171 N Pin Oak XING, Elgin TX 78621
Elgin, TX 78621 · The Arbors At Dogwood Creek
Single Family Residence for sale in The Arbors At Dogwood Creek
Overview
Property Description
Welcome to 171 Pin Oak Crossing, where thoughtful updates and traditional design come together on a beautiful tree-filled lot in one of Elgin’s most sought-after communities. Just 7 minutes from downtown Elgin, this home offers the perfect blend of country serenity and everyday convenience. Inside, you'll find an open and light-filled floor plan inviting you in, highlighted by warm faux hardwood-style tile flooring, custom lighting, and a brick wood-burning fireplace that serves as the heart of the home. The spacious kitchen is both stylish and practical, featuring a central island, double ovens, pantry, and designer backsplash, perfect for everyday meals or entertaining family and friends. Sunlight filters throughout the main living areas and sunroom, creating a bright and welcoming atmosphere. From the kitchen passthrough, enjoy a connection to nature, as windows provide excellent views of both the front and back yards. The primary suite offers a true retreat, complete with rustic hardwoods, private balcony, and an ensuite bath with dual sinks, tiled shower, and a stunning copper soaking tub. The additional bedrooms are equally inviting, offering flexibility for guests and 4th bedroom or office. Step outside to enjoy your private backyard haven, ideal for relaxing or entertaining. A large deck overlooks the yard, while a cowboy pool, lounging area, and in-ground fire pit create spaces for every season. The newly added 624 sq. ft. metal garage provides ample room for vehicles, tools, or a workshop setup. Set within the gated community of The Arbors at Dogwood Creek, residents enjoy tree-lined streets, spacious lots, and a strong sense of community, privacy, and all just minutes from local schools, shops, and dining. 171 Pin Oak Crossing isn’t just a home, it’s a lifestyle built around space, comfort, and connection. Experience it! Recent Appraisal Available
Financial Info
- Price
- $499,000
- $ / Sqft
- $226
- HOA
- Yes - Mandatory / $400 / Annually
- HOA Name
- The Abors Improvement Elgin
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.8275%
- Est. Taxes
- $5,791
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 171 N Pin Oak XING
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- The Arbors At Dogwood Creek
- Legal Description
- THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 29, ACRES 1.2220
- Parcel
- 80017
Interior Features
- Floor
- Tile, Vinyl, Wood
- Num Living
- 2
- Dining
- 1
- Kitchen
- Breakfast Bar, Eat-in Kitchen, Granite Counters, Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Electric Cooktop, Exhaust Fan, Double Oven, Free-Standing Range
- Laundry
- In Hall, Laundry Closet
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- No
- Fireplaces
- 1
- Fireplace Description
- Factory Built, Family Room, Wood Burning
- Interior Features
- Built-in Features, Breakfast Bar, Ceiling Fan(s), Chandelier, Crown Molding, Double Vanity, Eat-in Kitchen, French Doors, Granite Counters, High Ceilings, Kitchen Island, Pantry, Walk-In Closet(s), Soaking Tub, Interior Steps, Bookcases, Multiple Living Areas, Multiple Dining Areas, Washer Hookup, Study/Home Office, None
General Info
- Beds
- 4 Total / 4 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2000 / Updated/Remodeled
- Square Feet
- 2,204 / Public Records
- Garages
- 4
- Garage Desc
- See Remarks, Additional Parking, Attached, Covered, Detached, Door-Multi, Driveway, Garage, Garage Faces Side
- Foundation
- Slab
- Roof
- Composition
- Construction
- See Remarks, HardiPlank Type, Masonry – All Sides
- Acres
- 1.22
- Lot Description
- Back Yard, Cul-De-Sac, Front Yard, Irregular Lot, Level, Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Private
- Sewer
- Septic Tank
- Utilities
- Electricity Available, Phone Available, Water Connected
- Heat
- Central, Electric
