204 W Point WAY, Elgin TX 78621
Elgin, TX 78621 · Saratoga Farms Sub Sec
Single Family Residence for sale in Saratoga Farms Sub Sec
Overview
Property Description
This home offers a wonderful balance of comfort, quality, and location. The kitchen features beautiful granite countertops, while the upstairs bathrooms are finished with quartz countertops, providing both style and durability. The surrounding community reflects the best of small-town living, where neighbors know each other, local businesses support one another, and there is always something happening to bring people together. Elgin is collaborative, welcoming, and fun. Just minutes away, Elgin's vibrant historic downtown offers locally owned shops, restaurants, coffee spots, live music, festivals, and community events throughout the year. Downtown serves as the heart of the community - a place where people gather, connect, and celebrate what makes Elgin unique. The location is a standout highlight. The home is within walking distance of the future Aviators development, an exciting project that will include an amphitheater, retail shops, restaurants, and gathering spaces. It's a rare opportunity to be steps from one of Elgin's most anticipated destinations while still enjoying the charm and character the area is known for. Elgin offers the convenience of proximity to Austin while maintaining a more relaxed pace of life, strong community connections, and a rich sense of history. The unique combination of small-town charm, a thriving downtown, and exciting future opportunities makes this an exceptional place to live.
Financial Info
- Price
- $295,000
- $ / Sqft
- $181
- HOA
- Yes - Mandatory / $50 / Quarterly
- HOA Name
- Residential Communit
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.95%
- Est. Taxes
- $6,500
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 204 W Point WAY
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Saratoga Farms Sub Sec
- Legal Description
- SARATOGA FARMS SUBDIVISION SECTION FOUR, BLOCK C, LOT 38, ACRES 0.139
- Parcel
- 8705954
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Microwave, Oven, Free-Standing Range, Electric Water Heater
- Laundry
- Laundry Closet
- Master Bed
- Walk-In Closet(s)
- Master Main
- No
- Fireplace Description
- None
- Interior Features
- High Ceilings, Granite Counters, Recessed Lighting, Walk-In Closet(s), Smoke Detector(s), See Remarks
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2019 / Resale
- Square Feet
- 1,629 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Door-Single, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type, Masonry – All Sides, Stone Veneer, Stucco
- Acres
- 0.14
- Lot Description
- Cul-De-Sac, Curbs, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Private, Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Phone Connected, Underground Utilities
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Fenced, Wood
- Exterior Features
- Gutters Partial, Pest Tubes in Walls, Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Underground Utilities
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 3, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,280 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,280
- Principal & interest
- $1,492
- Property taxes
- $542
- Homeowners insurance
- $246
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $236,000 | $2,638 | $15,262 | $233,362 | |
| 2 | $233,362 | $2,814 | $15,086 | $230,548 | |
| 3 | $230,548 | $3,003 | $14,897 | $227,545 | |
| 4 | $227,545 | $3,204 | $14,696 | $224,341 | |
| 5 | $224,341 | $3,419 | $14,481 | $220,922 | |
| 6 | $220,922 | $3,648 | $14,253 | $217,274 | |
| 7 | $217,274 | $3,892 | $14,008 | $213,382 | |
| 8 | $213,382 | $4,153 | $13,748 | $209,230 | |
| 9 | $209,230 | $4,431 | $13,469 | $204,799 | |
| 10 | $204,799 | $4,727 | $13,173 | $200,072 |
- Year 1$233,362
- Principal paid
- $2,638
- Interest paid
- $15,262
- Starting balance
- $236,000
- Year 2$230,548
- Principal paid
- $2,814
- Interest paid
- $15,086
- Starting balance
- $233,362
- Year 3$227,545
- Principal paid
- $3,003
- Interest paid
- $14,897
- Starting balance
- $230,548
- Year 4$224,341
- Principal paid
- $3,204
- Interest paid
- $14,696
- Starting balance
- $227,545
- Year 5$220,922
- Principal paid
- $3,419
- Interest paid
- $14,481
- Starting balance
- $224,341
- Year 6$217,274
- Principal paid
- $3,648
- Interest paid
- $14,253
- Starting balance
- $220,922
- Year 7$213,382
- Principal paid
- $3,892
- Interest paid
- $14,008
- Starting balance
- $217,274
- Year 8$209,230
- Principal paid
- $4,153
- Interest paid
- $13,748
- Starting balance
- $213,382
- Year 9$204,799
- Principal paid
- $4,431
- Interest paid
- $13,469
- Starting balance
- $209,230
- Year 10$200,072
- Principal paid
- $4,727
- Interest paid
- $13,173
- Starting balance
- $204,799
Nearby
Courtesy of Keller Williams City-View · (210) 696-9996
Listings courtesy of ACTRIS as distributed by MLS GRID.