197 Elm Wood DR, Elgin TX 78621
Elgin, TX 78621 · The Arbors At Dogwood Creek
Single Family Residence for sale in The Arbors At Dogwood Creek
Overview
Property Description
Escape to your own private retreat at 197 Elm Wood Drive in Elgin, where peaceful country living meets exceptional space and functionality. Nestled on 2.613 wooded acres, this beautifully designed 4-bedroom, 4-bathroom home offers the perfect balance of privacy, comfort, and versatility, all surrounded by mature trees that create a secluded, park-like setting. Inside, you'll find a thoughtfully designed floor plan featuring a spacious primary suite on the main level, providing both convenience and privacy. The heart of the home is the expansive kitchen, complete with abundant cabinetry, generous counter space, and a large walk-in pantry—ideal for everyday living and effortless entertaining. The kitchen flows seamlessly into the inviting living room, where a cozy fireplace creates the perfect gathering space. Each of the home's generously sized bedrooms offers ample room to unwind, while the bathrooms feature spacious walk-in showers designed with both comfort and style in mind. Upstairs, a versatile loft provides endless possibilities as a home office, media room, game room, or potential fifth bedroom to suit your lifestyle. Step outside and experience your own backyard oasis. The beautifully landscaped grounds surround a sparkling pool, while the expansive covered porch and built-in outdoor grill create the ideal setting for relaxing evenings, weekend gatherings, and year-round entertaining. Car enthusiasts, hobbyists, and those needing additional workspace will appreciate the incredible garage capacity. The attached garage offers 2 parking spaces, while a separate detached garage provides 12 additional garage bays, delivering exceptional storage, workshop potential, or room for recreational vehicles and equipment. Offering the tranquility of country living with thoughtfully designed indoor and outdoor spaces, 197 Elm Wood Drive is a rare opportunity to own a private estate that combines comfort, versatility, and endless possibilities.
Financial Info
- Price
- $905,000
- $ / Sqft
- $224
- HOA
- Yes - Mandatory / $532 / Annually
- HOA Name
- Goodwin Properties
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.9555%
- Est. Taxes
- $17,253.17
- Tax Year
- 2025
- Exemptions
- See Remarks, Homestead, Over 65
Legal Info
- Address
- 197 Elm Wood DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- The Arbors At Dogwood Creek
- Legal Description
- THE ARBORS AT DOGWOOD CREEK SEC 1, LOT 15 - 16, ACRES 2.613
- Parcel
- 80004
Interior Features
- Floor
- Carpet, Tile, Wood
- Num Living
- 2
- Dining
- 2
- Kitchen
- Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Built-In Oven(s), Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room
- Interior Features
- Breakfast Bar, Built-in Features, Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Natural Woodwork, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Security System, Smoke Detector(s), Blinds
General Info
- Beds
- 4 Total / 3 Main Level / 1 Other Level
- Full / Half Baths
- 4 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2000 / Resale
- Square Feet
- 4,036 / Public Records
- Garages
- 14
- Garage Desc
- See Remarks, Driveway, Garage
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Stone
- Acres
- 2.61
- Lot Description
- Back Yard, Cul-De-Sac, Front Yard, Landscaped, Many Trees
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- Yes-500 yr
- View
- Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- See Remarks, Public
- Sewer
- Septic Tank
- Utilities
- Electricity Available, Water Available
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Wire
- Exterior Features
- Lighting, Outdoor Grill, Private Yard, Covered, Front Porch, Patio, Rear Porch
- Pool On Property
- Yes
- Area Amenities
- Common Grounds
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 10, 2026 | Price Decrease | $905,000−$20,000 (−2.2%) | −$20,000 (−2.2%) |
| Aug 14, 2026 | Price Decrease | $925,000−$25,000 (−2.6%) | −$25,000 (−2.6%) |
| Jul 23, 2026 | New Listing | — |
Taxes
- Owner
- SCHNELL, JOHN A & ANITA P
- Legal
- The Arbors At Dogwood Creek Sec 1, Lot 15 - 16, ACRES 2.613
- Geo ID
- 80004
- Acreage
- 2.61
- Exemption Type
- Disabled Veteran Homestead, Homestead, Over 65
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $17,253.17
- MLS tax year
- 2025
- CAD estimated taxes
- $0.00
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $169,596 | $712,689 | $882,285 | $882,285 | $882,285 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $882,285 | $0 | — | — | — | $0.00 | BASTROP COUNTY |
| $882,285 | $0 | — | — | — | $0.00 | ELGIN ISD |
| $882,285 | $0 | — | — | — | $0.00 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $882,285 | $0 | — | — | — | $0.00 | AUSTIN COMMUNITY COLLEGE |
| $882,285 | $0 | — | — | — | $0.00 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $882,285 | $0 | — | — | — | $0.00 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Booker T Washington
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$6,768 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $6,768
- Principal & interest
- $4,576
- Property taxes
- $1,438
- Homeowners insurance
- $754
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $724,000 | $8,092 | $46,822 | $715,908 | |
| 2 | $715,908 | $8,634 | $46,280 | $707,273 | |
| 3 | $707,273 | $9,213 | $45,702 | $698,061 | |
| 4 | $698,061 | $9,830 | $45,085 | $688,231 | |
| 5 | $688,231 | $10,488 | $44,426 | $677,743 | |
| 6 | $677,743 | $11,190 | $43,724 | $666,553 | |
| 7 | $666,553 | $11,940 | $42,974 | $654,614 | |
| 8 | $654,614 | $12,739 | $42,175 | $641,874 | |
| 9 | $641,874 | $13,592 | $41,322 | $628,282 | |
| 10 | $628,282 | $14,503 | $40,411 | $613,779 |
- Year 1$715,908
- Principal paid
- $8,092
- Interest paid
- $46,822
- Starting balance
- $724,000
- Year 2$707,273
- Principal paid
- $8,634
- Interest paid
- $46,280
- Starting balance
- $715,908
- Year 3$698,061
- Principal paid
- $9,213
- Interest paid
- $45,702
- Starting balance
- $707,273
- Year 4$688,231
- Principal paid
- $9,830
- Interest paid
- $45,085
- Starting balance
- $698,061
- Year 5$677,743
- Principal paid
- $10,488
- Interest paid
- $44,426
- Starting balance
- $688,231
- Year 6$666,553
- Principal paid
- $11,190
- Interest paid
- $43,724
- Starting balance
- $677,743
- Year 7$654,614
- Principal paid
- $11,940
- Interest paid
- $42,974
- Starting balance
- $666,553
- Year 8$641,874
- Principal paid
- $12,739
- Interest paid
- $42,175
- Starting balance
- $654,614
- Year 9$628,282
- Principal paid
- $13,592
- Interest paid
- $41,322
- Starting balance
- $641,874
- Year 10$613,779
- Principal paid
- $14,503
- Interest paid
- $40,411
- Starting balance
- $628,282
Nearby
Courtesy of Twelve Rivers Realty · (512) 588-1453
Listings courtesy of ACTRIS as distributed by MLS GRID.