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- Fenced, Privacy, Wood
- Exterior Features
- See Remarks, Balcony, Gutters Partial, Deck, Front Porch, Porch
- Pool On Property
- Yes
- Area Amenities
- Common Grounds, Gated, Tennis Court(s)
Rooms
Main level
- Living Room
CRWN
- Kitchen
Kitchn - Breakfast Area, Breakfast Bar, Center Island, GranCnt, CRWN, Eat In Kitchen, Pantry
- Bathroom
Half Bath
- Family Room
Second level
- Bedroom
Ceiling Fan(s)
- Bedroom
Ceiling Fan(s)
- Primary Bedroom
Ceiling Fan(s), Full Bath
- Bathroom
GranCnt, Full Bath
- Primary Bathroom
Chandelier, GranCnt, Dual Vanity, Full Bath, Separate Shower, Soaking Tub
- Office
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 12, 2026 | Price Decrease | $499,000−$13,000 (−2.5%) | −$13,000 (−2.5%) |
| Aug 21, 2026 | Price Decrease | $512,000−$26,000 (−4.8%) | −$26,000 (−4.8%) |
| Jul 6, 2026 | Price Decrease | $538,000−$51,000 (−8.7%) | −$51,000 (−8.7%) |
| Jul 1, 2026 | Back On Market | — | |
| Jul 1, 2026 | Hold | — | |
| May 8, 2026 | Price Increase | $589,000+$14,100 (+2.5%) | +$14,100 (+2.5%) |
| Nov 12, 2025 | Price Decrease | $574,900−$20,100 (−3.4%) | −$20,100 (−3.4%) |
| Oct 24, 2025 | New Listing | — |
Taxes
- Owner
- LLOYD, JOSHUA & STEPHANIE
- Legal
- THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 29, ACRES 1.2220
- Geo ID
- 80017
- Acreage
- 1.22
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $5,791
- MLS tax year
- 2025
- CAD estimated taxes
- $8,888.06
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $162,885 | $291,630 | $454,515 | $454,515 | $454,515 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $454,515 | $454,515 | — | — | — | $1,593.03 | BASTROP COUNTY |
| $454,515 | $454,515 | — | — | — | $5,560.54 | ELGIN ISD |
| $454,515 | $454,515 | — | — | — | $454.52 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $454,515 | $454,515 | — | — | — | $469.97 | AUSTIN COMMUNITY COLLEGE |
| $454,515 | $454,515 | — | — | — | $454.52 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $454,515 | $454,515 | — | — | — | $355.48 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Booker T Washington
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,422 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,422
- Principal & interest
- $2,523
- Property taxes
- $483
- Homeowners insurance
- $416
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $399,200 | $4,462 | $25,817 | $394,738 | |
| 2 | $394,738 | $4,761 | $25,518 | $389,977 | |
| 3 | $389,977 | $5,080 | $25,199 | $384,898 | |
| 4 | $384,898 | $5,420 | $24,859 | $379,478 | |
| 5 | $379,478 | $5,783 | $24,496 | $373,695 | |
| 6 | $373,695 | $6,170 | $24,109 | $367,525 | |
| 7 | $367,525 | $6,583 | $23,695 | $360,942 | |
| 8 | $360,942 | $7,024 | $23,254 | $353,917 | |
| 9 | $353,917 | $7,495 | $22,784 | $346,423 | |
| 10 | $346,423 | $7,997 | $22,282 | $338,426 |
- Year 1$394,738
- Principal paid
- $4,462
- Interest paid
- $25,817
- Starting balance
- $399,200
- Year 2$389,977
- Principal paid
- $4,761
- Interest paid
- $25,518
- Starting balance
- $394,738
- Year 3$384,898
- Principal paid
- $5,080
- Interest paid
- $25,199
- Starting balance
- $389,977
- Year 4$379,478
- Principal paid
- $5,420
- Interest paid
- $24,859
- Starting balance
- $384,898
- Year 5$373,695
- Principal paid
- $5,783
- Interest paid
- $24,496
- Starting balance
- $379,478
- Year 6$367,525
- Principal paid
- $6,170
- Interest paid
- $24,109
- Starting balance
- $373,695
- Year 7$360,942
- Principal paid
- $6,583
- Interest paid
- $23,695
- Starting balance
- $367,525
- Year 8$353,917
- Principal paid
- $7,024
- Interest paid
- $23,254
- Starting balance
- $360,942
- Year 9$346,423
- Principal paid
- $7,495
- Interest paid
- $22,784
- Starting balance
- $353,917
- Year 10$338,426
- Principal paid
- $7,997
- Interest paid
- $22,282
- Starting balance
- $346,423
Nearby
Courtesy of The Agency Austin, LLC · (512) 607-5113
Listings courtesy of ACTRIS as distributed by MLS GRID.