ActiveMLS #8828616

18420 Cloudmore LN, Elgin TX 78621

Name: 18420 Cloudmore LN, Elgin, TX 78621
SKU: 8828616
Price: 206000 USD
Availability: InStock

Elgin, TX 78621 · Westwind Sec 02

Single Family Residence for sale in Westwind Sec 02

$237,999

$206,000

1,551

0.13

2011

Price Reduced

1 / 30

$206,000$237,999

Overview

Property Description

NEW PRICE! SHORT SALE APPROVED. Property is being sold AS-IS. Buyer should allow additional time for lender review and approval. Priced opportunity in Westwind — 3-bedroom, 2-bath home with 2-car garage and functional layout. Bring your vision and make it your own. Highlights include: located on a quiet cul-de-sac street with limited through traffic, smart home features for added efficiency and control, functional layout with spacious living and private bedrooms, two-car garage with ample storage, recently updated attic insulation and fencing.

Financial Info

Price: $206,000
$ / Sqft: $133
HOA: Yes - Mandatory / $165 / Semi-Annually
HOA Name: Westwind HOA
HOA Includes: Common Area Maintenance
Tax Rate: 2.5%
Est. Taxes: $1,350
Tax Year: 2025
Exemptions: Homestead

Legal Info

Address: 18420 Cloudmore LN
County: Travis
City: Elgin
State: TX
Zip: 78621
Subdivision: Westwind Sec 02
Legal Description: LOT 91 BLK E WESTWIND SUBD SEC 2
Parcel: 02419803910000

Interior Features

Floor: Carpet, Tile
Num Living: 1
Dining: 1
Kitchen: Breakfast Bar, Eat-in Kitchen
Appliances: Dishwasher, Disposal, Electric Range, Microwave, Free-Standing Refrigerator, Washer/Dryer
Laundry: Inside
Master Bed: Primary Bedroom on Main, Walk-In Closet(s)
Master Main: Yes
Interior Features: Bidet, Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bedroom on Main, Walk-In Closet(s), None, Double Pane Windows

General Info

Beds: 3 Total / 3 Main Level
Full / Half Baths: 2 / 0
Prop Type: Residential
Property Type: Single Family Residence
Stories: 1
Year Built: 2011 / Resale
Square Feet: 1,551 / Public Records
Garages: 2
Garage Desc: Garage, Garage Faces Front
Foundation: Slab
Roof: Composition
Construction: Brick, HardiPlank Type
Acres: 0.13
Lot Description: Back Yard, Front Yard
Restrictions: None
Flood Plain: See Remarks
View: None
Water Access: No
Waterfront: No
Area: EL

Utility Info

Water: Public
Sewer: Public Sewer
Utilities: Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat: Central
A C: Central Air

Exterior Features

Fence: Back Yard, Wood
Exterior Features: No Exterior Steps, Private Yard, Front Porch, Patio
Pool On Property: No
Area Amenities: Park

Rooms

Rooms9 rooms

Main level

Laundry
Primary Bathroom
Tub & Shower
Bedroom
Bedroom 1
Primary Bedroom
Bathroom
Living Room
Dining Room
Kitchen
Bedroom
Bedroom 2

Price history

Days on market

−$31,999 (−13.4%)

$237,999 → $206,000

Price reductions

Active

Since May 14, 2026

Price trend

List priceApr 2026 → Oct 2026

Property history6 events

Date	Event	Price	Change
Oct 2, 2026	Price Decrease	$206,000−$9,000 (−4.2%)	−$9,000 (−4.2%)
Aug 24, 2026	Price Decrease	$215,000−$15,000 (−6.5%)	−$15,000 (−6.5%)
Jul 6, 2026	Price Decrease	$230,000−$7,999 (−3.4%)	−$7,999 (−3.4%)
May 14, 2026	Back On Market		—
May 8, 2026	Active Under Contract		—
Apr 27, 2026	New Listing		—

