ActiveMLS #5983786

181 Cider Creek DR, Elgin TX 78621

Name: 181 Cider Creek DR, Elgin, TX 78621
SKU: 5983786
Price: 229160 USD
Availability: InStock

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

$234,160

$229,160

2 full / 1 half

1,419

0.10

2026

Price Reduced

1 / 3

$229,160$234,160

Overview

Property Description

181 Cider Creek Drive combines charm, smart design, and added curb appeal thanks to its alley-access lot—placing the focus on a welcoming front elevation in Harvest Ridge, Elgin’s award-winning master-planned community. This two-story home features a rear detached shed, rear covered patio, and a covered porch perfect for enjoying the beautiful Texas outdoors. Inside you’ll be greeted with wood-look vinyl on the first floor, 5 panel interior doors, and ample natural lighting. Enter the L-shaped kitchen that offers Miami White Silestone countertops, 42-inch upper cabinets, sleek black appliances with a gas range, and cozy window above the single-basin sink overlooking the backyard. Relax in the primary suite with a Vikrell Surround shower, and a dual vanity for maximum getting ready space. Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events—plus the convenience of an on-site elementary school just steps away.

Financial Info

Price: $229,160
$ / Sqft: $161
HOA: Yes - Mandatory / $70 / Monthly
HOA Name: The Neighborhood Company
HOA Includes: Common Area Maintenance, Maintenance Grounds
Tax Rate: 2.78%
Est. Taxes: $6,510
Tax Year: 2026
Exemptions: None

Legal Info

Address: 181 Cider Creek DR
County: Bastrop
City: Elgin
State: TX
Zip: 78621
Subdivision: Harvest Ridge
Legal Description: HARVEST RIDGE SUBDIVISION SECTION FOUR, BLK R, LOT 6
Parcel: 8735213

Interior Features

Floor: Carpet, Vinyl
Num Living: 1
Dining: 1
Kitchen: Pantry
Appliances: Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
Laundry: Laundry Room
Master Bed: Walk-In Closet(s)
Master Main: No
Interior Features: Stone Counters, Entrance Foyer, Interior Steps, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows

General Info

Beds: 3 Total / 3 Other Level
Full / Half Baths: 2 / 1
Prop Type: Residential
Property Type: Single Family Residence
Stories: 2
Year Built: 2026 / New
Square Feet: 1,419 / Builder
Garage Desc: Attached, Garage Faces Front
Foundation: Slab
Roof: Composition, Shingle
Construction: HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres: 0.10
Lot Description: Back Yard, Close to Clubhouse, Front Yard, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions: See Remarks
Flood Plain: No
View: Neighborhood
Water Access: No
Waterfront: No
Area: EL

Utility Info

Water: Municipal Utility District (MUD), Public
Sewer: Municipal Utility District (MUD)
Utilities: Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat: Central, Natural Gas
A C: Central Air

Exterior Features

Fence: Back Yard, Wood
Exterior Features: Private Yard, Covered, Patio
Pool On Property: No
Area Amenities: Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Days on market

−$5,000 (−2.1%)

$234,160 → $229,160

Price reduction

Active

Since Oct 23, 2026

Price trend

List priceJun 2026 → Nov 2026

Property history4 events

Date	Event	Price	Change
Nov 5, 2026	Price Decrease	$229,160−$5,000 (−2.1%)	−$5,000 (−2.1%)
Oct 23, 2026	Back On Market		—
Aug 28, 2026	Pending		—
Jun 5, 2026	New Listing		—

Taxes

General Information

Owner: DOMAIN TIMBERLAKE MULTISTATE LLC
Legal: Harvest Ridge Subdivision Section Four, BLK R, LOT 6
Geo ID: 8735213
Acreage: 0.10

Exemptions

Exemption Type: None on record

Taxing Units

T1: BASTROP COUNTY
T2: ELGIN ISD
T4: BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5: AUSTIN COMMUNITY COLLEGE
T6: BASTROP COUNTY EMERGENCY SVC DIST #3
T7: COUNTY ROAD FM
T8: ALTESSA MUD

Tax Summary

MLS estimated annual taxes: $6,510
MLS tax year: 2026
CAD estimated taxes: $937.51
CAD source year: 2026

Appraisal Values

Year	Land	Improvements	Market	Appraised	Assessed
2026	$33,657	$0	$33,657	$33,657	$33,657

Assessments

Capped	Taxable	Assessed	Land HS	Imp HS	CAD Est. Tax	Taxing Unit
$33,657	$33,657	—	—	—	$117.96	BASTROP COUNTY
$33,657	$33,657	—	—	—	$411.76	ELGIN ISD
$33,657	$33,657	—	—	—	$33.66	BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$33,657	$33,657	—	—	—	$34.80	AUSTIN COMMUNITY COLLEGE
$33,657	$33,657	—	—	—	$33.66	BASTROP COUNTY EMERGENCY SVC DIST #3
$33,657	$33,657	—	—	—	$26.32	COUNTY ROAD FM
$33,657	$33,657	—	—	—	$279.35	ALTESSA MUD

Source: Bastrop County

Schools

School Info

District: Elgin ISD
Elementary: Harvest Ridge
Middle: Elgin
High: Elgin

Maps

Financing

Your preferences

20% down
Conv/Jumbo
30 years
6.50% rate

Saved on this device

Home priceList price $229,160

Down payment

Stays 20% if you change the price

Interest rateNote rate, not APR

Loan termLoan type

Property taxesFrom this listing’s tax record

Homeowners insurance*Estimated only (1% of price / yr)

Estimated monthly payment

$1,893 / mo

20% down · 6.50% interest · 30-year fixed

Principal & interest: $1,159
Property taxes: $543
Homeowners insurance: $191

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
Year	Starting balance	Principal paid	Interest paid	Ending balance
1	$183,328	$2,049	$11,856	$181,279
2	$181,279	$2,186	$11,719	$179,093
3	$179,093	$2,333	$11,572	$176,760
4	$176,760	$2,489	$11,416	$174,271
5	$174,271	$2,656	$11,249	$171,615
6	$171,615	$2,834	$11,072	$168,782
7	$168,782	$3,023	$10,882	$165,758
8	$165,758	$3,226	$10,679	$162,533
9	$162,533	$3,442	$10,463	$159,091
10	$159,091	$3,672	$10,233	$155,418

Year 1$181,279
Principal paid
$2,049
Interest paid
$11,856
Starting balance
$183,328
Year 2$179,093
Principal paid
$2,186
Interest paid
$11,719
Starting balance
$181,279
Year 3$176,760
Principal paid
$2,333
Interest paid
$11,572
Starting balance
$179,093
Year 4$174,271
Principal paid
$2,489
Interest paid
$11,416
Starting balance
$176,760
Year 5$171,615
Principal paid
$2,656
Interest paid
$11,249
Starting balance
$174,271
Year 6$168,782
Principal paid
$2,834
Interest paid
$11,072
Starting balance
$171,615
Year 7$165,758
Principal paid
$3,023
Interest paid
$10,882
Starting balance
$168,782
Year 8$162,533
Principal paid
$3,226
Interest paid
$10,679
Starting balance
$165,758
Year 9$159,091
Principal paid
$3,442
Interest paid
$10,463
Starting balance
$162,533
Year 10$155,418
Principal paid
$3,672
Interest paid
$10,233
Starting balance
$159,091

First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.