226 Cedar Hills DR, Elgin TX 78621
Elgin, TX 78621 · Cedar Hills
Single Family Residence for sale in Cedar Hills
Overview
Property Description
Set on 1.17 acres beneath mature trees, this Cedar Hills home makes a strong first impression with its stone exterior, broad covered porch, and shady lawn. Inside, a white stone fireplace anchors the living room. The spacious primary bedroom is downstairs, with two additional bedrooms upstairs for guests, family, or whatever else life calls for. The real bonus? A 900-square-foot metal building with high ceilings, power, and a roll-up door. Workshop, equipment storage, project headquarters—or the garage retreat you’ve been promising yourself. There’s room here to live comfortably and room to pursue what you love doing. **A seller’s pre-inspection report is available. Please request it before submitting an offer. The seller will not negotiate repairs for issues disclosed in the report.**
Financial Info
- Price
- $449,750
- $ / Sqft
- $213
- HOA
- Yes - Mandatory / $130 / Annually
- HOA Name
- Cedar Hills Civic Association
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.3475%
- Est. Taxes
- $4,374.26
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 226 Cedar Hills DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Cedar Hills
- Legal Description
- S5480 - Cedar Hills Sec 1, Lot 2, Acres 1.171, (Resub Of Tract A)
- Parcel
- R95011
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Disposal, Free-Standing Range
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room
- Interior Features
- Bookcases, Entrance Foyer, In-Law Floorplan, Interior Steps, Primary Bedroom on Main, Walk-In Closet(s), None
General Info
- Beds
- 3 Total / 1 Main Level / 2 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2004 / Resale
- Square Feet
- 2,108 / Public Records
- Garages
- 2
- Garage Desc
- Detached
- Foundation
- Slab
- Roof
- Composition
- Construction
- Frame, Stone
- Acres
- 1.17
- Lot Description
- Trees-Heavy, Trees-Large (Over 40 Ft), Many Trees, Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Private
- Sewer
- Septic Tank
- Utilities
- Electricity Available
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- None, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Common Grounds, Park, Playground, Pool
Price history
No price or status changes recorded yet.
Taxes
Schools
School Info
- District
- Elgin ISD
- Elementary
- Booker T Washington
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,014 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,014
- Principal & interest
- $2,274
- Property taxes
- $365
- Homeowners insurance
- $375
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $359,800 | $4,022 | $23,269 | $355,778 | |
| 2 | $355,778 | $4,291 | $22,999 | $351,488 | |
| 3 | $351,488 | $4,578 | $22,712 | $346,909 | |
| 4 | $346,909 | $4,885 | $22,405 | $342,024 | |
| 5 | $342,024 | $5,212 | $22,078 | $336,812 | |
| 6 | $336,812 | $5,561 | $21,729 | $331,251 | |
| 7 | $331,251 | $5,934 | $21,357 | $325,318 | |
| 8 | $325,318 | $6,331 | $20,959 | $318,987 | |
| 9 | $318,987 | $6,755 | $20,535 | $312,232 | |
| 10 | $312,232 | $7,207 | $20,083 | $305,025 |
- Year 1$355,778
- Principal paid
- $4,022
- Interest paid
- $23,269
- Starting balance
- $359,800
- Year 2$351,488
- Principal paid
- $4,291
- Interest paid
- $22,999
- Starting balance
- $355,778
- Year 3$346,909
- Principal paid
- $4,578
- Interest paid
- $22,712
- Starting balance
- $351,488
- Year 4$342,024
- Principal paid
- $4,885
- Interest paid
- $22,405
- Starting balance
- $346,909
- Year 5$336,812
- Principal paid
- $5,212
- Interest paid
- $22,078
- Starting balance
- $342,024
- Year 6$331,251
- Principal paid
- $5,561
- Interest paid
- $21,729
- Starting balance
- $336,812
- Year 7$325,318
- Principal paid
- $5,934
- Interest paid
- $21,357
- Starting balance
- $331,251
- Year 8$318,987
- Principal paid
- $6,331
- Interest paid
- $20,959
- Starting balance
- $325,318
- Year 9$312,232
- Principal paid
- $6,755
- Interest paid
- $20,535
- Starting balance
- $318,987
- Year 10$305,025
- Principal paid
- $7,207
- Interest paid
- $20,083
- Starting balance
- $312,232
Nearby
Courtesy of Compass RE Texas, LLC · (512) 575-3644
Listings courtesy of ACTRIS as distributed by MLS GRID.