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Active Under ContractMLS #1600549

197 Hornet ST, Elgin TX 78621

Elgin, TX 78621 · Trinity Ranch

Single Family Residence for sale in Trinity Ranch

4Bedrooms
2 full / 1 halfBathrooms
2,299Square Ft
0.11Acres
2Garage
2026Year Built
1 / 40
$322,990$328,990

Overview

Property Description

MLS# 1600549 - Built by Trophy Signature Homes - Aug 2026 completion! ~ The strength of the Oak lies in its majestic design. It's simplicity itself to rustle up dinner in the gourmet kitchen featuring quartz countertops, stainless steel appliances and a center island. The dining room is steps away but separate from the wide living room. After dinner, throw down a video game challenge. The game room has become a comfortable flex room that easily transitions from home office to media room. Tuck into bed then retreat downstairs to your luxurious primary suite. Enjoy the peace and quiet.

Financial Info
Price
$322,990
$ / Sqft
$140
HOA
Yes - Mandatory / $156 / Quarterly
HOA Name
Neighborhood Management, Inc.
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.77%
Tax Year
2026
Exemptions
None
Legal Info
Address
197 Hornet ST
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Trinity Ranch
Legal Description
Trinity Ranch Phase 2, Section 2, BLOCK E, LOT 10
Parcel
8736804
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
2
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Microwave, Tankless Water Heater
Laundry
Laundry Room
Master Main
Yes
Interior Features
Ceiling Fan(s), Electric Dryer Hookup, High Speed Internet, Low Flow Plumbing Fixtures, Pantry, Recessed Lighting, Carbon Monoxide Detector(s), Smoke Detector(s), ENERGY STAR Qualified Windows
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / New
Square Feet
2,299 / Builder
Garages
2
Garage Desc
Attached, Driveway, Garage Door Opener, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
Spray Foam Insulation
Acres
0.11
Lot Description
Back Yard, Front Yard, Interior Lot
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD)
Utilities
Natural Gas Available, Underground Utilities
Heat
Central, ENERGY STAR Qualified Equipment, Natural Gas
A C
Ceiling Fan(s), Central Air, ENERGY STAR Qualified Equipment, Zoned
Exterior Features
Fence
Wood
Exterior Features
Gutters Full, Lighting, Private Yard, Patio
Pool On Property
No
Area Amenities
Clubhouse, Cluster Mailbox, Common Grounds, Planned Social Activities, Playground, Sport Court(s)/Facility

Rooms

Rooms3 rooms

First level

  • Primary Bedroom

    Walk-In Closet(s)

  • Primary Bathroom

    Dual Vanity

  • Kitchen

    Breakfast Bar

Price history

Days on market
−$6,000 (−1.8%)
$328,990 → $322,990
2
Price reductions
Active Under Contract
Since Oct 20, 2026
Price trend
List priceJul 2026 → Oct 2026
Property history4 events
DateEventPriceChange
Oct 20, 2026Active Under Contract
Oct 12, 2026Price Decrease$322,990−$3,000 (−0.9%)
Oct 5, 2026Price Decrease$325,990−$3,000 (−0.9%)
Jul 29, 2026New Listing

Taxes

General Information
Owner
TSHH LLC
Legal
Trinity Ranch Phase 2, Section 2, BLOCK E, LOT 10
Geo ID
8736804
Acreage
0.11
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
T8
ELGIN MUNICIPAL UTILITY DISTRICT NO.1
Tax Summary
MLS tax year
2026
CAD estimated taxes
$1,438.21
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$49,500$0$49,500$49,500$49,500
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$49,500$49,500———$173.49BASTROP COUNTY
$49,500$49,500———$605.58ELGIN ISD
$49,500$49,500———$49.50BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$49,500$49,500———$51.18AUSTIN COMMUNITY COLLEGE
$49,500$49,500———$49.50BASTROP COUNTY EMERGENCY SVC DIST #3
$49,500$49,500———$38.71COUNTY ROAD FM
$49,500$49,500———$470.25ELGIN MUNICIPAL UTILITY DISTRICT NO.1

Source: Bastrop County

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $322,990
Down payment
Stays 20% if you change the price
Note rate, not APR
No tax figure on this listing
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,902 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,902, incomplete: some costs are unavailable

Principal & interest
$1,633
Property taxes
Unavailable
Homeowners insurance
$269

One or more costs are unavailable, so this total is incomplete.

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$258,392$2,888$16,710$255,504
2$255,504$3,082$16,517$252,422
3$252,422$3,288$16,311$249,134
4$249,134$3,508$16,090$245,626
5$245,626$3,743$15,856$241,883
6$241,883$3,994$15,605$237,890
7$237,890$4,261$15,337$233,628
8$233,628$4,547$15,052$229,082
9$229,082$4,851$14,747$224,231
10$224,231$5,176$14,423$219,055
  • Year 1$255,504
    Principal paid
    $2,888
    Interest paid
    $16,710
    Starting balance
    $258,392
  • Year 2$252,422
    Principal paid
    $3,082
    Interest paid
    $16,517
    Starting balance
    $255,504
  • Year 3$249,134
    Principal paid
    $3,288
    Interest paid
    $16,311
    Starting balance
    $252,422
  • Year 4$245,626
    Principal paid
    $3,508
    Interest paid
    $16,090
    Starting balance
    $249,134
  • Year 5$241,883
    Principal paid
    $3,743
    Interest paid
    $15,856
    Starting balance
    $245,626
  • Year 6$237,890
    Principal paid
    $3,994
    Interest paid
    $15,605
    Starting balance
    $241,883
  • Year 7$233,628
    Principal paid
    $4,261
    Interest paid
    $15,337
    Starting balance
    $237,890
  • Year 8$229,082
    Principal paid
    $4,547
    Interest paid
    $15,052
    Starting balance
    $233,628
  • Year 9$224,231
    Principal paid
    $4,851
    Interest paid
    $14,747
    Starting balance
    $229,082
  • Year 10$219,055
    Principal paid
    $5,176
    Interest paid
    $14,423
    Starting balance
    $224,231
First 10 of 30 years

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Listings courtesy of ACTRIS as distributed by MLS GRID.