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Active Under ContractMLS #2022077

2089 Fm 1704, Elgin TX 78621

Elgin, TX 78621 · West, C A

Single Family Residence for sale in West, C A

4Bedrooms
2Bathrooms
1,512Square Ft
2.50Acres
0Garage
1947Year Built
1 / 31
$405,000
3D tour

Overview

Property Description

This charming single-story home with four bedrooms sits on a 2.5-acre estate and offers 1,512 square feet of thoughtfully designed living space. The residence is optimized for energy efficiency and comfort, featuring a 9kWH solar panel system, spray foam attic insulation, and a premium HVAC system, which significantly reduces cooling costs during the summer. The property provides a peaceful rural atmosphere with convenient access to local amenities, and enough acreage for someone interested in keeping a horse or smaller livestock.

Financial Info
Price
$405,000
$ / Sqft
$268
HOA
None
Tax Rate
2.2264%
Est. Taxes
$7,413
Tax Year
2021
Exemptions
Homestead
Legal Info
Address
2089 Fm 1704
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
West, C A
Legal Description
ABS A337 WEST, C. A.,2.500 ACRES
Parcel
8725032
Interior Features
Floor
Tile
Num Living
1
Dining
1
Kitchen
Granite Counters
Appliances
Oven, Range, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Granite Counters, Dry Bar, Primary Bedroom on Main, Storage, Walk-In Closet(s), None, Double Pane Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1947 / Resale
Square Feet
1,512 / Public Records
Garage Desc
Carport
Foundation
Pillar/Post/Pier
Roof
Metal
Construction
HardiPlank Type
Acres
2.50
Lot Description
Farm, Level, Native Plants, Public Maintained Road, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft), Views
Restrictions
None
Flood Plain
No
View
Pasture, Rural, Trees/Woods
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public, Well
Sewer
Septic Tank
Utilities
Electricity Connected, Propane, Solar
Heat
Central, Solar
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Wire
Exterior Features
Private Yard, Patio, Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
$405,000
List price
0
Price reductions
Active Under Contract
Since Jun 26, 2026
Property history2 events
DateEventPriceChange
Aug 27, 2026Active Under Contract
Jun 26, 2026New Listing

Taxes

General Information
Owner
MARZEC, ELIZABETH ANN & DEBORA KATHRYN MARZEC
Legal
ABS A337 West, C. A.,2.500 ACRES
Geo ID
8725032
Acreage
2.50
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$7,413
MLS tax year
2021
CAD estimated taxes
$7,656.74
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$201,140$190,409$391,549$391,549$391,549
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$391,549$391,549$1,372.34BASTROP COUNTY
$391,549$391,549$4,790.21ELGIN ISD
$391,549$391,549$391.55BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$391,549$391,549$404.86AUSTIN COMMUNITY COLLEGE
$391,549$391,549$391.55BASTROP COUNTY EMERGENCY SVC DIST #3
$391,549$391,549$306.23COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Booker T Washington
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $405,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,004 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,004

Principal & interest
$2,048
Property taxes
$618
Homeowners insurance
$338

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$324,000$3,621$20,953$320,379
2$320,379$3,864$20,711$316,515
3$316,515$4,123$20,452$312,392
4$312,392$4,399$20,176$307,993
5$307,993$4,693$19,881$303,300
6$303,300$5,008$19,567$298,292
7$298,292$5,343$19,232$292,949
8$292,949$5,701$18,874$287,248
9$287,248$6,083$18,492$281,165
10$281,165$6,490$18,085$274,675
  • Year 1$320,379
    Principal paid
    $3,621
    Interest paid
    $20,953
    Starting balance
    $324,000
  • Year 2$316,515
    Principal paid
    $3,864
    Interest paid
    $20,711
    Starting balance
    $320,379
  • Year 3$312,392
    Principal paid
    $4,123
    Interest paid
    $20,452
    Starting balance
    $316,515
  • Year 4$307,993
    Principal paid
    $4,399
    Interest paid
    $20,176
    Starting balance
    $312,392
  • Year 5$303,300
    Principal paid
    $4,693
    Interest paid
    $19,881
    Starting balance
    $307,993
  • Year 6$298,292
    Principal paid
    $5,008
    Interest paid
    $19,567
    Starting balance
    $303,300
  • Year 7$292,949
    Principal paid
    $5,343
    Interest paid
    $19,232
    Starting balance
    $298,292
  • Year 8$287,248
    Principal paid
    $5,701
    Interest paid
    $18,874
    Starting balance
    $292,949
  • Year 9$281,165
    Principal paid
    $6,083
    Interest paid
    $18,492
    Starting balance
    $287,248
  • Year 10$274,675
    Principal paid
    $6,490
    Interest paid
    $18,085
    Starting balance
    $281,165
First 10 of 30 years

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Courtesy of All City Real Estate Ltd. Co · (866) 277-6005

Listings courtesy of ACTRIS as distributed by MLS GRID.