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220 Winnowing Ln 9958585Edit search
ActiveMLS #9958585

220 Winnowing LN, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

2Bedrooms
2 full / 1 halfBathrooms
1,072Square Ft
0.11Acres
0Garage
2026Year Built
1 / 3
$179,990

Overview

Property Description

Introducing 220 Winnowing Lane located in Elgin’s premier and attainable Harvest Ridge master planned community. The open-concept main floor features wood-look vinyl flooring, 5 panel interior doors, and ample natural lighting. Enter the L-shaped kitchen where you’ll be greeted with Miami White Silestone countertops, Durango Maple cabinets, sleek black appliances with a gas range, and a charming window above the single basin sink overlooking the backyard. Relax and unwind in the second-floor primary suite with a walk-in closet, walk-in shower, and a Silestone vanity. Enjoy other amazing highlights, such as a walk-in closet in the secondary bedroom, an upstairs utility closet, and a green backyard perfect for enjoying the beautiful Texas outdoors. Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events, plus the convenience of an on-site elementary school just steps away.

Financial Info
Price
$179,990
$ / Sqft
$168
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$5,004
Tax Year
2025
Exemptions
None
Legal Info
Address
220 Winnowing LN
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
Harvest Ridge Subdivision Section Seven BLK AG LOT 28
Parcel
220WinnowingLane
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Eat-in Kitchen, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
No
Interior Features
Stone Counters, Eat-in Kitchen, Interior Steps, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
2 Total / 2 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / New
Square Feet
1,072 / Builder
Garage Desc
Alley Access, Detached, Garage
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.11
Lot Description
Back Yard, Close to Clubhouse, Front Yard, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
$179,990
List price
0
Price reductions
Active
Since Jul 2, 2026
Property history1 event
DateEventPriceChange
Jul 2, 2026New Listing

Taxes

General Information
Owner
CLAYTON PROPERTIES GROUP INC
Legal
Harvest Ridge Subdivision Section Seven BLK AG LOT 28
Geo ID
8741386
Acreage
0.09
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T7
COUNTY ROAD FM
T8
ALTESSA MUD
Tax Summary
MLS estimated annual taxes
$5,004
MLS tax year
2025
CAD estimated taxes
$829.82
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$30,900$0$30,900$30,900$30,900
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$30,900$30,900———$108.30BASTROP COUNTY
$30,900$30,900———$378.03ELGIN ISD
$30,900$30,900———$30.90BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$30,900$30,900———$31.95AUSTIN COMMUNITY COLLEGE
$30,900$30,900———$24.17COUNTY ROAD FM
$30,900$30,900———$256.47ALTESSA MUD

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $179,990
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,477 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,477

Principal & interest
$910
Property taxes
$417
Homeowners insurance
$150

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$143,992$1,609$9,312$142,383
2$142,383$1,717$9,204$140,665
3$140,665$1,832$9,089$138,833
4$138,833$1,955$8,967$136,878
5$136,878$2,086$8,836$134,792
6$134,792$2,226$8,696$132,567
7$132,567$2,375$8,547$130,192
8$130,192$2,534$8,388$127,659
9$127,659$2,703$8,218$124,955
10$124,955$2,884$8,037$122,071
  • Year 1$142,383
    Principal paid
    $1,609
    Interest paid
    $9,312
    Starting balance
    $143,992
  • Year 2$140,665
    Principal paid
    $1,717
    Interest paid
    $9,204
    Starting balance
    $142,383
  • Year 3$138,833
    Principal paid
    $1,832
    Interest paid
    $9,089
    Starting balance
    $140,665
  • Year 4$136,878
    Principal paid
    $1,955
    Interest paid
    $8,967
    Starting balance
    $138,833
  • Year 5$134,792
    Principal paid
    $2,086
    Interest paid
    $8,836
    Starting balance
    $136,878
  • Year 6$132,567
    Principal paid
    $2,226
    Interest paid
    $8,696
    Starting balance
    $134,792
  • Year 7$130,192
    Principal paid
    $2,375
    Interest paid
    $8,547
    Starting balance
    $132,567
  • Year 8$127,659
    Principal paid
    $2,534
    Interest paid
    $8,388
    Starting balance
    $130,192
  • Year 9$124,955
    Principal paid
    $2,703
    Interest paid
    $8,218
    Starting balance
    $127,659
  • Year 10$122,071
    Principal paid
    $2,884
    Interest paid
    $8,037
    Starting balance
    $124,955
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.