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ActiveMLS #8649160

189 Tolo DR, Elgin TX 78621

Elgin, TX 78621 · Trinity Ranch

Single Family Residence for sale in Trinity Ranch

3Bedrooms
2Bathrooms
1,587Square Ft
0.11Acres
2Garage
2026Year Built
New
$305,250

Overview

Property Description

MLS# - Built by Century Communities - Oct 2026 completion! ~ Contemporary single-family residence in the Trinity Ranch subdivision, under construction with estimated completion 10-31-2026. This 1,587 sq ft plan offers 3 bedrooms, including a primary suite, and 2 full bathrooms. Built 2026 with a slab foundation and composition shingle roof. Open floorplan with a kitchen island, pantry and recessed lighting flowing into the dining and living areas. Interior includes carpet and vinyl flooring, walk-in closet(s) in the primary bedroom, storage, and wiring for data. Smart home features include a smart thermostat. Laundry hookups for washer and electric dryer are provided. Low flow plumbing fixtures installed. Mechanical systems include central heating and central air conditioning; exhaust fan present in bath areas. Two-car garage. Exterior highlights include a private backyard, exterior lighting and curbs at the lot. Estimated construction stage: incomplete; please confirm status and timing with builder or listing agent. Located in Elgin ISD (Elgin Elementary, Elgin Middle, Elgin High).

Financial Info
Price
$305,250
$ / Sqft
$192
HOA
Yes - Mandatory / $625 / Annually
HOA Name
Neighborhood Management
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.76%
Tax Year
2025
Exemptions
None
Legal Info
Address
189 Tolo DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Trinity Ranch
Legal Description
Trinity Ranch Phase 2, Section 2, BLOCK A, LOT 94
Parcel
8736709
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Gas Range, Microwave, Free-Standing Gas Oven, Stainless Steel Appliance(s), Vented Exhaust Fan, Gas Water Heater
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Interior Features
Electric Dryer Hookup, Kitchen Island, Low Flow Plumbing Fixtures, Open Floorplan, Pantry, Recessed Lighting, Smart Home, Smart Thermostat, Storage, Walk-In Closet(s), Washer Hookup, Wired for Data, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, Screens, Vinyl Windows
General Info
Beds
3 Total / 1 Main Level / 2 Other Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
1,587 / Builder
Garages
2
Garage Desc
Attached, Driveway, Garage, Garage Faces Front, Lighted, Private
Foundation
Slab
Roof
Composition, Shingle
Construction
Frame, HardiPlank Type, Blown-In Insulation, Stone Veneer
Acres
0.11
Lot Description
Back Yard, Curbs
Restrictions
Building Size, Building Style, Covenant, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Internet-Cable, Internet-Fiber, Natural Gas Available, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Heat
Central, Exhaust Fan
A C
Central Air
Exterior Features
Fence
Back Yard, Gate, Privacy, Wood
Exterior Features
Lighting, Private Yard, Front Porch, Patio, Porch, Rear Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Courtyard, Curbs, High Speed Internet, Park, Picnic Area, Planned Social Activities, Playground, Sidewalks, Sport Court(s)/Facility, Street Lights, Tennis Court(s), Underground Utilities

Rooms

Rooms3 rooms

First level

  • Primary Bathroom

    See Remarks

  • Primary Bedroom

    See Remarks

  • Kitchen

    See Remarks

Price history

Members only
Days on market
$305,250
List price
0
Price reductions
Active
Since Sep 30, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $305,250
Down payment
Stays 20% if you change the price
Note rate, not APR
No tax figure on this listing
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,798 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,798, incomplete: some costs are unavailable

Principal & interest
$1,544
Property taxes
Unavailable
Homeowners insurance
$254

One or more costs are unavailable, so this total is incomplete.

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$244,200$2,729$15,793$241,471
2$241,471$2,912$15,610$238,558
3$238,558$3,107$15,415$235,451
4$235,451$3,315$15,207$232,135
5$232,135$3,537$14,985$228,598
6$228,598$3,774$14,748$224,824
7$224,824$4,027$14,495$220,796
8$220,796$4,297$14,225$216,500
9$216,500$4,585$13,937$211,915
10$211,915$4,892$13,630$207,023
  • Year 1$241,471
    Principal paid
    $2,729
    Interest paid
    $15,793
    Starting balance
    $244,200
  • Year 2$238,558
    Principal paid
    $2,912
    Interest paid
    $15,610
    Starting balance
    $241,471
  • Year 3$235,451
    Principal paid
    $3,107
    Interest paid
    $15,415
    Starting balance
    $238,558
  • Year 4$232,135
    Principal paid
    $3,315
    Interest paid
    $15,207
    Starting balance
    $235,451
  • Year 5$228,598
    Principal paid
    $3,537
    Interest paid
    $14,985
    Starting balance
    $232,135
  • Year 6$224,824
    Principal paid
    $3,774
    Interest paid
    $14,748
    Starting balance
    $228,598
  • Year 7$220,796
    Principal paid
    $4,027
    Interest paid
    $14,495
    Starting balance
    $224,824
  • Year 8$216,500
    Principal paid
    $4,297
    Interest paid
    $14,225
    Starting balance
    $220,796
  • Year 9$211,915
    Principal paid
    $4,585
    Interest paid
    $13,937
    Starting balance
    $216,500
  • Year 10$207,023
    Principal paid
    $4,892
    Interest paid
    $13,630
    Starting balance
    $211,915
First 10 of 30 years

Nearby

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Listings courtesy of ACTRIS as distributed by MLS GRID.