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ActiveMLS #8531378

182 Elm Wood DR, Elgin TX 78621

Elgin, TX 78621 · Arbors At Dogwood Creek

Single Family Residence for sale in Arbors At Dogwood Creek

3Bedrooms
2Bathrooms
2,107Square Ft
1.05Acres
2Garage
2001Year Built
Price Reduced
1 / 36
$519,000$525,000

Overview

Property Description

2.25% Assumable Interest Rate; potential for huge monthly savings compared with current rates, investors eligible too! Discover the charm of country living in The Arbors at Dogwood Creek in Elgin. Surrounded by mature trees and peaceful views; 3 beds, 2 baths, separate office and dinning spaces; this home offers privacy, space, and an easy going lifestyle just a short drive from Austin. Inside, spacious rooms live larger than they appear in photos. A bright, open-concept floor plan with dedicated office and dining/flex space is designed for comfortable everyday living and entertaining. Tall windows let in abundant natural light. The remodeled primary bathroom features modern finishes, dual vanity, walk-in shower and soaking tub. Additional interior improvements include paint and bamboo hardwood flooring. The home also boast newer systems for peace of mind including new HVAC and hot water heater in 2026, added attic insulation, water filtration system, water softener, and less than 10 years old roof. The septic system was installed in 2021 and receives quarterly servicing. Outside, the 1.05 acre lot provides plenty of room to enjoy the best of country living. Extra covered parking and an impressive 16' x 24' storage building with a 14' x 10 loft' loft space provide exceptional space for recreational vehicles, hobbies, equipment, and projects. The setting is equally special - hummingbirds visit the front porch, cardinals gather outside the dining room window, and deer wander the yard. Quiet neighbors, mature trees, and star-filled nights create a peaceful retreat, while a friendly HOA provides an added sense of community. This growing area offers the appeal of small-town living with access to Austin and growing Bastrop. If you're looking for acreage, privacy, flexible spaces, substantial storage, and a peaceful place to call home—with an interest rate that's hard to replicate—this Elgin property is worth a look. Washer, dryer, fridge all convey.

Financial Info
Price
$519,000
$ / Sqft
$246
HOA
Yes - Mandatory / $532 / Annually
HOA Name
Arbors HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.2592%
Est. Taxes
$4,638.64
Tax Year
2011
Exemptions
Disability, Homestead
Legal Info
Address
182 Elm Wood DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Arbors At Dogwood Creek
Legal Description
The Arbors At Dogwood Creek Sec 1, Lot 10, Acres 1.0500
Parcel
R79998
Interior Features
Floor
Carpet, Tile
Num Living
2
Dining
2
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Double Oven, Self Cleaning Oven, Trash Compactor
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
High Ceilings, Multiple Dining Areas, Multiple Living Areas, Primary Bedroom on Main, Walk-In Closet(s), Prewired, Smoke Detector(s), Drapes
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2001 / Resale
Square Feet
2,107 / Public Records
Garages
2
Garage Desc
Attached, Door-Single, Garage Faces Side
Foundation
Slab
Roof
Composition
Construction
Brick Veneer
Acres
1.05
Lot Description
Level, Private, Trees-Heavy, Trees-Large (Over 40 Ft), Many Trees, Trees-Medium (20 Ft - 40 Ft)
Restrictions
None
Flood Plain
No
View
Trees/Woods
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
Electricity Available, Phone Connected
Heat
Electric
A C
Central Air
Exterior Features
Fence
Chain Link, Privacy
Exterior Features
Private Yard, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Common Grounds, Gated, Golf, Park, Playground, Sidewalks, Tennis Court(s), Underground Utilities

Price history

Members only
Days on market
−$6,000 (−1.1%)
$525,000 → $519,000
1
Price reduction
Active
Since Aug 28, 2026
Price trend
List priceAug 2026Sep 2026
Property history2 events
DateEventPriceChange
Sep 16, 2026Price Decrease$519,000−$6,000 (−1.1%)
Aug 28, 2026New Listing

Taxes

General Information
Owner
CURRIER, BRETT
Legal
THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 10, ACRES 1.0500
Geo ID
79998
Acreage
1.05
Exemptions
Exemption Type
Disabled Veteran Homestead, Homestead
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$4,638.64
MLS tax year
2011
CAD estimated taxes
$0.00
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$156,881$301,762$458,643$458,643$458,643
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$458,643$0$0.00BASTROP COUNTY
$458,643$0$0.00ELGIN ISD
$458,643$0$0.00BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$458,643$0$0.00AUSTIN COMMUNITY COLLEGE
$458,643$0$0.00BASTROP COUNTY EMERGENCY SVC DIST #3
$458,643$0$0.00COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $519,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,444 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,444

Principal & interest
$2,624
Property taxes
$387
Homeowners insurance
$433

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$415,200$4,641$26,851$410,559
2$410,559$4,952$26,541$405,608
3$405,608$5,283$26,209$400,324
4$400,324$5,637$25,855$394,687
5$394,687$6,015$25,478$388,673
6$388,673$6,417$25,075$382,255
7$382,255$6,847$24,645$375,408
8$375,408$7,306$24,186$368,103
9$368,103$7,795$23,697$360,308
10$360,308$8,317$23,175$351,990
  • Year 1$410,559
    Principal paid
    $4,641
    Interest paid
    $26,851
    Starting balance
    $415,200
  • Year 2$405,608
    Principal paid
    $4,952
    Interest paid
    $26,541
    Starting balance
    $410,559
  • Year 3$400,324
    Principal paid
    $5,283
    Interest paid
    $26,209
    Starting balance
    $405,608
  • Year 4$394,687
    Principal paid
    $5,637
    Interest paid
    $25,855
    Starting balance
    $400,324
  • Year 5$388,673
    Principal paid
    $6,015
    Interest paid
    $25,478
    Starting balance
    $394,687
  • Year 6$382,255
    Principal paid
    $6,417
    Interest paid
    $25,075
    Starting balance
    $388,673
  • Year 7$375,408
    Principal paid
    $6,847
    Interest paid
    $24,645
    Starting balance
    $382,255
  • Year 8$368,103
    Principal paid
    $7,306
    Interest paid
    $24,186
    Starting balance
    $375,408
  • Year 9$360,308
    Principal paid
    $7,795
    Interest paid
    $23,697
    Starting balance
    $368,103
  • Year 10$351,990
    Principal paid
    $8,317
    Interest paid
    $23,175
    Starting balance
    $360,308
First 10 of 30 years

Nearby

Courtesy of Brodsky Properties · (512) 481-8811

Listings courtesy of ACTRIS as distributed by MLS GRID.