305 China CV, Elgin TX 78621
Elgin, TX 78621 · Hillside Sub
Single Family Residence for sale in Hillside Sub
Overview
Property Description
Discover the charm of Elgin, Texas, with this delightful 3-bedroom, 2-bath residence, offering a fantastic lifestyle just moments from Historic Main Street. This home provides a seamless open-concept living, dining, and kitchen area, perfect for modern living and entertaining. The kitchen is a chef's dream, featuring a convenient gas stove that will inspire culinary creativity. Step outside to a fantastic backyard, an ideal setting for gatherings and barbecues, complete with a covered patio designed for ultimate relaxation and enjoyment. A unique feature of this property is the converted 1-car garage, which now serves as an additional room, contributing to the home's functional living space. Enjoy the freedom of no HOA, offering flexibility and fewer restrictions. This appealing property also qualifies for USDA 0% down payment financing, presenting a remarkable opportunity for prospective homeowners. Embrace the vibrant community of Elgin and experience comfortable living in a prime location.
Financial Info
- Price
- $214,900
- $ / Sqft
- $220
- HOA
- None
- Tax Rate
- 2.4748%
- Est. Taxes
- $6,867
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 305 China CV
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Hillside Sub
- Legal Description
- HILLSIDE SUB SEC 2, BLOCK B, LOT 8
- Parcel
- R62299
Interior Features
- Floor
- Carpet, Laminate, Tile
- Num Living
- 1
- Dining
- 0
- Kitchen
- Breakfast Bar, Eat-in Kitchen
- Appliances
- Dishwasher, Gas Range, RNGHD
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Gas Dryer Hookup, Eat-in Kitchen, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Walk-In Closet(s), See Remarks, Laminate Counters, Stone Counters, None, Blinds
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1998 / Resale
- Square Feet
- 979 / Public Records
- Garage Desc
- Attached, Garage
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Brick Veneer
- Acres
- 0.18
- Lot Description
- Cul-De-Sac
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Internet-Cable, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Chain Link, Privacy
- Exterior Features
- Private Yard, Covered, Deck
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 9, 2026 | Price Decrease | $214,900−$5,000 (−2.3%) | −$5,000 (−2.3%) |
| Aug 25, 2026 | Price Decrease | $219,900−$10,000 (−4.3%) | −$10,000 (−4.3%) |
| Jun 12, 2026 | Price Decrease | $229,900−$10,000 (−4.2%) | −$10,000 (−4.2%) |
| Apr 30, 2026 | Price Decrease | $239,900−$5,000 (−2%) | −$5,000 (−2%) |
| Apr 19, 2026 | Price Decrease | $244,900−$5,000 (−2%) | −$5,000 (−2%) |
| Apr 2, 2026 | Price Decrease | $249,900−$5,100 (−2%) | −$5,100 (−2%) |
| Mar 14, 2026 | New Listing | — |
Taxes
- Owner
- GUERRERO, CONCEPCION
- Legal
- HILLSIDE SUB SEC 2, BLOCK B, LOT 8
- Geo ID
- 62299
- Acreage
- 0.18
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T3
- CITY OF ELGIN
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $6,867
- MLS tax year
- 2025
- CAD estimated taxes
- $6,884.27
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $122,430 | $144,942 | $267,372 | $267,372 | $267,372 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $267,372 | $267,372 | — | — | — | $937.11 | BASTROP COUNTY |
| $267,372 | $267,372 | — | — | — | $3,271.03 | ELGIN ISD |
| $267,372 | $267,372 | — | — | — | $1,655.82 | CITY OF ELGIN |
| $267,372 | $267,372 | — | — | — | $267.37 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $267,372 | $267,372 | — | — | — | $276.46 | AUSTIN COMMUNITY COLLEGE |
| $267,372 | $267,372 | — | — | — | $267.37 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $267,372 | $267,372 | — | — | — | $209.11 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Booker T Washington
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,838 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,838
- Principal & interest
- $1,087
- Property taxes
- $572
- Homeowners insurance
- $179
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $171,920 | $1,922 | $11,118 | $169,998 | |
| 2 | $169,998 | $2,050 | $10,990 | $167,948 | |
| 3 | $167,948 | $2,188 | $10,852 | $165,761 | |
| 4 | $165,761 | $2,334 | $10,706 | $163,426 | |
| 5 | $163,426 | $2,490 | $10,549 | $160,936 | |
| 6 | $160,936 | $2,657 | $10,383 | $158,279 | |
| 7 | $158,279 | $2,835 | $10,205 | $155,444 | |
| 8 | $155,444 | $3,025 | $10,015 | $152,419 | |
| 9 | $152,419 | $3,228 | $9,812 | $149,191 | |
| 10 | $149,191 | $3,444 | $9,596 | $145,747 |
- Year 1$169,998
- Principal paid
- $1,922
- Interest paid
- $11,118
- Starting balance
- $171,920
- Year 2$167,948
- Principal paid
- $2,050
- Interest paid
- $10,990
- Starting balance
- $169,998
- Year 3$165,761
- Principal paid
- $2,188
- Interest paid
- $10,852
- Starting balance
- $167,948
- Year 4$163,426
- Principal paid
- $2,334
- Interest paid
- $10,706
- Starting balance
- $165,761
- Year 5$160,936
- Principal paid
- $2,490
- Interest paid
- $10,549
- Starting balance
- $163,426
- Year 6$158,279
- Principal paid
- $2,657
- Interest paid
- $10,383
- Starting balance
- $160,936
- Year 7$155,444
- Principal paid
- $2,835
- Interest paid
- $10,205
- Starting balance
- $158,279
- Year 8$152,419
- Principal paid
- $3,025
- Interest paid
- $10,015
- Starting balance
- $155,444
- Year 9$149,191
- Principal paid
- $3,228
- Interest paid
- $9,812
- Starting balance
- $152,419
- Year 10$145,747
- Principal paid
- $3,444
- Interest paid
- $9,596
- Starting balance
- $149,191
Nearby
Courtesy of Jeanette Shelby, Realtors · (512) 281-3412
Listings courtesy of ACTRIS as distributed by MLS GRID.