Active Under ContractMLS #5175257

222 Arosa DR, Elgin TX 78621

Name: 222 Arosa DR, Elgin, TX 78621
SKU: 5175257
Price: 439000 USD
Availability: LimitedAvailability

Elgin, TX 78621 · Monte Vista

Single Family Residence for sale in Monte Vista

$469,000

$439,000

1,725

0.50

2024

1 / 40

$439,000$469,000

Overview

Property Description

USDA loan eligible with ZERO DOWN! financing available, this never-lived-in, hacienda-style villa inspired new construction home offers a distinctive alternative to standard builds. The thoughtfully designed open floor plan is filled with natural light and features durable flooring throughout with no carpet, creating a clean, modern, and low-maintenance aesthetic. Designed with intention, the layout balances openness and warmth, ideal for both everyday living and entertaining. A finished-out garage adds flexibility for storage, hobbies, or workspace. Located in a growing Elgin community with convenient access to major highways, shopping, and dining, this home delivers character, comfort, and an easy commute to Austin.

Financial Info

Price: $439,000
$ / Sqft: $254
HOA: None
Tax Rate: 2.2275%
Est. Taxes: $3,972
Tax Year: 2025
Exemptions: None

Legal Info

Address: 222 Arosa DR
County: Bastrop
City: Elgin
State: TX
Zip: 78621
Subdivision: Monte Vista
Legal Description: MONTE VISTA SUBDIVISION BLK C LOT 2, ACRES .5000.
Parcel: 8727528

Interior Features

Floor: Vinyl
Num Living: 1
Dining: 1
Kitchen: Eat-in Kitchen, Kitchen Island
Appliances: Cooktop, Disposal, Electric Cooktop
Laundry: Inside, Laundry Closet, Laundry Room, Main Level
Master Bed: Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main: Yes
Fireplaces: 1
Fireplace Description: Electric, Insert, Living Room
Interior Features: Built-in Features, Ceiling Fan(s), Beamed Ceilings, Cathedral Ceiling(s), High Ceilings, Vaulted Ceiling(s), Crown Molding, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Kitchen Island, Natural Woodwork, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Storage, Walk-In Closet(s), Washer Hookup, None, See Remarks

General Info

Beds: 3 Total / 3 Main Level
Full / Half Baths: 2 / 0
Prop Type: Residential
Property Type: Single Family Residence
Stories: 1
Year Built: 2024 / New
Square Feet: 1,725 / Public Records
Garages: 2
Garage Desc: Additional Parking, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Side
Foundation: Slab
Roof: Shingle
Construction: Brick, Masonry – All Sides
Acres: 0.50
Lot Description: Back Yard
Restrictions: See Remarks
Flood Plain: No
View: None
Water Access: No
Waterfront: No
Area: EL

Utility Info

Water: Public
Sewer: Septic Tank
Utilities: Electricity Connected, Water Connected
Heat: Central, Electric
A C: Central Air, Electric

Exterior Features

Fence: Wood
Exterior Features: No Exterior Steps, Covered, Patio, Rear Porch
Pool On Property: No
Area Amenities: None

Price history

Members only

Days on market

−$30,000 (−6.4%)

$469,000 → $439,000

Price reductions

Active Under Contract

Since Jan 16, 2026

Price trend

List priceJan 2026 → Jun 2026

Property history5 events

Date	Event	Price	Change
Sep 15, 2026	Active Under Contract		—
Jun 5, 2026	Price Decrease	$439,000−$10,999 (−2.4%)	−$10,999 (−2.4%)
Apr 10, 2026	Price Decrease	$449,999−$15,001 (−3.2%)	−$15,001 (−3.2%)
Mar 3, 2026	Price Decrease	$465,000−$4,000 (−0.9%)	−$4,000 (−0.9%)
Jan 16, 2026	New Listing		—

