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ActiveMLS #1019316

302 E Brenham ST, Elgin TX 78621

Elgin, TX 78621 · Elgin City

Single Family Residence for sale in Elgin City

3Bedrooms
2Bathrooms
1,326Square Ft
0.24Acres
0Garage
1935Year Built
Price Reduced
1 / 38
$275,000$315,000
3D tour

Overview

Property Description

NEW PRICE — $19,000 PRICE REDUCTION! Now offered at $280,000. Beautifully updated historic home in the heart of Elgin, where timeless charm meets modern updates—and downtown is just a short stroll away. This charming 3-bedroom, 2-bath home offers an exceptional opportunity to enjoy small-town living within walking distance of Elgin’s locally owned shops, restaurants, coffee spots, festivals, and community events. Thoughtfully updated while preserving its historic appeal, the move-in-ready home features fresh interior and exterior paint, inviting living spaces, and a functional floor plan designed for everyday living. The result is a home that feels both comfortable and full of character. The expansive lot—more than one-third of an acre—is a true standout. The massive yard has been thoughtfully landscaped with native wildflowers and plants, creating a beautiful, natural setting with plenty of space to garden, entertain, play, or simply enjoy the outdoors. There is room here to make the property your own while still being close enough to walk into downtown for dinner, shopping, or one of Elgin’s many festivals. With its combination of historic charm, thoughtful updates, oversized lot, native landscaping, and an unbeatable location near the heart of downtown, 302 E. Brenham offers exceptional value at its new price of $280,000. Whether you're a first-time buyer, looking for more outdoor space, or dreaming of a home where you can walk to everything Elgin has to offer, this one is worth a look.

Financial Info
Price
$275,000
$ / Sqft
$207
HOA
None
Tax Rate
2.95002%
Est. Taxes
$7,278.24
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
302 E Brenham ST
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Elgin City
Legal Description
ELGIN CITY,DIV 3,LOT 5B
Parcel
R14274
Interior Features
Floor
Laminate
Num Living
1
Dining
1
Appliances
Built-In Oven(s), Dishwasher, Free-Standing Range, Refrigerator
Laundry
None
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplace Description
None
Interior Features
High Ceilings, Primary Bedroom on Main, Smoke Detector(s), None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1935 / Resale
Square Feet
1,326 / Public Records
Garage Desc
Off Street
Foundation
Pillar/Post/Pier
Roof
Metal
Construction
HardiPlank Type
Acres
0.24
Lot Description
Trees-Large (Over 40 Ft)
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Internet-Cable
Heat
Central
A C
Central Air
Exterior Features
Fence
Chain Link, Fenced
Exterior Features
Gutters Partial, Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$40,000 (−12.7%)
$315,000 → $275,000
4
Price reductions
Active
Since May 30, 2026
Price trend
List priceMay 2026Sep 2026
Property history5 events
DateEventPriceChange
Sep 16, 2026Price Decrease$275,000−$5,000 (−1.8%)
Sep 6, 2026Price Decrease$280,000−$19,000 (−6.4%)
Jul 30, 2026Price Decrease$299,000−$6,000 (−2%)
Jun 29, 2026Price Decrease$305,000−$10,000 (−3.2%)
May 30, 2026New Listing

Taxes

General Information
Owner
LANE, MEGAN K
Legal
ELGIN CITY,DIV 3,LOT 5B
Geo ID
14274
Acreage
0.25
Exemptions
Exemption Type
Homestead Local Option, Homestead
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T3
CITY OF ELGIN
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$7,278.24
MLS tax year
2025
CAD estimated taxes
$5,505.74
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$117,815$162,829$280,644$280,644$280,644
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$280,644$280,644$983.63BASTROP COUNTY
$280,644$140,644$1,720.64ELGIN ISD
$280,644$280,644$1,738.02CITY OF ELGIN
$280,644$280,644$280.64BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$280,644$275,644$285.02AUSTIN COMMUNITY COLLEGE
$280,644$280,644$280.64BASTROP COUNTY EMERGENCY SVC DIST #3
$280,644$277,644$217.15COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Booker T Washington
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $275,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,227 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,227

Principal & interest
$1,391
Property taxes
$607
Homeowners insurance
$229

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$220,000$2,459$14,228$217,541
2$217,541$2,624$14,063$214,917
3$214,917$2,799$13,887$212,118
4$212,118$2,987$13,700$209,131
5$209,131$3,187$13,500$205,944
6$205,944$3,400$13,286$202,544
7$202,544$3,628$13,059$198,916
8$198,916$3,871$12,816$195,045
9$195,045$4,130$12,556$190,914
10$190,914$4,407$12,280$186,507
  • Year 1$217,541
    Principal paid
    $2,459
    Interest paid
    $14,228
    Starting balance
    $220,000
  • Year 2$214,917
    Principal paid
    $2,624
    Interest paid
    $14,063
    Starting balance
    $217,541
  • Year 3$212,118
    Principal paid
    $2,799
    Interest paid
    $13,887
    Starting balance
    $214,917
  • Year 4$209,131
    Principal paid
    $2,987
    Interest paid
    $13,700
    Starting balance
    $212,118
  • Year 5$205,944
    Principal paid
    $3,187
    Interest paid
    $13,500
    Starting balance
    $209,131
  • Year 6$202,544
    Principal paid
    $3,400
    Interest paid
    $13,286
    Starting balance
    $205,944
  • Year 7$198,916
    Principal paid
    $3,628
    Interest paid
    $13,059
    Starting balance
    $202,544
  • Year 8$195,045
    Principal paid
    $3,871
    Interest paid
    $12,816
    Starting balance
    $198,916
  • Year 9$190,914
    Principal paid
    $4,130
    Interest paid
    $12,556
    Starting balance
    $195,045
  • Year 10$186,507
    Principal paid
    $4,407
    Interest paid
    $12,280
    Starting balance
    $190,914
First 10 of 30 years

Nearby

Courtesy of Love Street Realty, LLC · (512) 954-1122

Listings courtesy of ACTRIS as distributed by MLS GRID.