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ActiveMLS #2816082

197 Elm Wood DR, Elgin TX 78621

Elgin, TX 78621 · The Arbors At Dogwood Creek

Single Family Residence for sale in The Arbors At Dogwood Creek

4Bedrooms
4Bathrooms
4,036Square Ft
2.61Acres
14Garage
2000Year Built
Price Reduced
1 / 37
$905,000$950,000
3D tour

Overview

Property Description

Escape to your own private retreat at 197 Elm Wood Drive in Elgin, where peaceful country living meets exceptional space and functionality. Nestled on 2.613 wooded acres, this beautifully designed 4-bedroom, 4-bathroom home offers the perfect balance of privacy, comfort, and versatility, all surrounded by mature trees that create a secluded, park-like setting. Inside, you'll find a thoughtfully designed floor plan featuring a spacious primary suite on the main level, providing both convenience and privacy. The heart of the home is the expansive kitchen, complete with abundant cabinetry, generous counter space, and a large walk-in pantry—ideal for everyday living and effortless entertaining. The kitchen flows seamlessly into the inviting living room, where a cozy fireplace creates the perfect gathering space. Each of the home's generously sized bedrooms offers ample room to unwind, while the bathrooms feature spacious walk-in showers designed with both comfort and style in mind. Upstairs, a versatile loft provides endless possibilities as a home office, media room, game room, or potential fifth bedroom to suit your lifestyle. Step outside and experience your own backyard oasis. The beautifully landscaped grounds surround a sparkling pool, while the expansive covered porch and built-in outdoor grill create the ideal setting for relaxing evenings, weekend gatherings, and year-round entertaining. Car enthusiasts, hobbyists, and those needing additional workspace will appreciate the incredible garage capacity. The attached garage offers 2 parking spaces, while a separate detached garage provides 12 additional garage bays, delivering exceptional storage, workshop potential, or room for recreational vehicles and equipment. Offering the tranquility of country living with thoughtfully designed indoor and outdoor spaces, 197 Elm Wood Drive is a rare opportunity to own a private estate that combines comfort, versatility, and endless possibilities.

Financial Info
Price
$905,000
$ / Sqft
$224
HOA
Yes - Mandatory / $532 / Annually
HOA Name
Goodwin Properties
HOA Includes
Common Area Maintenance
Tax Rate
1.9555%
Est. Taxes
$17,253.17
Tax Year
2025
Exemptions
See Remarks, Homestead, Over 65
Legal Info
Address
197 Elm Wood DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
The Arbors At Dogwood Creek
Legal Description
THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 15 - 16, ACRES 2.613
Parcel
80004
Interior Features
Floor
Carpet, Tile, Wood
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Built-In Oven(s), Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Natural Woodwork, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Security System, Smoke Detector(s), Blinds
General Info
Beds
4 Total / 3 Main Level / 1 Other Level
Full / Half Baths
4 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2000 / Resale
Square Feet
4,036 / Public Records
Garages
14
Garage Desc
See Remarks, Driveway, Garage
Foundation
Slab
Roof
Shingle
Construction
Stone
Acres
2.61
Lot Description
Back Yard, Cul-De-Sac, Front Yard, Landscaped, Many Trees
Restrictions
Covenant, Deed Restrictions
Flood Plain
Yes-500 yr
View
Trees/Woods
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
See Remarks, Public
Sewer
Septic Tank
Utilities
Electricity Available, Water Available
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Wire
Exterior Features
Lighting, Outdoor Grill, Private Yard, Covered, Front Porch, Patio, Rear Porch
Pool On Property
Yes
Area Amenities
Common Grounds

Price history

Members only
Days on market
−$45,000 (−4.7%)
$950,000 → $905,000
2
Price reductions
Active
Since Jul 23, 2026
Price trend
List priceJul 2026Sep 2026
Property history3 events
DateEventPriceChange
Sep 10, 2026Price Decrease$905,000−$20,000 (−2.2%)
Aug 14, 2026Price Decrease$925,000−$25,000 (−2.6%)
Jul 23, 2026New Listing

Taxes

General Information
Owner
SCHNELL, JOHN A & ANITA P
Legal
The Arbors At Dogwood Creek Sec 1, Lot 15 - 16, ACRES 2.613
Geo ID
80004
Acreage
2.61
Exemptions
Exemption Type
Disabled Veteran Homestead, Homestead, Over 65
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$17,253.17
MLS tax year
2025
CAD estimated taxes
$0.00
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$169,596$712,689$882,285$882,285$882,285
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$882,285$0$0.00BASTROP COUNTY
$882,285$0$0.00ELGIN ISD
$882,285$0$0.00BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$882,285$0$0.00AUSTIN COMMUNITY COLLEGE
$882,285$0$0.00BASTROP COUNTY EMERGENCY SVC DIST #3
$882,285$0$0.00COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Booker T Washington
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $905,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$6,768 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $6,768

Principal & interest
$4,576
Property taxes
$1,438
Homeowners insurance
$754

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$724,000$8,092$46,822$715,908
2$715,908$8,634$46,280$707,273
3$707,273$9,213$45,702$698,061
4$698,061$9,830$45,085$688,231
5$688,231$10,488$44,426$677,743
6$677,743$11,190$43,724$666,553
7$666,553$11,940$42,974$654,614
8$654,614$12,739$42,175$641,874
9$641,874$13,592$41,322$628,282
10$628,282$14,503$40,411$613,779
  • Year 1$715,908
    Principal paid
    $8,092
    Interest paid
    $46,822
    Starting balance
    $724,000
  • Year 2$707,273
    Principal paid
    $8,634
    Interest paid
    $46,280
    Starting balance
    $715,908
  • Year 3$698,061
    Principal paid
    $9,213
    Interest paid
    $45,702
    Starting balance
    $707,273
  • Year 4$688,231
    Principal paid
    $9,830
    Interest paid
    $45,085
    Starting balance
    $698,061
  • Year 5$677,743
    Principal paid
    $10,488
    Interest paid
    $44,426
    Starting balance
    $688,231
  • Year 6$666,553
    Principal paid
    $11,190
    Interest paid
    $43,724
    Starting balance
    $677,743
  • Year 7$654,614
    Principal paid
    $11,940
    Interest paid
    $42,974
    Starting balance
    $666,553
  • Year 8$641,874
    Principal paid
    $12,739
    Interest paid
    $42,175
    Starting balance
    $654,614
  • Year 9$628,282
    Principal paid
    $13,592
    Interest paid
    $41,322
    Starting balance
    $641,874
  • Year 10$613,779
    Principal paid
    $14,503
    Interest paid
    $40,411
    Starting balance
    $628,282
First 10 of 30 years

Nearby

Courtesy of Twelve Rivers Realty · (512) 588-1453

Listings courtesy of ACTRIS as distributed by MLS GRID.