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ActiveMLS #9191409

423 Lucky Ave, Elgin TX 78621

Elgin, TX 78621 · Trinity Ranch

Single Family Residence for sale in Trinity Ranch

3Bedrooms
2Bathrooms
1,388Square Ft
0.11Acres
2Garage
2026Year Built
Price Reduced
1 / 11
$249,990$290,105

Overview

Property Description

MLS# 9191409 - Built by Century Communities - Dec 2026 completion! ~ The aptly named Maverick floor plan at The Ridge at Trinity Ranch is a standout in both style and functionality. A charming porch entry leads to a spacious open kitchen, showcasing both a walk-in pantry and a center island that’s ideal for everything from food prep to entertaining. A dining room is steps away, leading into an inviting great room. The primary bedroom is off of the great room, showcasing a walk-in closet and an attached bath. Two additional bedrooms and another bath round out this attractive floor plan, which also includes a 2-bay garage and covered patio.

Financial Info
Price
$249,990
$ / Sqft
$180
HOA
Yes - Mandatory / $625 / Annually
HOA Name
Neighborhood Management
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.76%
Tax Year
2026
Exemptions
None
Legal Info
Address
423 Lucky Ave
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Trinity Ranch
Legal Description
Trinity Ranch Phase 2, Section 2, BLOCK A, LOT 51
Parcel
8736666
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Gas Range, Microwave, Free-Standing Gas Oven, Stainless Steel Appliance(s), Vented Exhaust Fan, Gas Water Heater
Laundry
Inside, Laundry Room, Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Electric Dryer Hookup, Kitchen Island, Primary Bedroom on Main, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, Screens, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
1,388 / Builder
Garages
2
Garage Desc
Attached, Driveway, Garage, Garage Faces Front, Lighted, Private
Foundation
Slab
Roof
Composition, Shingle
Construction
Frame, HardiPlank Type, Blown-In Insulation, Stone Veneer
Acres
0.11
Lot Description
Back Yard, Curbs, Front Yard, Interior Lot, Landscaped, Level
Restrictions
Building Size, Building Style, Covenant, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available
Heat
Central, Exhaust Fan
A C
Central Air
Exterior Features
Fence
Back Yard, Gate, Privacy, Wood
Exterior Features
Lighting, Private Yard, Front Porch, Patio, Porch, Rear Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds

Rooms

Rooms6 rooms

Main level

  • Primary Bathroom

    Quartz Counters, Walk-in Shower

  • Laundry
  • Dining Room
  • Kitchen

    Center Island, Dining Area, Open to Family Room, Pantry

  • Living Room
  • Primary Bedroom

    Walk-In Closet(s)

Price history

Days on market
−$40,115 (−13.8%)
$290,105 → $249,990
1
Price reduction
Active
Since Oct 29, 2026
Price trend
List priceOct 2026 → Nov 2026
Property history2 events
DateEventPriceChange
Nov 4, 2026Price Decrease$249,990−$40,115 (−13.8%)
Oct 29, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $249,990
Down payment
Stays 20% if you change the price
Note rate, not APR
No tax figure on this listing
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,472 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,472, incomplete: some costs are unavailable

Principal & interest
$1,264
Property taxes
Unavailable
Homeowners insurance
$208

One or more costs are unavailable, so this total is incomplete.

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$199,992$2,235$12,934$197,757
2$197,757$2,385$12,784$195,372
3$195,372$2,545$12,624$192,827
4$192,827$2,715$12,454$190,112
5$190,112$2,897$12,272$187,214
6$187,214$3,091$12,078$184,123
7$184,123$3,298$11,871$180,825
8$180,825$3,519$11,650$177,306
9$177,306$3,755$11,414$173,552
10$173,552$4,006$11,163$169,545
  • Year 1$197,757
    Principal paid
    $2,235
    Interest paid
    $12,934
    Starting balance
    $199,992
  • Year 2$195,372
    Principal paid
    $2,385
    Interest paid
    $12,784
    Starting balance
    $197,757
  • Year 3$192,827
    Principal paid
    $2,545
    Interest paid
    $12,624
    Starting balance
    $195,372
  • Year 4$190,112
    Principal paid
    $2,715
    Interest paid
    $12,454
    Starting balance
    $192,827
  • Year 5$187,214
    Principal paid
    $2,897
    Interest paid
    $12,272
    Starting balance
    $190,112
  • Year 6$184,123
    Principal paid
    $3,091
    Interest paid
    $12,078
    Starting balance
    $187,214
  • Year 7$180,825
    Principal paid
    $3,298
    Interest paid
    $11,871
    Starting balance
    $184,123
  • Year 8$177,306
    Principal paid
    $3,519
    Interest paid
    $11,650
    Starting balance
    $180,825
  • Year 9$173,552
    Principal paid
    $3,755
    Interest paid
    $11,414
    Starting balance
    $177,306
  • Year 10$169,545
    Principal paid
    $4,006
    Interest paid
    $11,163
    Starting balance
    $173,552
First 10 of 30 years

Nearby

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Listings courtesy of ACTRIS as distributed by MLS GRID.