346 The Oaks BLVD, Elgin TX 78621
Elgin, TX 78621 · Oaks
Single Family Residence for sale in Oaks
Overview
Property Description
Seller financing available with just 20% down! Escape the city without giving up modern conveniences on this beautifully updated 5-acre property in The Oaks. Offering privacy, flexibility, and room to grow, this unique property is conveniently located closer to Bastrop than Elgin and only about 30 minutes from Austin-Bergstrom International Airport. The main home features 3 bedrooms, 2 updated bathrooms, abundant natural light, and a dedicated home office. The spacious primary suite includes hardwood floors and a beautifully renovated bath with a soaking tub, walk-in shower, double vanities, and modern finishes. Need extra space? The converted garage creates a private in-law suite complete with a bedroom, full bath, and potential kitchenette/laundry connections—perfect for guests, multigenerational living, rental income, or a home business. Outside, enjoy multiple covered patios overlooking mature trees, walking paths, and a peaceful stone water feature. The property also includes a detached 2-car stone garage with electricity and A/C, plus a large red metal workshop with double roll-up doors for equipment, storage, hobbies, or your next project. Unlike many rural properties, you'll stay connected with an installed Starlink system and newly available 2 Gbps Highline fiber internet. Whether you're looking for a private homestead, room for extended family, space to operate a business, or simply a quieter way of life, this property offers opportunities that are hard to find. Ask about seller financing with only 20% down and schedule your private tour today!
Financial Info
- Price
- $780,000
- $ / Sqft
- $292
- HOA
- None
- HOA Includes
- See Remarks
- Tax Rate
- 1.9404%
- Est. Taxes
- $12,824
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 346 The Oaks BLVD
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Oaks
- Legal Description
- The Oaks, Lot 23, Acres 5.0110
- Parcel
- R84230
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Dishwasher, Stainless Steel Appliance(s), Electric Water Heater
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Breakfast Bar, Ceiling Fan(s), High Ceilings, Stone Counters, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, No Interior Steps, Pantry, Primary Bedroom on Main, Soaking Tub, Walk-In Closet(s), Washer Hookup, None, Double Pane Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2001 / Updated/Remodeled
- Square Feet
- 2,672 / Public Records
- Garages
- 4
- Garage Desc
- Circular Driveway, Detached, Door-Multi, Garage Faces Side, Off Street, Outside, Workshop in Garage
- Foundation
- Slab
- Roof
- Composition
- Construction
- Masonry – Partial, Stone
- Acres
- 5.01
- Lot Description
- Rolling Slope, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Trees-Large (Over 40 Ft), Many Trees
- Restrictions
- None
- Flood Plain
- No
- View
- Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Private
- Sewer
- Septic Tank
- Utilities
- Electricity Available, Propane
- Heat
- Central, Heat Pump
- A C
- Central Air
Exterior Features
- Fence
- Wrought Iron
- Exterior Features
- Private Yard, Covered, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 5, 2026 | Pending | — | |
| Jul 21, 2026 | Price Decrease | $780,000−$13,973 (−1.8%) | −$13,973 (−1.8%) |
| Jul 2, 2026 | New Listing | — |
Taxes
- Owner
- GUTIERREZ CHAPA, MARIO & JACQUELINE A SOLIZ CHAPA
- Legal
- THE OAKS, LOT 23, ACRES 5.0110
- Geo ID
- 84230
- Acreage
- 5.01
- Exemption Type
- Homestead Local Option, Over 65 Homestead Local Option, Homestead, Over 65
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP COUNTY EMERGENCY SVC DIST #1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $12,824
- MLS tax year
- 2025
- CAD estimated taxes
- $11,110.78
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $271,891 | $436,714 | $708,605 | $708,605 | $708,605 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $708,605 | $683,605 | — | — | — | $2,395.97 | BASTROP COUNTY |
| $708,605 | $508,605 | — | — | — | $6,222.27 | ELGIN ISD |
| $708,605 | $708,605 | — | — | — | $601.46 | BASTROP COUNTY EMERGENCY SVC DIST #1 |
| $708,605 | $626,519 | — | — | — | $647.82 | AUSTIN COMMUNITY COLLEGE |
| $708,605 | $708,605 | — | — | — | $708.61 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $708,605 | $683,605 | — | — | — | $534.65 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$5,663 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $5,663
- Principal & interest
- $3,944
- Property taxes
- $1,069
- Homeowners insurance
- $650
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $624,000 | $6,975 | $40,355 | $617,025 | |
| 2 | $617,025 | $7,442 | $39,888 | $609,584 | |
| 3 | $609,584 | $7,940 | $39,389 | $601,644 | |
| 4 | $601,644 | $8,472 | $38,857 | $593,172 | |
| 5 | $593,172 | $9,039 | $38,290 | $584,132 | |
| 6 | $584,132 | $9,645 | $37,685 | $574,488 | |
| 7 | $574,488 | $10,291 | $37,039 | $564,197 | |
| 8 | $564,197 | $10,980 | $36,350 | $553,218 | |
| 9 | $553,218 | $11,715 | $35,614 | $541,503 | |
| 10 | $541,503 | $12,500 | $34,830 | $529,003 |
- Year 1$617,025
- Principal paid
- $6,975
- Interest paid
- $40,355
- Starting balance
- $624,000
- Year 2$609,584
- Principal paid
- $7,442
- Interest paid
- $39,888
- Starting balance
- $617,025
- Year 3$601,644
- Principal paid
- $7,940
- Interest paid
- $39,389
- Starting balance
- $609,584
- Year 4$593,172
- Principal paid
- $8,472
- Interest paid
- $38,857
- Starting balance
- $601,644
- Year 5$584,132
- Principal paid
- $9,039
- Interest paid
- $38,290
- Starting balance
- $593,172
- Year 6$574,488
- Principal paid
- $9,645
- Interest paid
- $37,685
- Starting balance
- $584,132
- Year 7$564,197
- Principal paid
- $10,291
- Interest paid
- $37,039
- Starting balance
- $574,488
- Year 8$553,218
- Principal paid
- $10,980
- Interest paid
- $36,350
- Starting balance
- $564,197
- Year 9$541,503
- Principal paid
- $11,715
- Interest paid
- $35,614
- Starting balance
- $553,218
- Year 10$529,003
- Principal paid
- $12,500
- Interest paid
- $34,830
- Starting balance
- $541,503
Nearby
Courtesy of Austin's Best Property Managem · (512) 255-4604
Listings courtesy of ACTRIS as distributed by MLS GRID.