Taxes

2026 Estimated Property Taxes

TCAD account 727810

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing Entity	Rate per $100	Taxable Value	Estimated Tax
AUSTIN COMM COLL DIST	0.103400	$239,777	$247.93
BASTROP-TRAVIS COUNTIES ESD NO 1	0.100000	$244,777	$244.78
CITY OF ELGIN	0.619296	$244,777	$1,515.89
ELGIN ISD	1.223400	$104,777	$1,281.84
TRAVIS COUNTY	0.375845	$195,822	$735.99
TRAVIS COUNTY HEALTHCARE DISTRICT	0.118023	$195,822	$231.11
Ordinary property tax estimate	2.539964		$4,257.54

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information

Owner: LUGO JONATHAN
Legal: LOT 91 BLK E WESTWIND SUBD SEC 2
Geo ID: prop:727810
Acreage: 0.13

Exemptions

Exemption Type: Homestead

Tax Summary

MLS estimated annual taxes: $1,350
MLS tax year: 2025

Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

Year	Appraised Value	Combined Rate per $100	Annual Taxes Billed
2025	$256,951	0.597268	$1,275.72
2024	—	0.553714	$1,349.50
2023	—	0.503947	$1,535.32
2022	—	0.515623	$1,554.25
2021	—	0.573979	$1,045.42
2020	—	0.590465	$1,013.31

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Travis Central Appraisal District News

Source: Travis County

Schools

School Info

District: Elgin ISD
Elementary: Neidig
Middle: Elgin
High: Elgin

Maps

Financing

Your preferences

20% down
Conv/Jumbo
30 years
6.50% rate

Saved on this device

Home priceList price $206,000

Down payment

Stays 20% if you change the price

Interest rateNote rate, not APR

Loan termLoan type

Property taxesFrom this listing’s tax record

Homeowners insurance*Estimated only (1% of price / yr)

Estimated monthly payment

$1,327 / mo

20% down · 6.50% interest · 30-year fixed

Principal & interest: $1,042
Property taxes: $113
Homeowners insurance: $172

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
Year	Starting balance	Principal paid	Interest paid	Ending balance
1	$164,800	$1,842	$10,658	$162,958
2	$162,958	$1,965	$10,534	$160,993
3	$160,993	$2,097	$10,403	$158,896
4	$158,896	$2,237	$10,262	$156,658
5	$156,658	$2,387	$10,112	$154,271
6	$154,271	$2,547	$9,953	$151,724
7	$151,724	$2,718	$9,782	$149,006
8	$149,006	$2,900	$9,600	$146,106
9	$146,106	$3,094	$9,406	$143,012
10	$143,012	$3,301	$9,199	$139,711

Year 1$162,958
Principal paid
$1,842
Interest paid
$10,658
Starting balance
$164,800
Year 2$160,993
Principal paid
$1,965
Interest paid
$10,534
Starting balance
$162,958
Year 3$158,896
Principal paid
$2,097
Interest paid
$10,403
Starting balance
$160,993
Year 4$156,658
Principal paid
$2,237
Interest paid
$10,262
Starting balance
$158,896
Year 5$154,271
Principal paid
$2,387
Interest paid
$10,112
Starting balance
$156,658
Year 6$151,724
Principal paid
$2,547
Interest paid
$9,953
Starting balance
$154,271
Year 7$149,006
Principal paid
$2,718
Interest paid
$9,782
Starting balance
$151,724
Year 8$146,106
Principal paid
$2,900
Interest paid
$9,600
Starting balance
$149,006
Year 9$143,012
Principal paid
$3,094
Interest paid
$9,406
Starting balance
$146,106
Year 10$139,711
Principal paid
$3,301
Interest paid
$9,199
Starting balance
$143,012

First 10 of 30 years

Nearby

Courtesy of Realty of America, LLC · (512) 788-9495

Listings courtesy of ACTRIS as distributed by MLS GRID.