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ActiveMLS #2727438

210 Cider Creek DR, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

3Bedrooms
2Bathrooms
1,450Square Ft
0.12Acres
2Garage
2026Year Built
New
1 / 15
$255,410

Overview

Property Description

Welcome to 210 Cider Creek Drive located in Elgin’s premier community, Harvest Ridge! Inside, you’ll be greeted by an open concept living space, light-filled interior, and thoughtful features. In the heart of the home, the kitchen showcases premium features such as a center island, Miami White Silestone countertops, light brown cabinets, and stainless-steel appliances with a gas range. Beside the kitchen, a cozy dining area offers a bright and inviting space for casual meals and conversation. Just off the garage, a mud room and utility closet offers maximum laundry organization. The primary suite is the perfect way to start and end your day with a walk-in closet, walk-in shower, and a semi-private water closet. Other amazing highlights include 5 panel interior doors, a open front porch, and more! Harvest Ridge is designed for connection and convenience, featuring top-tier amenities like a resort-style pool, sports courts, fishing ponds, and a coffee bar. With the brand-new onsite elementary school now open and a full-time Lifestyle Director planning regular events, this new home in Elgin offers more than comfort, it offers a vibrant lifestyle.

Financial Info
Price
$255,410
$ / Sqft
$176
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$7,100
Tax Year
2026
Exemptions
None
Legal Info
Address
210 Cider Creek DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
HARVEST RIDGE SUBDIVISION SECTION FOUR, BLK S, LOT 31
Parcel
210CiderCreekDrive
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Stone Counters, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
1,450 / Builder
Garages
2
Garage Desc
Attached, Garage Faces Front
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.12
Lot Description
Back Yard, Close to Clubhouse, Front Yard, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
$255,410
List price
0
Price reductions
Active
Since Oct 8, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $255,410
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,096 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,096

Principal & interest
$1,291
Property taxes
$592
Homeowners insurance
$213

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$204,328$2,284$13,214$202,044
2$202,044$2,437$13,061$199,607
3$199,607$2,600$12,898$197,007
4$197,007$2,774$12,724$194,233
5$194,233$2,960$12,538$191,273
6$191,273$3,158$12,340$188,115
7$188,115$3,370$12,128$184,746
8$184,746$3,595$11,903$181,150
9$181,150$3,836$11,662$177,314
10$177,314$4,093$11,405$173,221
  • Year 1$202,044
    Principal paid
    $2,284
    Interest paid
    $13,214
    Starting balance
    $204,328
  • Year 2$199,607
    Principal paid
    $2,437
    Interest paid
    $13,061
    Starting balance
    $202,044
  • Year 3$197,007
    Principal paid
    $2,600
    Interest paid
    $12,898
    Starting balance
    $199,607
  • Year 4$194,233
    Principal paid
    $2,774
    Interest paid
    $12,724
    Starting balance
    $197,007
  • Year 5$191,273
    Principal paid
    $2,960
    Interest paid
    $12,538
    Starting balance
    $194,233
  • Year 6$188,115
    Principal paid
    $3,158
    Interest paid
    $12,340
    Starting balance
    $191,273
  • Year 7$184,746
    Principal paid
    $3,370
    Interest paid
    $12,128
    Starting balance
    $188,115
  • Year 8$181,150
    Principal paid
    $3,595
    Interest paid
    $11,903
    Starting balance
    $184,746
  • Year 9$177,314
    Principal paid
    $3,836
    Interest paid
    $11,662
    Starting balance
    $181,150
  • Year 10$173,221
    Principal paid
    $4,093
    Interest paid
    $11,405
    Starting balance
    $177,314
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.