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ActiveMLS #4513446

172 Coppers WAY, Elgin TX 78621

Elgin, TX 78621 · Trinity Ranch

Single Family Residence for sale in Trinity Ranch

4Bedrooms
3Bathrooms
2,119Square Ft
0.13Acres
2Garage
2023Year Built
Price Reduced
1 / 27
$295,000$297,900

Overview

Property Description

PRICED BELOW COUNTY APPRAISAL — BRING YOUR OFFER! This is an opportunity buyers won’t want to miss. Built in 2023, 172 Coppers Way offers 4 bedrooms, 3 baths and over 2,100 square feet in Elgin’s Trinity Ranch community. With a competitive price, newer construction and a flexible floor plan, this home is positioned to sell. Don’t wait — schedule your showing and submit your offer! The open-concept living area is filled with natural light and flows into a modern kitchen with granite countertops, stainless steel appliances and a large island. Upstairs, a second living/game room offers additional space for entertaining, relaxing or working from home. The primary suite features a walk-in closet and spacious bath. The garage has flooring and a mini-split system and is currently used as additional living space, with the option to convert back for garage use. Outside, enjoy a large fenced backyard with room for entertaining, pets or play. Energy-efficient features include spray foam insulation, dual-pane ENERGY STAR windows, ENERGY STAR equipment and a tankless water heater. Trinity Ranch residents enjoy a resort-style pool, clubhouse, walking/biking trails and green spaces. Trinity Ranch Elementary School is located within the subdivision. Convenient to Highway 290, downtown Elgin, Bastrop, Samsung in Taylor, Tesla and Austin. PRICED BELOW CAD VALUE — seller is ready to see offers! Schedule your showing today and bring your best offer. Potential short sale. Sale and all terms are subject to lender/lienholder approval. Property is being sold as-is. Please allow additional time for short-sale approval.

Financial Info
Price
$295,000
$ / Sqft
$139
HOA
Yes - Mandatory / $156 / Quarterly
HOA Name
Neighborhood Management, Inc.
HOA Includes
Common Area Maintenance
Tax Rate
2.91%
Est. Taxes
$9,694.92
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
172 Coppers WAY
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Trinity Ranch
Legal Description
172 Coppers
Parcel
172 Coppers Way
Interior Features
Floor
Carpet, Vinyl
Num Living
2
Dining
1
Appliances
Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Microwave, Oven, Self Cleaning Oven, Stainless Steel Appliance(s), Tankless Water Heater
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Interior Features
Built-in Features, Ceiling Fan(s), Electric Dryer Hookup, Entrance Foyer, Multiple Living Areas, Study/Home Office, Walk-In Closet(s), Washer Hookup, Prewired, Double Pane Windows, ENERGY STAR Qualified Windows
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2023 / Resale
Square Feet
2,119 / Builder
Garages
2
Garage Desc
Garage Door Opener
Foundation
Slab
Roof
Composition
Construction
Brick, Spray Foam Insulation
Acres
0.13
Lot Description
Back Yard
Restrictions
City Restrictions, Covenant, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available
Heat
Central, ENERGY STAR Qualified Equipment, Fireplace(s), Natural Gas
A C
Ceiling Fan(s), Central Air, ENERGY STAR Qualified Equipment, Zoned
Exterior Features
Fence
Back Yard
Exterior Features
None, Patio
Pool On Property
No
Area Amenities
Clubhouse, Pool

Price history

Members only
Days on market
−$2,900 (−1%)
$297,900 → $295,000
1
Price reduction
Active
Since Aug 30, 2026
Price trend
List priceAug 2026 → Sep 2026
Property history2 events
DateEventPriceChange
Sep 20, 2026Price Decrease$295,000−$2,900 (−1%)
Aug 30, 2026New Listing

Taxes

General Information
Owner
MOMO, STEPHANIE KENFACK
Legal
Trinity Ranch Phase 1, Section 1, BLK D, LOT 15
Geo ID
8729555
Acreage
0.12
Exemptions
Exemption Type
Homestead Local Option, Homestead
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
ELGIN MUNICIPAL UTILITY DISTRICT NO. 2
Tax Summary
MLS estimated annual taxes
$9,694.92
MLS tax year
2026
CAD estimated taxes
$7,974.66
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$71,638$262,037$333,675$333,675$333,675
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$333,675$333,675———$1,169.50BASTROP COUNTY
$333,675$193,675———$2,369.42ELGIN ISD
$333,675$333,675———$333.68BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$333,675$328,675———$339.85AUSTIN COMMUNITY COLLEGE
$333,675$333,675———$333.68BASTROP COUNTY EMERGENCY SVC DIST #3
$333,675$330,675———$258.62COUNTY ROAD FM
$333,675$333,675———$3,169.91ELGIN MUNICIPAL UTILITY DISTRICT NO. 2

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Trinity Ranch
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $295,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,546 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,546

Principal & interest
$1,492
Property taxes
$808
Homeowners insurance
$246

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$236,000$2,638$15,262$233,362
2$233,362$2,814$15,086$230,548
3$230,548$3,003$14,897$227,545
4$227,545$3,204$14,696$224,341
5$224,341$3,419$14,481$220,922
6$220,922$3,648$14,253$217,274
7$217,274$3,892$14,008$213,382
8$213,382$4,153$13,748$209,230
9$209,230$4,431$13,469$204,799
10$204,799$4,727$13,173$200,072
  • Year 1$233,362
    Principal paid
    $2,638
    Interest paid
    $15,262
    Starting balance
    $236,000
  • Year 2$230,548
    Principal paid
    $2,814
    Interest paid
    $15,086
    Starting balance
    $233,362
  • Year 3$227,545
    Principal paid
    $3,003
    Interest paid
    $14,897
    Starting balance
    $230,548
  • Year 4$224,341
    Principal paid
    $3,204
    Interest paid
    $14,696
    Starting balance
    $227,545
  • Year 5$220,922
    Principal paid
    $3,419
    Interest paid
    $14,481
    Starting balance
    $224,341
  • Year 6$217,274
    Principal paid
    $3,648
    Interest paid
    $14,253
    Starting balance
    $220,922
  • Year 7$213,382
    Principal paid
    $3,892
    Interest paid
    $14,008
    Starting balance
    $217,274
  • Year 8$209,230
    Principal paid
    $4,153
    Interest paid
    $13,748
    Starting balance
    $213,382
  • Year 9$204,799
    Principal paid
    $4,431
    Interest paid
    $13,469
    Starting balance
    $209,230
  • Year 10$200,072
    Principal paid
    $4,727
    Interest paid
    $13,173
    Starting balance
    $204,799
First 10 of 30 years

Nearby

Courtesy of Sterling & Associates R.E. · (512) 281-3336

Listings courtesy of ACTRIS as distributed by MLS GRID.