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ActiveMLS #6299725

175 Barley LN, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

4Bedrooms
2Bathrooms
1,657Square Ft
0.14Acres
2Garage
2026Year Built
1 / 15
$285,930

Overview

Property Description

Introducing 175 Barley Lane located in Elgin’s premier community, Harvest Ridge! This one-story new home’s layout blends practicality and warmth with modern finishes like wood-look vinyl flooring in the main living areas and bright white cabinets throughout. The heart of the home can be found in the kitchen which features a center island, Blanco Atlantico Granite countertops, 42-inch upper cabinets, a corner pantry, and stainless-steel appliances with a gas range. Beside the kitchen, a cozy dining area offers a bright and inviting space for casual meals and conversation. Relax and unwind in the primary suite with a walk-in closet, semi-private water closet, and a walk-in shower. Other amazing highlights include a utility closet located at the front of the home and Silestone bathroom vanities. Harvest Ridge is designed for connection and convenience, featuring top-tier amenities like a resort-style pool, sports courts, fishing ponds, and a coffee bar. With the brand-new onsite elementary school now open and a full-time Lifestyle Director planning regular events, this new home in Elgin offers more than comfort, it offers a vibrant lifestyle.

Financial Info
Price
$285,930
$ / Sqft
$173
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$7,949
Tax Year
2026
Exemptions
None
Legal Info
Address
175 Barley LN
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
Harvest Ridge Subdivision Section Three, BLK P, LOT 19
Parcel
8729453
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Granite Counters, Double Vanity, Entrance Foyer, Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
1,657 / Builder
Garages
2
Garage Desc
See Remarks
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.14
Lot Description
Back Yard, Close to Clubhouse, Front Yard, Irregular Lot, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Days on market
$285,930
List price
0
Price reductions
Active
Since Oct 28, 2026
Property history1 event
DateEventPriceChange
Oct 28, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $285,930
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,346 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,346

Principal & interest
$1,446
Property taxes
$662
Homeowners insurance
$238

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$228,744$2,557$14,793$226,187
2$226,187$2,728$14,622$223,459
3$223,459$2,911$14,439$220,549
4$220,549$3,106$14,244$217,443
5$217,443$3,314$14,036$214,129
6$214,129$3,535$13,814$210,594
7$210,594$3,772$13,578$206,822
8$206,822$4,025$13,325$202,797
9$202,797$4,294$13,055$198,502
10$198,502$4,582$12,768$193,920
  • Year 1$226,187
    Principal paid
    $2,557
    Interest paid
    $14,793
    Starting balance
    $228,744
  • Year 2$223,459
    Principal paid
    $2,728
    Interest paid
    $14,622
    Starting balance
    $226,187
  • Year 3$220,549
    Principal paid
    $2,911
    Interest paid
    $14,439
    Starting balance
    $223,459
  • Year 4$217,443
    Principal paid
    $3,106
    Interest paid
    $14,244
    Starting balance
    $220,549
  • Year 5$214,129
    Principal paid
    $3,314
    Interest paid
    $14,036
    Starting balance
    $217,443
  • Year 6$210,594
    Principal paid
    $3,535
    Interest paid
    $13,814
    Starting balance
    $214,129
  • Year 7$206,822
    Principal paid
    $3,772
    Interest paid
    $13,578
    Starting balance
    $210,594
  • Year 8$202,797
    Principal paid
    $4,025
    Interest paid
    $13,325
    Starting balance
    $206,822
  • Year 9$198,502
    Principal paid
    $4,294
    Interest paid
    $13,055
    Starting balance
    $202,797
  • Year 10$193,920
    Principal paid
    $4,582
    Interest paid
    $12,768
    Starting balance
    $198,502
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.