421 Lucky Ave, Elgin TX 78621
Elgin, TX 78621 · Trinity Ranch
Single Family Residence for sale in Trinity Ranch
Overview
Property Description
MLS# 4578745 - Built by Century Communities - Dec 2026 completion! ~ The Hampton plan at The Ridge at Trinity Ranch will have you feeling right at home in no time. Upon entering, a foyer welcomes you into a versatile and accessible open-concept layout, with a lavish kitchen overlooking a generous great room and dining area. The main floor is also home to an expansive owner’s suite and primary bathroom, boasting dual vanities and a sizeable walk-in closet. Completing the home, the second floor features three more bedrooms and a loft—perfect for entertainment and relaxation.
Financial Info
- Price
- $330,655
- $ / Sqft
- $165
- HOA
- Yes - Mandatory / $625 / Annually
- HOA Name
- Neighborhood Management
- HOA Includes
- Common Area Maintenance, Maintenance Grounds
- Tax Rate
- 2.76%
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 421 Lucky Ave
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Trinity Ranch
- Legal Description
- Trinity Ranch Phase 2, Section 2, BLOCK A, LOT 50
- Parcel
- 8736665
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 2
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Gas Range, Microwave, Free-Standing Gas Oven, Stainless Steel Appliance(s), Vented Exhaust Fan, Gas Water Heater
- Laundry
- Inside, Laundry Room, Main Level
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Electric Dryer Hookup, Kitchen Island, Low Flow Plumbing Fixtures, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Home, Smart Thermostat, Storage, Walk-In Closet(s), Washer Hookup, Wired for Data, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, Screens, Vinyl Windows
General Info
- Beds
- 4 Total / 1 Main Level / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2026 / Under Construction
- Square Feet
- 2,003 / Builder
- Garages
- 2
- Garage Desc
- Attached, Driveway, Garage, Garage Faces Front, Lighted, Private
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Frame, HardiPlank Type, Blown-In Insulation, Stone Veneer
- Acres
- 0.11
- Lot Description
- Back Yard, Curbs, Front Yard, Interior Lot, Landscaped, Level, Public Maintained Road
- Restrictions
- Building Size, Building Style, Covenant, Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Internet-Cable, Internet-Fiber, Natural Gas Available, Phone Available, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central, Exhaust Fan
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Gate, Privacy, Wood
- Exterior Features
- Lighting, Private Yard, Front Porch, Patio, Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Common Grounds, Courtyard, Curbs, High Speed Internet, Park, Picnic Area, Planned Social Activities, Playground, Sidewalks, Sport Court(s)/Facility, Street Lights, Tennis Court(s), Underground Utilities
Rooms
Main level
- Primary Bedroom
Walk-In Closet(s)
- Dining Room
- Laundry
- Primary Bathroom
Quartz Counters, Dual Vanity, Walk-in Shower
- Living Room
- Kitchen
Center Island, Quartz Counters, Dining Area, Open to Family Room, Pantry
Upper level
- Loft
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 29, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,948 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,948, incomplete: some costs are unavailable
- Principal & interest
- $1,672
- Property taxes
- Unavailable
- Homeowners insurance
- $276
One or more costs are unavailable, so this total is incomplete.
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $264,524 | $2,957 | $17,107 | $261,567 | |
| 2 | $261,567 | $3,155 | $16,909 | $258,413 | |
| 3 | $258,413 | $3,366 | $16,698 | $255,047 | |
| 4 | $255,047 | $3,591 | $16,472 | $251,455 | |
| 5 | $251,455 | $3,832 | $16,232 | $247,624 | |
| 6 | $247,624 | $4,089 | $15,975 | $243,535 | |
| 7 | $243,535 | $4,362 | $15,701 | $239,173 | |
| 8 | $239,173 | $4,654 | $15,409 | $234,518 | |
| 9 | $234,518 | $4,966 | $15,097 | $229,552 | |
| 10 | $229,552 | $5,299 | $14,765 | $224,253 |
- Year 1$261,567
- Principal paid
- $2,957
- Interest paid
- $17,107
- Starting balance
- $264,524
- Year 2$258,413
- Principal paid
- $3,155
- Interest paid
- $16,909
- Starting balance
- $261,567
- Year 3$255,047
- Principal paid
- $3,366
- Interest paid
- $16,698
- Starting balance
- $258,413
- Year 4$251,455
- Principal paid
- $3,591
- Interest paid
- $16,472
- Starting balance
- $255,047
- Year 5$247,624
- Principal paid
- $3,832
- Interest paid
- $16,232
- Starting balance
- $251,455
- Year 6$243,535
- Principal paid
- $4,089
- Interest paid
- $15,975
- Starting balance
- $247,624
- Year 7$239,173
- Principal paid
- $4,362
- Interest paid
- $15,701
- Starting balance
- $243,535
- Year 8$234,518
- Principal paid
- $4,654
- Interest paid
- $15,409
- Starting balance
- $239,173
- Year 9$229,552
- Principal paid
- $4,966
- Interest paid
- $15,097
- Starting balance
- $234,518
- Year 10$224,253
- Principal paid
- $5,299
- Interest paid
- $14,765
- Starting balance
- $229,552
Nearby
Courtesy of HomesUSA.com · (888) 872-6006
Listings courtesy of ACTRIS as distributed by MLS GRID.