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ActiveMLS #1202897

18005 Prairie Verbena LN, Elgin TX 78621

Elgin, TX 78621 · Elm Creek Sec 5A

Single Family Residence for sale in Elm Creek Sec 5A

3Bedrooms
2Bathrooms
1,442Square Ft
0.16Acres
2Garage
2009Year Built
New
1 / 10
$225,000
3D tour

Overview

Property Description

Welcome to this charming 3 bedroom 2 bath home in Elgin, Texas. This inviting resale offers a comfortable and functional floor plan with spacious living areas, a well appointed kitchen and generously sized bedrooms. Enjoy the convenience of a private backyard perfect for relaxing, entertaining or enjoying the Texas outdoors. Located in the growing Elgin community with convenient access to local schools, shopping, dining, parks and major roadways. Whether you're a first-time buyer, growing household, or investor, this home offers an excellent opportunity to own in the Elgin area. Come see all this home has to offer!

Financial Info
Price
$225,000
$ / Sqft
$156
HOA
Yes - Mandatory / $110 / Quarterly
HOA Name
Elm Creek Home Owners Association
HOA Includes
Common Area Maintenance
Tax Rate
2.7%
Est. Taxes
$6,399
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
18005 Prairie Verbena LN
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Creek Sec 5A
Legal Description
LOT 13 BLK K ELM CREEK SEC 5A
Parcel
02399611180000
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Appliances
Cooktop, Dishwasher, Microwave, Oven, Range, Refrigerator, Washer, Washer/Dryer
Laundry
Inside
Master Main
Yes
Interior Features
Bar, Ceiling Fan(s), Open Floorplan, None, Blinds
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2009 / Resale
Square Feet
1,442 / Public Records
Garages
2
Garage Desc
Garage
Foundation
Slab
Roof
Asbestos Shingle
Construction
Brick, Brick Veneer, Masonry – Partial
Acres
0.16
Lot Description
Back Yard, Level
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Above Ground, Cable Available, Electricity Available, Internet-Cable, Internet-Fiber, Phone Available, Sewer Available, Water Available
Heat
Electric
A C
Electric
Exterior Features
Fence
Wood
Exterior Features
None, Awning(s), Patio
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Park, Picnic Area, Playground

Price history

Members only
Days on market
$225,000
List price
0
Price reductions
Active
Since Sep 22, 2026
Property history1 event
DateEventPriceChange
Sep 22, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $225,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,859 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,859

Principal & interest
$1,138
Property taxes
$533
Homeowners insurance
$188

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$180,000$2,012$11,641$177,988
2$177,988$2,147$11,506$175,841
3$175,841$2,290$11,362$173,551
4$173,551$2,444$11,209$171,107
5$171,107$2,607$11,045$168,500
6$168,500$2,782$10,871$165,718
7$165,718$2,968$10,684$162,749
8$162,749$3,167$10,485$159,582
9$159,582$3,379$10,273$156,203
10$156,203$3,606$10,047$152,597
  • Year 1$177,988
    Principal paid
    $2,012
    Interest paid
    $11,641
    Starting balance
    $180,000
  • Year 2$175,841
    Principal paid
    $2,147
    Interest paid
    $11,506
    Starting balance
    $177,988
  • Year 3$173,551
    Principal paid
    $2,290
    Interest paid
    $11,362
    Starting balance
    $175,841
  • Year 4$171,107
    Principal paid
    $2,444
    Interest paid
    $11,209
    Starting balance
    $173,551
  • Year 5$168,500
    Principal paid
    $2,607
    Interest paid
    $11,045
    Starting balance
    $171,107
  • Year 6$165,718
    Principal paid
    $2,782
    Interest paid
    $10,871
    Starting balance
    $168,500
  • Year 7$162,749
    Principal paid
    $2,968
    Interest paid
    $10,684
    Starting balance
    $165,718
  • Year 8$159,582
    Principal paid
    $3,167
    Interest paid
    $10,485
    Starting balance
    $162,749
  • Year 9$156,203
    Principal paid
    $3,379
    Interest paid
    $10,273
    Starting balance
    $159,582
  • Year 10$152,597
    Principal paid
    $3,606
    Interest paid
    $10,047
    Starting balance
    $156,203
First 10 of 30 years

Nearby

Courtesy of Pure Realty · (512) 337-0400

Listings courtesy of ACTRIS as distributed by MLS GRID.