318 Schuylerville DR, Elgin TX 78621
Elgin, TX 78621 · Saratoga Farms
Single Family Residence for sale in Saratoga Farms
Overview
Property Description
Located in Elgin, this beautifully maintained 3-bedroom, 2.5-bath home with an upstairs study/loft offers the perfect balance of modern comfort, privacy, and small-town charm. Situated in a smaller community just minutes from the new hospital, the property backs to a permanent greenbelt with no rear neighbors, creating a peaceful setting and a large, usable backyard ideal for a future pool, outdoor kitchen, or entertaining space. Built in 2018 and lightly lived in, this home feels nearly new while already including thoughtful upgrades and established landscaping. The exterior features an attractive blend of brick, stucco, and siding, while inside you’ll find granite countertops, shaker-style cabinetry, durable wood-look tile flooring downstairs, and a functional layout designed for everyday living. The upstairs study/loft provides flexible space for a home office, media room, playroom, or secondary living area. The fully finished-out garage, water softener, and reverse osmosis filtration system add both convenience and long-term value, while the sellers’ attention to detail and regular maintenance make this home truly move-in ready. Outdoor living is a standout feature with beautiful landscaping that includes pear trees, rose bushes, and a raised garden bed with basil and mint, all supported by a full irrigation system to keep everything thriving year-round. Conveniently located near major employers including Samsung, The Boring Company, and Starlink, as well as H-E-B, dining, and everyday shopping, this property combines the growing opportunity of Elgin with the comfort of a quiet residential setting.
Financial Info
- Price
- $250,000
- $ / Sqft
- $153
- HOA
- Yes - Mandatory / $50 / Quarterly
- HOA Name
- PAMCO
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.3974%
- Est. Taxes
- $6,836
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 318 Schuylerville DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Saratoga Farms
- Legal Description
- SARATOGA FARMS SUBDIVISION SECTION FOUR, BLOCK E, LOT 19, ACRES 0.1450
- Parcel
- 8706033
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Microwave, Oven, Free-Standing Range, Electric Water Heater, Water Softener Owned
- Laundry
- In Hall, Laundry Closet, Upper Level
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- No
- Fireplace Description
- None
- Interior Features
- Built-in Features, Ceiling Fan(s), Coffered Ceiling(s), High Ceilings, Granite Counters, Double Vanity, Electric Dryer Hookup, Interior Steps, Open Floorplan, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Blinds, Screens
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2018 / Resale
- Square Feet
- 1,629 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Door-Single, Driveway, Garage Door Opener, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- Brick, HardiPlank Type
- Acres
- 0.15
- Lot Description
- Back to Park/Greenbelt, Back Yard, Curbs, Level, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Side Yard
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood, Park/Greenbelt
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Private Sewer
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Fenced, Privacy, Wood
- Exterior Features
- Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Common Grounds, Park, Playground, Underground Utilities
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 11, 2026 | Active Under Contract | — | |
| Jul 17, 2026 | Price Decrease | $250,000−$14,000 (−5.3%) | −$14,000 (−5.3%) |
| Jun 16, 2026 | Price Decrease | $264,000−$5,000 (−1.9%) | −$5,000 (−1.9%) |
| May 20, 2026 | Price Decrease | $269,000−$6,000 (−2.2%) | −$6,000 (−2.2%) |
| May 7, 2026 | New Listing | — |
Taxes
- Owner
- REH, PRAY & DANIELLE
- Legal
- Saratoga Farms Subdivision Section Four, BLOCK E, LOT 19, ACRES 0.1450
- Geo ID
- 8706033
- Acreage
- 0.15
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T3
- CITY OF ELGIN
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $6,836
- MLS tax year
- 2025
- CAD estimated taxes
- $6,726.49
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $63,225 | $198,019 | $261,244 | $261,244 | $261,244 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $261,244 | $261,244 | — | — | — | $915.63 | BASTROP COUNTY |
| $261,244 | $261,244 | — | — | — | $3,196.06 | ELGIN ISD |
| $261,244 | $261,244 | — | — | — | $1,617.87 | CITY OF ELGIN |
| $261,244 | $261,244 | — | — | — | $261.24 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $261,244 | $261,244 | — | — | — | $270.13 | AUSTIN COMMUNITY COLLEGE |
| $261,244 | $261,244 | — | — | — | $261.24 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $261,244 | $261,244 | — | — | — | $204.32 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,042 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,042
- Principal & interest
- $1,264
- Property taxes
- $570
- Homeowners insurance
- $208
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $200,000 | $2,235 | $12,934 | $197,765 | |
| 2 | $197,765 | $2,385 | $12,784 | $195,379 | |
| 3 | $195,379 | $2,545 | $12,625 | $192,834 | |
| 4 | $192,834 | $2,715 | $12,454 | $190,119 | |
| 5 | $190,119 | $2,897 | $12,272 | $187,222 | |
| 6 | $187,222 | $3,091 | $12,078 | $184,131 | |
| 7 | $184,131 | $3,298 | $11,871 | $180,832 | |
| 8 | $180,832 | $3,519 | $11,650 | $177,313 | |
| 9 | $177,313 | $3,755 | $11,415 | $173,559 | |
| 10 | $173,559 | $4,006 | $11,163 | $169,552 |
- Year 1$197,765
- Principal paid
- $2,235
- Interest paid
- $12,934
- Starting balance
- $200,000
- Year 2$195,379
- Principal paid
- $2,385
- Interest paid
- $12,784
- Starting balance
- $197,765
- Year 3$192,834
- Principal paid
- $2,545
- Interest paid
- $12,625
- Starting balance
- $195,379
- Year 4$190,119
- Principal paid
- $2,715
- Interest paid
- $12,454
- Starting balance
- $192,834
- Year 5$187,222
- Principal paid
- $2,897
- Interest paid
- $12,272
- Starting balance
- $190,119
- Year 6$184,131
- Principal paid
- $3,091
- Interest paid
- $12,078
- Starting balance
- $187,222
- Year 7$180,832
- Principal paid
- $3,298
- Interest paid
- $11,871
- Starting balance
- $184,131
- Year 8$177,313
- Principal paid
- $3,519
- Interest paid
- $11,650
- Starting balance
- $180,832
- Year 9$173,559
- Principal paid
- $3,755
- Interest paid
- $11,415
- Starting balance
- $177,313
- Year 10$169,552
- Principal paid
- $4,006
- Interest paid
- $11,163
- Starting balance
- $173,559
Nearby
Courtesy of eXp Realty, LLC · (888) 519-7431
Listings courtesy of ACTRIS as distributed by MLS GRID.