ActiveMLS #5295083
205 Four Star DR, Elgin TX 78621
Elgin, TX 78621 · Saratoga Farms Sub Sec
Single Family Residence for sale in Saratoga Farms Sub Sec
$285,000
$274,999
3Bedrooms
2Bathrooms
1,552Square Ft
0.19Acres
2Garage
2018Year Built
Overview
Property Description
Seller offering $5,000 toward buyer’s closing costs! single-story home featuring tile flooring throughout, high ceilings, and an open-concept layout. The spacious kitchen offers 42” cabinets, a built-in oven and microwave, ample counter space, and abundant storage. The oversized primary suite includes a large walk-in closet, while the secondary bedrooms share a convenient Jack-and-Jill bath. Enjoy added privacy with no rear neighbors, as the property backs up to an open field. Conveniently located with easy access to Austin, shopping, dining, and major highways. Move-in ready!
Financial Info
- Price
- $274,999
- $ / Sqft
- $177
- HOA
- Yes - Mandatory / $50 / Quarterly
- HOA Name
- Residential Communit
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.99%
- Est. Taxes
- $5,600
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 205 Four Star DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Saratoga Farms Sub Sec
- Legal Description
- SARATOGA FARMS SUBDIVISION SECTION FOUR BLK C LOT 76, 0.185 ACRES
- Parcel
- 8705993
Interior Features
- Floor
- Tile
- Num Living
- 1
- Dining
- 1
- Appliances
- Built-In Oven(s), Dishwasher, Disposal, Electric Cooktop, Electric Range, Exhaust Fan, Microwave, Refrigerator, Electric Water Heater
- Laundry
- Laundry Room, Main Level
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- High Ceilings, Entrance Foyer, Primary Bedroom on Main, Walk-In Closet(s), Security Lights, Smoke Detector(s), Blinds, Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2018 / Resale
- Square Feet
- 1,552 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage Door Opener, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type, Masonry – All Sides, Stone Veneer, Stucco
- Acres
- 0.19
- Lot Description
- Back to Park/Greenbelt, Curbs, Public Maintained Road, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard
- Restrictions
- None
- Flood Plain
- No
- View
- See Remarks
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Fenced, Wood
- Exterior Features
- Pest Tubes in Walls, Private Yard, RV Hookup, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Underground Utilities
Price history
Members only
Days on market
−$10,001 (−3.5%)
$285,000 → $274,999
3
Price reductions
Active
Since Jul 23, 2026
Price trend
List priceJul 2026 → Sep 2026
Property history4 events
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 15, 2026 | Price Decrease | $274,999−$4,001 (−1.4%) | −$4,001 (−1.4%) |
| Aug 28, 2026 | Price Decrease | $279,000−$999 (−0.4%) | −$999 (−0.4%) |
| Aug 5, 2026 | Price Decrease | $279,999−$5,001 (−1.8%) | −$5,001 (−1.8%) |
| Jul 23, 2026 | New Listing | — |
Taxes
General Information
- Owner
- MENDEZ, ROSA ELVIRA
- Legal
- Saratoga Farms Subdivision Section Four BLK C LOT 76, 0.185 ACRES
- Geo ID
- 8705993
- Acreage
- 0.19
Exemptions
- Exemption Type
- Homestead Local Option, Homestead
Taxing Units
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T3
- CITY OF ELGIN
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
Tax Summary
- MLS estimated annual taxes
- $5,600
- MLS tax year
- 2026
- CAD estimated taxes
- $5,968.78
- CAD source year
- 2026
Appraisal Values
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $73,656 | $224,972 | $298,628 | $298,628 | $298,628 |
Assessments
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $298,628 | $298,628 | — | — | — | $1,046.66 | BASTROP COUNTY |
| $298,628 | $158,628 | — | — | — | $1,940.65 | ELGIN ISD |
| $298,628 | $298,628 | — | — | — | $1,849.39 | CITY OF ELGIN |
| $298,628 | $298,628 | — | — | — | $298.63 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $298,628 | $293,628 | — | — | — | $303.61 | AUSTIN COMMUNITY COLLEGE |
| $298,628 | $298,628 | — | — | — | $298.63 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $298,628 | $295,628 | — | — | — | $231.21 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Neidig
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
List price $274,999
Down paymentStays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)
Estimated monthly payment
$2,087 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,087
- Principal & interest
- $1,391
- Property taxes
- $467
- Homeowners insurance
- $229
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $219,999 | $2,459 | $14,228 | $217,540 | |
| 2 | $217,540 | $2,624 | $14,063 | $214,917 | |
| 3 | $214,917 | $2,799 | $13,887 | $212,117 | |
| 4 | $212,117 | $2,987 | $13,700 | $209,130 | |
| 5 | $209,130 | $3,187 | $13,500 | $205,943 | |
| 6 | $205,943 | $3,400 | $13,286 | $202,543 | |
| 7 | $202,543 | $3,628 | $13,058 | $198,915 | |
| 8 | $198,915 | $3,871 | $12,816 | $195,044 | |
| 9 | $195,044 | $4,130 | $12,556 | $190,914 | |
| 10 | $190,914 | $4,407 | $12,280 | $186,507 |
- Year 1$217,540
- Principal paid
- $2,459
- Interest paid
- $14,228
- Starting balance
- $219,999
- Year 2$214,917
- Principal paid
- $2,624
- Interest paid
- $14,063
- Starting balance
- $217,540
- Year 3$212,117
- Principal paid
- $2,799
- Interest paid
- $13,887
- Starting balance
- $214,917
- Year 4$209,130
- Principal paid
- $2,987
- Interest paid
- $13,700
- Starting balance
- $212,117
- Year 5$205,943
- Principal paid
- $3,187
- Interest paid
- $13,500
- Starting balance
- $209,130
- Year 6$202,543
- Principal paid
- $3,400
- Interest paid
- $13,286
- Starting balance
- $205,943
- Year 7$198,915
- Principal paid
- $3,628
- Interest paid
- $13,058
- Starting balance
- $202,543
- Year 8$195,044
- Principal paid
- $3,871
- Interest paid
- $12,816
- Starting balance
- $198,915
- Year 9$190,914
- Principal paid
- $4,130
- Interest paid
- $12,556
- Starting balance
- $195,044
- Year 10$186,507
- Principal paid
- $4,407
- Interest paid
- $12,280
- Starting balance
- $190,914
First 10 of 30 years
Nearby
Courtesy of DEN Property Group · (512) 222-3364
Listings courtesy of ACTRIS as distributed by MLS GRID.