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ActiveMLS #2129345

17912 Honey Locust LN, Elgin TX 78621

Elgin, TX 78621 · Elm Creek Sec 02

Single Family Residence for sale in Elm Creek Sec 02

4Bedrooms
2Bathrooms
1,412Square Ft
0.13Acres
1Garage
2005Year Built
Price Reduced
1 / 20
$225,000$245,000
3D tour

Overview

Property Description

Recent paint & flooring added to this charming single-story home offering a warm and inviting layout with acoustic caulked windows system for sound and energy efficiency. All appliances convey including W/D & refrigerator. The open living area flows seamlessly into the kitchen, creating a connected space for relaxing, dining, and entertaining. The primary bedroom includes a private full bathroom, providing a comfortable retreat at the end of the day. Step outside to enjoy the fenced backyard, offering space for pets, play, gardening, or outdoor gatherings,. Additional highlights include replacement windows installed in 2018, flooring added in 2021, kitchen appliances from 2021, a roof completed in 2025, and a recently serviced HVAC system. This cute and cozy home is ready to welcome its next owner. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

Financial Info
Price
$225,000
$ / Sqft
$159
HOA
Yes - Mandatory / $110 / Quarterly
HOA Name
Rowcal
HOA Includes
See Remarks
Tax Rate
2.25%
Est. Taxes
$5,760.5
Tax Year
2026
Exemptions
None
Legal Info
Address
17912 Honey Locust LN
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek Sec 02
Legal Description
LOT 20 BLK B ELM CREEK SEC 2
Parcel
02399602390000
Interior Features
Floor
Carpet, Linoleum
Num Living
1
Dining
1
Appliances
Dishwasher, Gas Cooktop, Gas Range, Microwave, Refrigerator, Washer/Dryer
Laundry
Inside
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Primary Bedroom on Main, Walk-In Closet(s), None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2005 / Resale
Square Feet
1,412 / Public Records
Garages
1
Garage Desc
Driveway
Foundation
Slab
Roof
Composition
Construction
Wood Siding
Acres
0.13
Lot Description
None
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Patio, Rear Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms3 rooms

First level

  • Primary Bedroom
  • Kitchen
  • Living Room

Price history

Days on market
−$20,000 (−8.2%)
$245,000 → $225,000
2
Price reductions
Active
Since Jun 5, 2026
Price trend
List priceJun 2026 → Oct 2026
Property history3 events
DateEventPriceChange
Oct 21, 2026Price Decrease$225,000−$10,000 (−4.3%)
Aug 13, 2026Price Decrease$235,000−$10,000 (−4.1%)
Jun 5, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 701043

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
AUSTIN COMM COLL DIST0.103400$197,905$204.63
BASTROP-TRAVIS COUNTIES ESD NO 10.100000$202,905$202.91
ELGIN ISD1.223400$62,905$769.58
TRAVIS CO MUD NO 140.785000$202,905$1,592.80
TRAVIS COUNTY0.375845$160,324$602.57
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$160,324$189.22
Ordinary property tax estimate2.705668$3,561.71

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information
Owner
FIELDS RANDALL L & ERICKA M
Legal
LOT 20 BLK B ELM CREEK SEC 2
Geo ID
prop:701043
Acreage
0.13
Exemptions
Exemption Type
Homestead
Tax Summary
MLS estimated annual taxes
$5,760.5
MLS tax year
2026
Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025$222,8141.382268$2,716.40
2024—1.338714$2,612.19
2023—1.223947$2,173.57
2022—1.269623$2,050.65
2021—1.374979$2,012.97
2020—1.400465$1,861.53

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Travis Central Appraisal District News

Source: Travis County

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $225,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,806 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,806

Principal & interest
$1,138
Property taxes
$480
Homeowners insurance
$188

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$180,000$2,012$11,641$177,988
2$177,988$2,147$11,506$175,841
3$175,841$2,290$11,362$173,551
4$173,551$2,444$11,209$171,107
5$171,107$2,607$11,045$168,500
6$168,500$2,782$10,871$165,718
7$165,718$2,968$10,684$162,749
8$162,749$3,167$10,485$159,582
9$159,582$3,379$10,273$156,203
10$156,203$3,606$10,047$152,597
  • Year 1$177,988
    Principal paid
    $2,012
    Interest paid
    $11,641
    Starting balance
    $180,000
  • Year 2$175,841
    Principal paid
    $2,147
    Interest paid
    $11,506
    Starting balance
    $177,988
  • Year 3$173,551
    Principal paid
    $2,290
    Interest paid
    $11,362
    Starting balance
    $175,841
  • Year 4$171,107
    Principal paid
    $2,444
    Interest paid
    $11,209
    Starting balance
    $173,551
  • Year 5$168,500
    Principal paid
    $2,607
    Interest paid
    $11,045
    Starting balance
    $171,107
  • Year 6$165,718
    Principal paid
    $2,782
    Interest paid
    $10,871
    Starting balance
    $168,500
  • Year 7$162,749
    Principal paid
    $2,968
    Interest paid
    $10,684
    Starting balance
    $165,718
  • Year 8$159,582
    Principal paid
    $3,167
    Interest paid
    $10,485
    Starting balance
    $162,749
  • Year 9$156,203
    Principal paid
    $3,379
    Interest paid
    $10,273
    Starting balance
    $159,582
  • Year 10$152,597
    Principal paid
    $3,606
    Interest paid
    $10,047
    Starting balance
    $156,203
First 10 of 30 years

Nearby

Courtesy of Orchard Brokerage · (844) 515-9880

Listings courtesy of ACTRIS as distributed by MLS GRID.