187 Cider Creek DR, Elgin TX 78621
Elgin, TX 78621 · Harvest Ridge
Single Family Residence for sale in Harvest Ridge
Overview
Property Description
Introducing 187 Cider Creek Drive located in Elgin’s premier community, Harvest Ridge! This two-story corner lot new build home is alive with natural light throughout, including an open-concept kitchen, dining, and living room with wood-look vinyl flooring. Enter the heart of the home where you’ll be greeted with an L-shaped kitchen boasting Miami White Silestone countertops, 42-inch upper cabinets, sleek black appliances with a gas range, and a charming window just above the single basin sink. Retire to the primary suite and unwind with a walk-in closet, dual vanity, and a Vikrell Surround shower. Enjoy other amazing features such as an alley access lot with a rear detached shed, 5 panel interior doors, and a covered porch perfect for morning coffee or evening sunsets. Harvest Ridge is designed for connection and convenience, featuring top-tier amenities like a resort-style pool, sports courts, fishing ponds, and a coffee bar. With the brand-new onsite elementary school now open and a full-time Lifestyle Director planning regular events, this new home in Elgin offers more than comfort, it offers a vibrant lifestyle.
Financial Info
- Price
- $259,270
- $ / Sqft
- $173
- HOA
- Yes - Mandatory / $70 / Monthly
- HOA Name
- The Neighborhood Company
- HOA Includes
- Common Area Maintenance, Maintenance Grounds
- Tax Rate
- 2.78%
- Est. Taxes
- $7,208
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 187 Cider Creek DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Harvest Ridge
- Legal Description
- HARVEST RIDGE SUBDIVISION SECTION FOUR, BLK R, LOT 8
- Parcel
- 8735215
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters, Pantry
- Appliances
- Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Granite Counters, Double Vanity, Entrance Foyer, Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
- Beds
- 3 Total / 1 Main Level / 2 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2026 / New
- Square Feet
- 1,501 / Builder
- Garage Desc
- See Remarks
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
- Acres
- 0.14
- Lot Description
- Back Yard, Close to Clubhouse, Corner Lot, Front Yard, Irregular Lot, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Municipal Utility District (MUD), Public
- Sewer
- Municipal Utility District (MUD)
- Utilities
- Electricity Available, Natural Gas Available, Phone Available, Water Available
- Heat
- Central, Natural Gas
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jun 5, 2026 | New Listing | — |
Taxes
- Owner
- DOMAIN TIMBERLAKE MULTISTATE LLC
- Legal
- Harvest Ridge Subdivision Section Four, BLK R, LOT 8
- Geo ID
- 8735215
- Acreage
- 0.15
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- T8
- ALTESSA MUD
- MLS estimated annual taxes
- $7,208
- MLS tax year
- 2026
- CAD estimated taxes
- $1,183.20
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $42,477 | $0 | $42,477 | $42,477 | $42,477 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $42,477 | $42,477 | — | — | — | $148.88 | BASTROP COUNTY |
| $42,477 | $42,477 | — | — | — | $519.66 | ELGIN ISD |
| $42,477 | $42,477 | — | — | — | $42.48 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $42,477 | $42,477 | — | — | — | $43.92 | AUSTIN COMMUNITY COLLEGE |
| $42,477 | $42,477 | — | — | — | $42.48 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $42,477 | $42,477 | — | — | — | $33.22 | COUNTY ROAD FM |
| $42,477 | $42,477 | — | — | — | $352.56 | ALTESSA MUD |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Harvest Ridge
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,128 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,128
- Principal & interest
- $1,311
- Property taxes
- $601
- Homeowners insurance
- $216
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $207,416 | $2,318 | $13,414 | $205,098 | |
| 2 | $205,098 | $2,474 | $13,259 | $202,624 | |
| 3 | $202,624 | $2,639 | $13,093 | $199,985 | |
| 4 | $199,985 | $2,816 | $12,916 | $197,169 | |
| 5 | $197,169 | $3,005 | $12,728 | $194,164 | |
| 6 | $194,164 | $3,206 | $12,526 | $190,958 | |
| 7 | $190,958 | $3,421 | $12,312 | $187,538 | |
| 8 | $187,538 | $3,650 | $12,082 | $183,888 | |
| 9 | $183,888 | $3,894 | $11,838 | $179,994 | |
| 10 | $179,994 | $4,155 | $11,577 | $175,839 |
- Year 1$205,098
- Principal paid
- $2,318
- Interest paid
- $13,414
- Starting balance
- $207,416
- Year 2$202,624
- Principal paid
- $2,474
- Interest paid
- $13,259
- Starting balance
- $205,098
- Year 3$199,985
- Principal paid
- $2,639
- Interest paid
- $13,093
- Starting balance
- $202,624
- Year 4$197,169
- Principal paid
- $2,816
- Interest paid
- $12,916
- Starting balance
- $199,985
- Year 5$194,164
- Principal paid
- $3,005
- Interest paid
- $12,728
- Starting balance
- $197,169
- Year 6$190,958
- Principal paid
- $3,206
- Interest paid
- $12,526
- Starting balance
- $194,164
- Year 7$187,538
- Principal paid
- $3,421
- Interest paid
- $12,312
- Starting balance
- $190,958
- Year 8$183,888
- Principal paid
- $3,650
- Interest paid
- $12,082
- Starting balance
- $187,538
- Year 9$179,994
- Principal paid
- $3,894
- Interest paid
- $11,838
- Starting balance
- $183,888
- Year 10$175,839
- Principal paid
- $4,155
- Interest paid
- $11,577
- Starting balance
- $179,994
Nearby
Courtesy of New Home Now · (512) 960-4705
Listings courtesy of ACTRIS as distributed by MLS GRID.