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ActiveMLS #6502527

175 Cider Creek DR, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

3Bedrooms
2 full / 1 halfBathrooms
1,501Square Ft
0.10Acres
0Garage
2026Year Built
1 / 3
$247,270

Overview

Property Description

Welcome home to 175 Cider Creek Drive located in Elgin’s premier community, Harvest Ridge! This two-story new build home is alive with natural light throughout, including an open-concept kitchen, dining, and living room with wood-look vinyl flooring. Enter the heart of the home where you’ll be greeted with an L-shaped kitchen boasting Miami White Silestone countertops, 42-inch upper cabinets, sleek black appliances with a gas range, and a charming window just above the single basin sink. Retire to the primary suite and unwind with a walk-in closet, dual vanity, and a Vikrell Surround shower. Enjoy other amazing features such as an alley access lot with a rear detached shed, 5 panel interior doors, and a covered porch perfect for morning coffee or evening sunsets. Harvest Ridge is designed for connection and convenience, featuring top-tier amenities like a resort-style pool, sports courts, fishing ponds, and a coffee bar. With the brand-new onsite elementary school now open and a full-time Lifestyle Director planning regular events, this new home in Elgin offers more than comfort, it offers a vibrant lifestyle.

Financial Info
Price
$247,270
$ / Sqft
$165
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$6,874
Tax Year
2026
Exemptions
None
Legal Info
Address
175 Cider Creek DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
HARVEST RIDGE SUBDIVISION SECTION FOUR, BLK R, LOT 4
Parcel
8735211
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Granite Counters, Double Vanity, Entrance Foyer, Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
3 Total / 1 Main Level / 2 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / New
Square Feet
1,501 / Builder
Garage Desc
See Remarks
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.10
Lot Description
Back Yard, Close to Clubhouse, Corner Lot, Front Yard, Irregular Lot, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
$247,270
List price
0
Price reductions
Active
Since Jun 5, 2026
Property history1 event
DateEventPriceChange
Jun 5, 2026New Listing

Taxes

General Information
Owner
DOMAIN TIMBERLAKE MULTISTATE LLC
Legal
Harvest Ridge Subdivision Section Four, BLK R, LOT 4
Geo ID
8735211
Acreage
0.10
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
ALTESSA MUD
Tax Summary
MLS estimated annual taxes
$6,874
MLS tax year
2026
CAD estimated taxes
$937.51
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$33,657$0$33,657$33,657$33,657
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$33,657$33,657$117.96BASTROP COUNTY
$33,657$33,657$411.76ELGIN ISD
$33,657$33,657$33.66BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$33,657$33,657$34.80AUSTIN COMMUNITY COLLEGE
$33,657$33,657$33.66BASTROP COUNTY EMERGENCY SVC DIST #3
$33,657$33,657$26.32COUNTY ROAD FM
$33,657$33,657$279.35ALTESSA MUD

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $247,270
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,029 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,029

Principal & interest
$1,250
Property taxes
$573
Homeowners insurance
$206

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$197,816$2,211$12,793$195,605
2$195,605$2,359$12,645$193,246
3$193,246$2,517$12,487$190,729
4$190,729$2,686$12,318$188,043
5$188,043$2,866$12,138$185,177
6$185,177$3,057$11,947$182,120
7$182,120$3,262$11,742$178,858
8$178,858$3,481$11,523$175,377
9$175,377$3,714$11,290$171,663
10$171,663$3,963$11,041$167,701
  • Year 1$195,605
    Principal paid
    $2,211
    Interest paid
    $12,793
    Starting balance
    $197,816
  • Year 2$193,246
    Principal paid
    $2,359
    Interest paid
    $12,645
    Starting balance
    $195,605
  • Year 3$190,729
    Principal paid
    $2,517
    Interest paid
    $12,487
    Starting balance
    $193,246
  • Year 4$188,043
    Principal paid
    $2,686
    Interest paid
    $12,318
    Starting balance
    $190,729
  • Year 5$185,177
    Principal paid
    $2,866
    Interest paid
    $12,138
    Starting balance
    $188,043
  • Year 6$182,120
    Principal paid
    $3,057
    Interest paid
    $11,947
    Starting balance
    $185,177
  • Year 7$178,858
    Principal paid
    $3,262
    Interest paid
    $11,742
    Starting balance
    $182,120
  • Year 8$175,377
    Principal paid
    $3,481
    Interest paid
    $11,523
    Starting balance
    $178,858
  • Year 9$171,663
    Principal paid
    $3,714
    Interest paid
    $11,290
    Starting balance
    $175,377
  • Year 10$167,701
    Principal paid
    $3,963
    Interest paid
    $11,041
    Starting balance
    $171,663
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.