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181 Cider Creek Dr 5983786Edit search
PendingMLS #5983786

181 Cider Creek DR, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

3Bedrooms
2 full / 1 halfBathrooms
1,419Square Ft
0.10Acres
0Garage
2026Year Built
1 / 3
$234,160

Overview

Property Description

181 Cider Creek Drive combines charm, smart design, and added curb appeal thanks to its alley-access lot—placing the focus on a welcoming front elevation in Harvest Ridge, Elgin’s award-winning master-planned community. This two-story home features a rear detached shed, rear covered patio, and a covered porch perfect for enjoying the beautiful Texas outdoors. Inside you’ll be greeted with wood-look vinyl on the first floor, 5 panel interior doors, and ample natural lighting. Enter the L-shaped kitchen that offers Miami White Silestone countertops, 42-inch upper cabinets, sleek black appliances with a gas range, and cozy window above the single-basin sink overlooking the backyard. Relax in the primary suite with a Vikrell Surround shower, and a dual vanity for maximum getting ready space. Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events—plus the convenience of an on-site elementary school just steps away.

Financial Info
Price
$234,160
$ / Sqft
$165
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$6,510
Tax Year
2026
Exemptions
None
Legal Info
Address
181 Cider Creek DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
HARVEST RIDGE SUBDIVISION SECTION FOUR, BLK R, LOT 6
Parcel
8735213
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
No
Interior Features
Stone Counters, Entrance Foyer, Interior Steps, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / New
Square Feet
1,419 / Builder
Garage Desc
Attached, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.10
Lot Description
Back Yard, Close to Clubhouse, Front Yard, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
$234,160
List price
0
Price reductions
Pending
Since Jun 5, 2026
Property history2 events
DateEventPriceChange
Aug 28, 2026Pending
Jun 5, 2026New Listing

Taxes

General Information
Owner
DOMAIN TIMBERLAKE MULTISTATE LLC
Legal
Harvest Ridge Subdivision Section Four, BLK R, LOT 6
Geo ID
8735213
Acreage
0.10
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
ALTESSA MUD
Tax Summary
MLS estimated annual taxes
$6,510
MLS tax year
2026
CAD estimated taxes
$937.51
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$33,657$0$33,657$33,657$33,657
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$33,657$33,657———$117.96BASTROP COUNTY
$33,657$33,657———$411.76ELGIN ISD
$33,657$33,657———$33.66BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$33,657$33,657———$34.80AUSTIN COMMUNITY COLLEGE
$33,657$33,657———$33.66BASTROP COUNTY EMERGENCY SVC DIST #3
$33,657$33,657———$26.32COUNTY ROAD FM
$33,657$33,657———$279.35ALTESSA MUD

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $234,160
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,922 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,922

Principal & interest
$1,184
Property taxes
$543
Homeowners insurance
$195

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$187,328$2,094$12,115$185,234
2$185,234$2,234$11,974$183,000
3$183,000$2,384$11,825$180,616
4$180,616$2,543$11,665$178,073
5$178,073$2,714$11,495$175,360
6$175,360$2,895$11,313$172,464
7$172,464$3,089$11,119$169,375
8$169,375$3,296$10,912$166,079
9$166,079$3,517$10,692$162,562
10$162,562$3,752$10,456$158,809
  • Year 1$185,234
    Principal paid
    $2,094
    Interest paid
    $12,115
    Starting balance
    $187,328
  • Year 2$183,000
    Principal paid
    $2,234
    Interest paid
    $11,974
    Starting balance
    $185,234
  • Year 3$180,616
    Principal paid
    $2,384
    Interest paid
    $11,825
    Starting balance
    $183,000
  • Year 4$178,073
    Principal paid
    $2,543
    Interest paid
    $11,665
    Starting balance
    $180,616
  • Year 5$175,360
    Principal paid
    $2,714
    Interest paid
    $11,495
    Starting balance
    $178,073
  • Year 6$172,464
    Principal paid
    $2,895
    Interest paid
    $11,313
    Starting balance
    $175,360
  • Year 7$169,375
    Principal paid
    $3,089
    Interest paid
    $11,119
    Starting balance
    $172,464
  • Year 8$166,079
    Principal paid
    $3,296
    Interest paid
    $10,912
    Starting balance
    $169,375
  • Year 9$162,562
    Principal paid
    $3,517
    Interest paid
    $10,692
    Starting balance
    $166,079
  • Year 10$158,809
    Principal paid
    $3,752
    Interest paid
    $10,456
    Starting balance
    $162,562
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.