Taxes

General Information

Owner: AGUILAR, EFREN LEOS
Legal: Monte Vista Subdivision BLK C LOT 2, ACRES .5000.
Geo ID: 8727528
Acreage: 0.50

Exemptions

Exemption Type: None on record

Taxing Units

T1: BASTROP COUNTY
T2: ELGIN ISD
T4: BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5: AUSTIN COMMUNITY COLLEGE
T6: BASTROP COUNTY EMERGENCY SVC DIST #3
T7: COUNTY ROAD FM
T8: CENTEX DRAINAGE DISTRICT

Tax Summary

MLS estimated annual taxes: $3,972
MLS tax year: 2025
CAD estimated taxes: $4,042.22
CAD source year: 2026

Appraisal Values

Year	Land	Improvements	Market	Appraised	Assessed
2026	$73,925	$97,683	$171,608	$171,608	$171,608

Assessments

Capped	Taxable	Assessed	Land HS	Imp HS	CAD Est. Tax	Taxing Unit
$171,608	$171,608	—	—	—	$601.47	BASTROP COUNTY
$171,608	$171,608	—	—	—	$2,099.45	ELGIN ISD
$171,608	$171,608	—	—	—	$171.61	BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$171,608	$171,608	—	—	—	$177.44	AUSTIN COMMUNITY COLLEGE
$171,608	$171,608	—	—	—	$171.61	BASTROP COUNTY EMERGENCY SVC DIST #3
$171,608	$171,608	—	—	—	$134.21	COUNTY ROAD FM
$171,608	$171,608	—	—	—	$686.43	CENTEX DRAINAGE DISTRICT

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info

District: Elgin ISD
Elementary: Elgin
Middle: Elgin
High: Elgin

Maps

Financing

Your preferences

20% down
Conv/Jumbo
30 years
6.50% rate

Saved on this device

Home priceList price $439,000

Down payment

Stays 20% if you change the price

Interest rateNote rate, not APR

Loan termLoan type

Property taxesFrom this listing’s tax record

Homeowners insurance*Estimated only (1% of price / yr)

Estimated monthly payment

$2,917 / mo

20% down · 6.50% interest · 30-year fixed

Principal & interest: $2,220
Property taxes: $331
Homeowners insurance: $366

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
Year	Starting balance	Principal paid	Interest paid	Ending balance
1	$351,200	$3,925	$22,712	$347,275
2	$347,275	$4,188	$22,450	$343,086
3	$343,086	$4,469	$22,169	$338,617
4	$338,617	$4,768	$21,870	$333,849
5	$333,849	$5,087	$21,550	$328,762
6	$328,762	$5,428	$21,210	$323,334
7	$323,334	$5,792	$20,846	$317,542
8	$317,542	$6,180	$20,458	$311,362
9	$311,362	$6,593	$20,044	$304,769
10	$304,769	$7,035	$19,603	$297,734

Year 1$347,275
Principal paid
$3,925
Interest paid
$22,712
Starting balance
$351,200
Year 2$343,086
Principal paid
$4,188
Interest paid
$22,450
Starting balance
$347,275
Year 3$338,617
Principal paid
$4,469
Interest paid
$22,169
Starting balance
$343,086
Year 4$333,849
Principal paid
$4,768
Interest paid
$21,870
Starting balance
$338,617
Year 5$328,762
Principal paid
$5,087
Interest paid
$21,550
Starting balance
$333,849
Year 6$323,334
Principal paid
$5,428
Interest paid
$21,210
Starting balance
$328,762
Year 7$317,542
Principal paid
$5,792
Interest paid
$20,846
Starting balance
$323,334
Year 8$311,362
Principal paid
$6,180
Interest paid
$20,458
Starting balance
$317,542
Year 9$304,769
Principal paid
$6,593
Interest paid
$20,044
Starting balance
$311,362
Year 10$297,734
Principal paid
$7,035
Interest paid
$19,603
Starting balance
$304,769

First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 448-4111

Listings courtesy of ACTRIS as distributed by MLS GRID.