198 Rolling Oak DR, Elgin TX 78621
Elgin, TX 78621 · Rogers, Joseph
Single Family Residence for sale in Rogers, Joseph
Overview
Property Description
SELLER WILL CONSIDER BUYING DOWN BUYER'S INTEREST RATE--10 UNRESTRICTED ACRES--2 FULL KITCHENS--MULTIPLE LIVING AREAS--VALLEY VIEWS--FIBER INTERNET. Modern farmhouse estate just 10 minutes to Bastrop, 15 to Elgin and 30 to Austin--combining size, usable land, and freedom rarely found this close to the city. This 2-year-old custom home offers 6-7 bedrooms including over 2,600 square feet of walk-out lower level with a full kitchen--ideal for multi-generational living, private guest quarters or business use. The main level features a vaulted great room with a wall of glass capturing panoramic valley views. The newly completed kitchen includes quartz countertops, a large island, and extensive workspace. Easy conversion to gas cooking. The primary suite is oversized with a large bath, soaking tub, and curb-less shower. Upstairs bedrooms are connected by a central living/play area. An oversized laundry room adds everyday functionality. The land is 90% cleared and fully usable, with 80+ mature oak trees, fenced areas for horses or livestock, a garden space, private well and a large covered deck overlooking the valley. Unrestricted property allows for business use, additional structures, animals and long-term flexibility--rare to find with this level of home and acreage near Austin. Private setting. Usable land. Estate-scale home with real flexibility.
Financial Info
- Price
- $1,049,000
- $ / Sqft
- $164
- HOA
- None
- Tax Rate
- 0.016588%
- Est. Taxes
- $18,247
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 198 Rolling Oak DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Rogers, Joseph
- Legal Description
- A55 ROGERS, JOSEPH, ACRES 10.1
- Parcel
- 198 Rolling Oak Dr, Elgin, Texas
Interior Features
- Floor
- Carpet, Tile, Vinyl
- Num Living
- 2
- Dining
- 2
- Kitchen
- Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Electric Range, Exhaust Fan, Microwave, Free-Standing Electric Oven, Free-Standing Electric Range, RNGHD, Free-Standing Refrigerator, Self Cleaning Oven, Stainless Steel Appliance(s), Warming Drawer, Washer, Electric Water Heater
- Laundry
- Inside, Laundry Room, Lower Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Cathedral Ceiling(s), High Ceilings, Vaulted Ceiling(s), Chandelier, Quartz Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, High Speed Internet, In-Law Floorplan, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Soaking Tub, Storage, Study/Home Office, Walk-In Closet(s), Washer Hookup, None, Double Pane Windows, Insulated Windows, Screens, Vinyl Windows, Window Treatments
General Info
- Beds
- 6 Total / 2 Main Level / 4 Other Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 3
- Year Built
- 2024 / Resale
- Square Feet
- 6,387 / Appraiser
- Garage Desc
- Additional Parking, Attached Carport, Boat, Circular Driveway, Driveway, Off Street, Oversized, Private, RV Access/Parking, Unpaved
- Foundation
- Concrete Perimeter
- Roof
- Metal
- Construction
- Concrete, Glass, HardiPlank Type
- Acres
- 10.00
- Lot Description
- Agricultural, Back Yard, Front Yard, Level, Native Plants, Private, Public Maintained Road, Trees-Large (Over 40 Ft), Many Trees, Trees-Medium (20 Ft - 40 Ft), Views
- Restrictions
- None
- Flood Plain
- Partial
- View
- Hill Country, Panoramic, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Private, Well
- Sewer
- Engineered Septic, Private Sewer, Septic Tank
- Utilities
- Electricity Connected, Internet-Fiber, Other, Water Connected
- Heat
- Central, Electric, ENERGY STAR Qualified Equipment, Forced Air, Heat Pump, Hot Water, Zoned
- A C
- Central Air, Electric, ENERGY STAR Qualified Equipment, Heat Pump, Zoned
Exterior Features
- Fence
- Partial, Wire
- Exterior Features
- Garden, Private Entrance, Private Yard, Covered, Deck, Front Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 20, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$7,699 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $7,699
- Principal & interest
- $5,304
- Property taxes
- $1,521
- Homeowners insurance
- $874
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $839,200 | $9,380 | $54,272 | $829,820 | |
| 2 | $829,820 | $10,008 | $53,644 | $819,812 | |
| 3 | $819,812 | $10,678 | $52,973 | $809,133 | |
| 4 | $809,133 | $11,394 | $52,258 | $797,740 | |
| 5 | $797,740 | $12,157 | $51,495 | $785,583 | |
| 6 | $785,583 | $12,971 | $50,681 | $772,613 | |
| 7 | $772,613 | $13,839 | $49,812 | $758,773 | |
| 8 | $758,773 | $14,766 | $48,885 | $744,007 | |
| 9 | $744,007 | $15,755 | $47,897 | $728,252 | |
| 10 | $728,252 | $16,810 | $46,841 | $711,441 |
- Year 1$829,820
- Principal paid
- $9,380
- Interest paid
- $54,272
- Starting balance
- $839,200
- Year 2$819,812
- Principal paid
- $10,008
- Interest paid
- $53,644
- Starting balance
- $829,820
- Year 3$809,133
- Principal paid
- $10,678
- Interest paid
- $52,973
- Starting balance
- $819,812
- Year 4$797,740
- Principal paid
- $11,394
- Interest paid
- $52,258
- Starting balance
- $809,133
- Year 5$785,583
- Principal paid
- $12,157
- Interest paid
- $51,495
- Starting balance
- $797,740
- Year 6$772,613
- Principal paid
- $12,971
- Interest paid
- $50,681
- Starting balance
- $785,583
- Year 7$758,773
- Principal paid
- $13,839
- Interest paid
- $49,812
- Starting balance
- $772,613
- Year 8$744,007
- Principal paid
- $14,766
- Interest paid
- $48,885
- Starting balance
- $758,773
- Year 9$728,252
- Principal paid
- $15,755
- Interest paid
- $47,897
- Starting balance
- $744,007
- Year 10$711,441
- Principal paid
- $16,810
- Interest paid
- $46,841
- Starting balance
- $728,252
Nearby
Courtesy of K.C. Swartzel · (512) 368-0093
Listings courtesy of ACTRIS as distributed by MLS GRID.