMERGENCY SVC DIST #3
$33,657$33,657———$26.32COUNTY ROAD FM
$33,657$33,657———$279.35ALTESSA MUD

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $218,810
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,807 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,807

Principal & interest
$1,106
Property taxes
$519
Homeowners insurance
$182

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$175,048$1,957$11,321$173,091
2$173,091$2,088$11,189$171,004
3$171,004$2,227$11,050$168,776
4$168,776$2,377$10,900$166,400
5$166,400$2,536$10,741$163,864
6$163,864$2,706$10,572$161,159
7$161,159$2,887$10,390$158,272
8$158,272$3,080$10,197$155,192
9$155,192$3,286$9,991$151,905
10$151,905$3,506$9,771$148,399
  • Year 1$173,091
    Principal paid
    $1,957
    Interest paid
    $11,321
    Starting balance
    $175,048
  • Year 2$171,004
    Principal paid
    $2,088
    Interest paid
    $11,189
    Starting balance
    $173,091
  • Year 3$168,776
    Principal paid
    $2,227
    Interest paid
    $11,050
    Starting balance
    $171,004
  • Year 4$166,400
    Principal paid
    $2,377
    Interest paid
    $10,900
    Starting balance
    $168,776
  • Year 5$163,864
    Principal paid
    $2,536
    Interest paid
    $10,741
    Starting balance
    $166,400
  • Year 6$161,159
    Principal paid
    $2,706
    Interest paid
    $10,572
    Starting balance
    $163,864
  • Year 7$158,272
    Principal paid
    $2,887
    Interest paid
    $10,390
    Starting balance
    $161,159
  • Year 8$155,192
    Principal paid
    $3,080
    Interest paid
    $10,197
    Starting balance
    $158,272
  • Year 9$151,905
    Principal paid
    $3,286
    Interest paid
    $9,991
    Starting balance
    $155,192
  • Year 10$148,399
    Principal paid
    $3,506
    Interest paid
    $9,771
    Starting balance
    $151,905
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.