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17912 Honey Locust Ln 2129345Edit search
ActiveMLS #2129345

17912 Honey Locust LN, Elgin TX 78621

Elgin, TX 78621 · Elm Creek Sec 02

Single Family Residence for sale in Elm Creek Sec 02

4Bedrooms
2Bathrooms
1,412Square Ft
0.13Acres
1Garage
2005Year Built
Price Reduced
1 / 20
$235,000$245,000
3D tour

Overview

Property Description

Recent paint & flooring added to this charming single-story home offering a warm and inviting layout perfect for comfortable everyday living. (new photos coming)The open living area flows seamlessly into the kitchen, creating a connected space for relaxing, dining, and entertaining. The primary bedroom includes a private full bathroom, providing a comfortable retreat at the end of the day. Step outside to enjoy the fenced backyard, offering space for pets, play, gardening, or outdoor gatherings,. Additional highlights include replacement windows installed in 2018, flooring added in 2021, kitchen appliances from 2021, a roof completed in 2025, and a recently serviced HVAC system. This cute and cozy home is ready to welcome its next owner. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

Financial Info
Price
$235,000
$ / Sqft
$166
HOA
Yes - Mandatory / $110 / Quarterly
HOA Name
Rowcal
HOA Includes
See Remarks
Tax Rate
2.25%
Est. Taxes
$5,760.5
Tax Year
2026
Exemptions
None
Legal Info
Address
17912 Honey Locust LN
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek Sec 02
Legal Description
LOT 20 BLK B ELM CREEK SEC 2
Parcel
02399602390000
Interior Features
Floor
Carpet, Linoleum
Num Living
1
Dining
1
Appliances
Dishwasher, Gas Range, Microwave, Refrigerator
Laundry
Inside
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Primary Bedroom on Main, Walk-In Closet(s), None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2005 / Resale
Square Feet
1,412 / Public Records
Garages
1
Garage Desc
Driveway
Foundation
Slab
Roof
Composition
Construction
Wood Siding
Acres
0.13
Lot Description
None
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Patio, Rear Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms3 rooms

First level

  • Primary Bedroom
  • Kitchen
  • Living Room

Price history

Members only
Days on market
−$10,000 (−4.1%)
$245,000 → $235,000
1
Price reduction
Active
Since Jun 5, 2026
Price trend
List priceJun 2026 → Aug 2026
Property history2 events
DateEventPriceChange
Aug 13, 2026Price Decrease$235,000−$10,000 (−4.1%)
Jun 5, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $235,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,864 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,864

Principal & interest
$1,188
Property taxes
$480
Homeowners insurance
$196

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$188,000$2,101$12,158$185,899
2$185,899$2,242$12,017$183,657
3$183,657$2,392$11,867$181,264
4$181,264$2,552$11,707$178,712
5$178,712$2,723$11,536$175,989
6$175,989$2,906$11,354$173,083
7$173,083$3,100$11,159$169,983
8$169,983$3,308$10,951$166,675
9$166,675$3,530$10,730$163,145
10$163,145$3,766$10,494$159,379
  • Year 1$185,899
    Principal paid
    $2,101
    Interest paid
    $12,158
    Starting balance
    $188,000
  • Year 2$183,657
    Principal paid
    $2,242
    Interest paid
    $12,017
    Starting balance
    $185,899
  • Year 3$181,264
    Principal paid
    $2,392
    Interest paid
    $11,867
    Starting balance
    $183,657
  • Year 4$178,712
    Principal paid
    $2,552
    Interest paid
    $11,707
    Starting balance
    $181,264
  • Year 5$175,989
    Principal paid
    $2,723
    Interest paid
    $11,536
    Starting balance
    $178,712
  • Year 6$173,083
    Principal paid
    $2,906
    Interest paid
    $11,354
    Starting balance
    $175,989
  • Year 7$169,983
    Principal paid
    $3,100
    Interest paid
    $11,159
    Starting balance
    $173,083
  • Year 8$166,675
    Principal paid
    $3,308
    Interest paid
    $10,951
    Starting balance
    $169,983
  • Year 9$163,145
    Principal paid
    $3,530
    Interest paid
    $10,730
    Starting balance
    $166,675
  • Year 10$159,379
    Principal paid
    $3,766
    Interest paid
    $10,494
    Starting balance
    $163,145
First 10 of 30 years

Nearby

Courtesy of Orchard Brokerage · (844) 515-9880

Listings courtesy of ACTRIS as distributed by MLS GRID.