182 Elm Wood DR, Elgin TX 78621
Elgin, TX 78621 · Arbors At Dogwood Creek
Single Family Residence for sale in Arbors At Dogwood Creek
Overview
Property Description
2.25% Assumable Interest Rate; potential for huge monthly savings compared with current rates, investors eligible too! Discover the charm of country living in The Arbors at Dogwood Creek in Elgin. Surrounded by mature trees and peaceful views; 3 beds, 2 baths, separate office and dinning spaces; this home offers privacy, space, and an easy going lifestyle just a short drive from Austin. Inside, spacious rooms live larger than they appear in photos. A bright, open-concept floor plan with dedicated office and dining/flex space is designed for comfortable everyday living and entertaining. Tall windows let in abundant natural light. The remodeled primary bathroom features modern finishes, dual vanity, walk-in shower and soaking tub. Additional interior improvements include paint and bamboo hardwood flooring. The home also boast newer systems for peace of mind including new HVAC and hot water heater in 2026, added attic insulation, water filtration system, water softener, and less than 10 years old roof. The septic system was installed in 2021 and receives quarterly servicing. Outside, the 1.05 acre lot provides plenty of room to enjoy the best of country living. Extra covered parking and an impressive 16' x 24' storage building with a 14' x 10 loft' loft space provide exceptional space for recreational vehicles, hobbies, equipment, and projects. The setting is equally special - hummingbirds visit the front porch, cardinals gather outside the dining room window, and deer wander the yard. Quiet neighbors, mature trees, and star-filled nights create a peaceful retreat, while a friendly HOA provides an added sense of community. This growing area offers the appeal of small-town living with access to Austin and growing Bastrop. If you're looking for acreage, privacy, flexible spaces, substantial storage, and a peaceful place to call home—with an interest rate that's hard to replicate—this Elgin property is worth a look. Washer, dryer, fridge all convey.
Financial Info
- Price
- $519,000
- $ / Sqft
- $246
- HOA
- Yes - Mandatory / $532 / Annually
- HOA Name
- Arbors HOA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.2592%
- Est. Taxes
- $4,638.64
- Tax Year
- 2011
- Exemptions
- Disability, Homestead
Legal Info
- Address
- 182 Elm Wood DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Arbors At Dogwood Creek
- Legal Description
- The Arbors At Dogwood Creek Sec 1, Lot 10, Acres 1.0500
- Parcel
- R79998
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 2
- Dining
- 2
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Microwave, Double Oven, Self Cleaning Oven, Trash Compactor
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- High Ceilings, Multiple Dining Areas, Multiple Living Areas, Primary Bedroom on Main, Walk-In Closet(s), Prewired, Smoke Detector(s), Drapes
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2001 / Resale
- Square Feet
- 2,107 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Door-Single, Garage Faces Side
- Foundation
- Slab
- Roof
- Composition
- Construction
- Brick Veneer
- Acres
- 1.05
- Lot Description
- Level, Private, Trees-Heavy, Trees-Large (Over 40 Ft), Many Trees, Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- None
- Flood Plain
- No
- View
- Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Private
- Sewer
- Septic Tank
- Utilities
- Electricity Available, Phone Connected
- Heat
- Electric
- A C
- Central Air
Exterior Features
- Fence
- Chain Link, Privacy
- Exterior Features
- Private Yard, Covered, Patio, Porch
- Pool On Property
- No
- Area Amenities
- Common Grounds, Gated, Golf, Park, Playground, Sidewalks, Tennis Court(s), Underground Utilities
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 16, 2026 | Price Decrease | $519,000−$6,000 (−1.1%) | −$6,000 (−1.1%) |
| Aug 28, 2026 | New Listing | — |
Taxes
- Owner
- CURRIER, BRETT
- Legal
- THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 10, ACRES 1.0500
- Geo ID
- 79998
- Acreage
- 1.05
- Exemption Type
- Disabled Veteran Homestead, Homestead
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $4,638.64
- MLS tax year
- 2011
- CAD estimated taxes
- $0.00
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $156,881 | $301,762 | $458,643 | $458,643 | $458,643 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $458,643 | $0 | — | — | — | $0.00 | BASTROP COUNTY |
| $458,643 | $0 | — | — | — | $0.00 | ELGIN ISD |
| $458,643 | $0 | — | — | — | $0.00 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $458,643 | $0 | — | — | — | $0.00 | AUSTIN COMMUNITY COLLEGE |
| $458,643 | $0 | — | — | — | $0.00 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $458,643 | $0 | — | — | — | $0.00 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,444 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,444
- Principal & interest
- $2,624
- Property taxes
- $387
- Homeowners insurance
- $433
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $415,200 | $4,641 | $26,851 | $410,559 | |
| 2 | $410,559 | $4,952 | $26,541 | $405,608 | |
| 3 | $405,608 | $5,283 | $26,209 | $400,324 | |
| 4 | $400,324 | $5,637 | $25,855 | $394,687 | |
| 5 | $394,687 | $6,015 | $25,478 | $388,673 | |
| 6 | $388,673 | $6,417 | $25,075 | $382,255 | |
| 7 | $382,255 | $6,847 | $24,645 | $375,408 | |
| 8 | $375,408 | $7,306 | $24,186 | $368,103 | |
| 9 | $368,103 | $7,795 | $23,697 | $360,308 | |
| 10 | $360,308 | $8,317 | $23,175 | $351,990 |
- Year 1$410,559
- Principal paid
- $4,641
- Interest paid
- $26,851
- Starting balance
- $415,200
- Year 2$405,608
- Principal paid
- $4,952
- Interest paid
- $26,541
- Starting balance
- $410,559
- Year 3$400,324
- Principal paid
- $5,283
- Interest paid
- $26,209
- Starting balance
- $405,608
- Year 4$394,687
- Principal paid
- $5,637
- Interest paid
- $25,855
- Starting balance
- $400,324
- Year 5$388,673
- Principal paid
- $6,015
- Interest paid
- $25,478
- Starting balance
- $394,687
- Year 6$382,255
- Principal paid
- $6,417
- Interest paid
- $25,075
- Starting balance
- $388,673
- Year 7$375,408
- Principal paid
- $6,847
- Interest paid
- $24,645
- Starting balance
- $382,255
- Year 8$368,103
- Principal paid
- $7,306
- Interest paid
- $24,186
- Starting balance
- $375,408
- Year 9$360,308
- Principal paid
- $7,795
- Interest paid
- $23,697
- Starting balance
- $368,103
- Year 10$351,990
- Principal paid
- $8,317
- Interest paid
- $23,175
- Starting balance
- $360,308
Nearby
Courtesy of Brodsky Properties · (512) 481-8811
Listings courtesy of ACTRIS as distributed by MLS GRID.