Mr. Home Search
176 Lacy Dr 5529822Edit search
ActiveMLS #5529822

176 Lacy DR, Elgin TX 78621

Elgin, TX 78621 · Elgin Oaks Two

Single Family Residence for sale in Elgin Oaks Two

3Bedrooms
2Bathrooms
1,632Square Ft
2.01Acres
0Garage
1987Year Built
Price Reduced
1 / 40
$330,000$350,000
3D tour

Overview

Property Description

Discover the potential of this 1,632 +/- sq. ft. single-story home on 2 acres of country land! With a metal roof, new siding, and remodeled bathrooms, the big-ticket updates are already taken care of. Inside, a bright sunroom is perfect for morning coffee or plant lovers. Outside, the property really shines with oversized yards, a large storage shed, a versatile “he-shed/she-shed” with electrical, and even a chicken coop for your feathered friends. Located in Elgin—the largest city in Bastrop County and just 20 miles from Austin—this property offers the best of both worlds: peaceful country living with quick access to city conveniences. Elgin is a growing hub for advanced manufacturing, entrepreneurship, and new development, with major projects bringing more jobs, housing, and retail to the area. With a little vision, this home can truly become your dream homestead in a community on the rise.

Financial Info
Price
$330,000
$ / Sqft
$202
HOA
None
Tax Rate
1.82745%
Est. Taxes
$880.11
Tax Year
2025
Exemptions
Homestead, Over 65
Legal Info
Address
176 Lacy DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Elgin Oaks Two
Legal Description
ELGIN OAKS TWO, LOT 636, ACRES 2.005
Parcel
58563
Interior Features
Floor
Carpet, Concrete, Tile
Num Living
1
Dining
1
Appliances
None
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Electric
Interior Features
Ceiling Fan(s), Tile Counters, Electric Dryer Hookup, Multiple Living Areas, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, Security Lights, Smoke Detector(s), Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1987 / Resale
Square Feet
1,632 / Owner
Garage Desc
Detached Carport, Driveway, Gated
Foundation
Slab
Roof
Metal
Construction
HardiPlank Type
Acres
2.01
Lot Description
Level, Trees-Medium (20 Ft - 40 Ft), Trees-Moderate, Trees-Small (Under 20 Ft)
Restrictions
Covenant
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Internet-Cable, Water Connected
Heat
Electric
A C
Ceiling Fan(s), Wall/Window Unit(s)
Exterior Features
Fence
Fenced, Full, Perimeter, Wire
Exterior Features
No Exterior Steps, Private Yard, Covered, Front Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms2 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s), Walk-In Closet(s)

  • Primary Bathroom

    Full Bath, Walk-in Shower

Price history

Members only
Days on market
−$20,000 (−5.7%)
$350,000 → $330,000
1
Price reduction
Active
Since Oct 10, 2025
Price trend
List priceOct 2025 → Apr 2026
Property history2 events
DateEventPriceChange
Apr 10, 2026Price Decrease$330,000−$20,000 (−5.7%)
Oct 10, 2025New Listing

Taxes

General Information
Owner
MENDO-MAR, JUAN
Legal
ELGIN OAKS TWO, LOT 636, ACRES 2.005
Geo ID
58563
Acreage
2.01
Exemptions
Exemption Type
Homestead Local Option, Over 65 Homestead Local Option, Homestead, Over 65
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$880.11
MLS tax year
2025
CAD estimated taxes
$1,067.71
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$208,663$125,676$334,339$334,339$244,803
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$244,803$219,803———$473.58BASTROP COUNTY
$244,803$44,803———$0.00ELGIN ISD
$244,803$244,803———$244.80BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$244,803$164,803———$0.00AUSTIN COMMUNITY COLLEGE
$244,803$244,803———$244.80BASTROP COUNTY EMERGENCY SVC DIST #3
$244,803$219,803———$104.53COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Booker T Washington
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $330,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,017 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,017

Principal & interest
$1,669
Property taxes
$73
Homeowners insurance
$275

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$264,000$2,951$17,073$261,049
2$261,049$3,148$16,875$257,901
3$257,901$3,359$16,665$254,542
4$254,542$3,584$16,440$250,957
5$250,957$3,824$16,200$247,133
6$247,133$4,080$15,944$243,053
7$243,053$4,354$15,670$238,699
8$238,699$4,645$15,379$234,054
9$234,054$4,956$15,068$229,097
10$229,097$5,288$14,736$223,809
  • Year 1$261,049
    Principal paid
    $2,951
    Interest paid
    $17,073
    Starting balance
    $264,000
  • Year 2$257,901
    Principal paid
    $3,148
    Interest paid
    $16,875
    Starting balance
    $261,049
  • Year 3$254,542
    Principal paid
    $3,359
    Interest paid
    $16,665
    Starting balance
    $257,901
  • Year 4$250,957
    Principal paid
    $3,584
    Interest paid
    $16,440
    Starting balance
    $254,542
  • Year 5$247,133
    Principal paid
    $3,824
    Interest paid
    $16,200
    Starting balance
    $250,957
  • Year 6$243,053
    Principal paid
    $4,080
    Interest paid
    $15,944
    Starting balance
    $247,133
  • Year 7$238,699
    Principal paid
    $4,354
    Interest paid
    $15,670
    Starting balance
    $243,053
  • Year 8$234,054
    Principal paid
    $4,645
    Interest paid
    $15,379
    Starting balance
    $238,699
  • Year 9$229,097
    Principal paid
    $4,956
    Interest paid
    $15,068
    Starting balance
    $234,054
  • Year 10$223,809
    Principal paid
    $5,288
    Interest paid
    $14,736
    Starting balance
    $229,097
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 678-1100

Listings courtesy of ACTRIS as distributed by MLS GRID.