214 Saranac DR, Elgin TX 78621
Elgin, TX 78621 · Saratoga Farms Sub Sec
Single Family Residence for sale in Saratoga Farms Sub Sec
Overview
Property Description
Welcome home to this beautifully maintained stone exterior home offering style, comfort, and functional living spaces throughout. Inside, you’ll find inviting main living areas, carpet in the bedrooms, and a bright white kitchen designed for entertaining. The kitchen is upgraded and features a huge center island, stainless steel appliances, decorative backsplash, pantry, canned lighting, and a spacious dining area combo. The kitchen opens seamlessly to the inviting family room, creating the perfect gathering space for family and friends.Downstairs, you’ll also find dedicated office space, providing a convenient work-from-home arrangement. Upstairs, a versatile bonus room offers endless possibilities as a game room, media room, hobby space, or additional living area. The spacious primary suite is a true retreat with a massive walk-in shower and oversized walk-in closet. The fenced backyard, two-car garage, and thoughtful finishes throughout make this home both comfortable and functional. Conveniently located minutes from Highway 290, 2 miles from downtown Elgin, 19 miles from Bastrop, 26 miles from Austin Airport, 25 miles from downtown Austin, 18 miles from the Samsung Factory in Taylor, and 23 miles from the Tesla plant, this home offers timeless appeal in a highly accessible location.
Financial Info
- Price
- $340,000
- $ / Sqft
- $141
- HOA
- Yes - Mandatory / $200 / Annually
- HOA Name
- Preferred Assoc
- HOA Includes
- See Remarks
- Tax Rate
- 2.47%
- Est. Taxes
- $8,984
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 214 Saranac DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Saratoga Farms Sub Sec
- Legal Description
- SARATOGA FARMS SUBDIVISION SECTION FIVE, BLOCK C, LOT 19, ACRES 0.1450
- Parcel
- 8711835
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 2
- Dining
- 1
- Kitchen
- Breakfast Bar, Pantry
- Appliances
- Dishwasher, Disposal, Dryer, Free-Standing Range, Refrigerator, Washer
- Laundry
- Upper Level
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- No
- Interior Features
- Breakfast Bar, Double Vanity, Electric Dryer Hookup, Interior Steps, Multiple Living Areas, Pantry, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), See Remarks
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2019 / Resale
- Square Feet
- 2,403 / Public Records
- Garages
- 2
- Garage Desc
- Garage, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- Masonry – Partial
- Acres
- 0.15
- Lot Description
- Few Trees
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Water Available
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Fenced, Privacy
- Exterior Features
- Private Yard, Front Porch
- Pool On Property
- No
- Area Amenities
- Dog Park
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jun 16, 2026 | New Listing | — |
Taxes
- Owner
- DIAZ AGUILAR, EMMANUEL & VALERIA VASQUEZ REYES
- Legal
- Saratoga Farms Subdivision Section Five, BLOCK C, LOT 19, ACRES 0.1450
- Geo ID
- 8711835
- Acreage
- 0.15
- Exemption Type
- Homestead Local Option, Homestead
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T3
- CITY OF ELGIN
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $8,984
- MLS tax year
- 2025
- CAD estimated taxes
- $7,000.14
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $63,225 | $275,459 | $338,684 | $338,684 | $338,684 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $338,684 | $338,684 | — | — | — | $1,187.05 | BASTROP COUNTY |
| $338,684 | $198,684 | — | — | — | $2,430.70 | ELGIN ISD |
| $338,684 | $338,684 | — | — | — | $2,097.46 | CITY OF ELGIN |
| $338,684 | $338,684 | — | — | — | $338.68 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $338,684 | $333,684 | — | — | — | $345.03 | AUSTIN COMMUNITY COLLEGE |
| $338,684 | $338,684 | — | — | — | $338.68 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $338,684 | $335,684 | — | — | — | $262.54 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,751 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,751
- Principal & interest
- $1,719
- Property taxes
- $749
- Homeowners insurance
- $283
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $272,000 | $3,040 | $17,590 | $268,960 | |
| 2 | $268,960 | $3,244 | $17,387 | $265,716 | |
| 3 | $265,716 | $3,461 | $17,170 | $262,255 | |
| 4 | $262,255 | $3,693 | $16,938 | $258,562 | |
| 5 | $258,562 | $3,940 | $16,691 | $254,622 | |
| 6 | $254,622 | $4,204 | $16,427 | $250,418 | |
| 7 | $250,418 | $4,486 | $16,145 | $245,932 | |
| 8 | $245,932 | $4,786 | $15,845 | $241,146 | |
| 9 | $241,146 | $5,107 | $15,524 | $236,040 | |
| 10 | $236,040 | $5,449 | $15,182 | $230,591 |
- Year 1$268,960
- Principal paid
- $3,040
- Interest paid
- $17,590
- Starting balance
- $272,000
- Year 2$265,716
- Principal paid
- $3,244
- Interest paid
- $17,387
- Starting balance
- $268,960
- Year 3$262,255
- Principal paid
- $3,461
- Interest paid
- $17,170
- Starting balance
- $265,716
- Year 4$258,562
- Principal paid
- $3,693
- Interest paid
- $16,938
- Starting balance
- $262,255
- Year 5$254,622
- Principal paid
- $3,940
- Interest paid
- $16,691
- Starting balance
- $258,562
- Year 6$250,418
- Principal paid
- $4,204
- Interest paid
- $16,427
- Starting balance
- $254,622
- Year 7$245,932
- Principal paid
- $4,486
- Interest paid
- $16,145
- Starting balance
- $250,418
- Year 8$241,146
- Principal paid
- $4,786
- Interest paid
- $15,845
- Starting balance
- $245,932
- Year 9$236,040
- Principal paid
- $5,107
- Interest paid
- $15,524
- Starting balance
- $241,146
- Year 10$230,591
- Principal paid
- $5,449
- Interest paid
- $15,182
- Starting balance
- $236,040
Nearby
Courtesy of Sterling & Associates R.E. · (512) 281-3336
Listings courtesy of ACTRIS as distributed by MLS GRID.