437 Balch RD, Elgin TX 78621
Elgin, TX 78621 · Osborn, Mrs B
Single Family Residence for sale in Osborn, Mrs B
Overview
Property Description
Escape the city without giving up convenience at 437 Balch Road. Situated on 14.54 acres just outside Elgin, this custom-built home offers the privacy, space, and freedom that are becoming harder to find in Central Texas. Surrounded by mature trees and open pasture, the property feels like your own private retreat while still being within commuting distance of Austin, Bastrop, Tesla, and Samsung. Inside, you'll find soaring ceilings, abundant natural light, granite countertops, custom cabinetry, stainless steel appliances, and an open layout designed for everyday living and entertaining. Need a quiet place to work? The home features a dedicated heated and cooled office located just off the back patio. Separate from the main living areas, it's the perfect space for remote work, running a business, homeschooling, or simply escaping the noise of a busy household. Step outside and explore your own private trails winding through the wooded acreage. Enjoy evenings by the pond, watch wildlife from the deer blind, or relax in the hot tub under the Texas sky. The property also includes a deer feeder, cross-fencing for horses or cattle, and additional fenced areas for livestock or animals. Whether you're looking for a homestead, horse property, recreational retreat, hunting getaway, or simply room to breathe, this property offers endless possibilities. 14.54 acres. Private trails. Pond. Wildlife. Hot tub. Horse-ready fencing. Dedicated office. All just a short drive from Austin. This is the Texas lifestyle you've been looking for.
Financial Info
- Price
- $659,000
- $ / Sqft
- $431
- HOA
- None
- Tax Rate
- 1.95%
- Est. Taxes
- $9,900
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 437 Balch RD
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Osborn, Mrs B
- Legal Description
- A54 OSBORN, MRS. B., ACRES 14.5370
- Parcel
- 79950
Interior Features
- Floor
- Tile, Vinyl, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters, Pantry
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
- Laundry
- Inside, Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), High Ceilings, Tray Ceiling(s), Vaulted Ceiling(s), Granite Counters, Double Vanity, Open Floorplan, Pantry, Primary Bedroom on Main, Smart Thermostat, Walk-In Closet(s), Smoke Detector(s), Blinds, Double Pane Windows, Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2008 / Resale
- Square Feet
- 1,528 / Public Records
- Garages
- 2
- Garage Desc
- Driveway, Garage, Garage Door Opener, Garage Faces Side
- Foundation
- Slab
- Roof
- Tile
- Construction
- Stone, Stucco
- Acres
- 14.54
- Lot Description
- Agricultural, Back Yard, Front Yard, Level, Private, Many Trees
- Restrictions
- See Remarks
- Flood Plain
- Partial
- View
- Pasture, Rural, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public, Well
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Cross Fenced, Fenced, Full, Gate, Wood
- Exterior Features
- Exterior Steps, Garden, Gutters Partial, Private Yard, Covered, Front Porch, Patio, Porch
- Pool On Property
- No
- Area Amenities
- None
Rooms
Main level
- Primary Bedroom
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 6, 2026 | Price Decrease | $659,000−$36,000 (−5.2%) | −$36,000 (−5.2%) |
| Jun 11, 2026 | New Listing | — |
Taxes
- Owner
- ACUNA, LUIS CARLOS & KARLA
- Legal
- A54 OSBORN, MRS. B., ACRES 14.5370
- Geo ID
- 79950
- Acreage
- 14.54
- Exemption Type
- Homestead Local Option, Homestead
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $9,900
- MLS tax year
- 2026
- CAD estimated taxes
- $9,947.06
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $397,883 | $198,811 | $596,694 | $596,694 | $596,694 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $596,694 | $596,694 | — | — | — | $2,091.35 | BASTROP COUNTY |
| $596,694 | $456,694 | — | — | — | $5,587.19 | ELGIN ISD |
| $596,694 | $596,694 | — | — | — | $596.69 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $596,694 | $590,727 | — | — | — | $610.81 | AUSTIN COMMUNITY COLLEGE |
| $596,694 | $596,694 | — | — | — | $596.69 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $596,694 | $593,694 | — | — | — | $464.33 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,706 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,706
- Principal & interest
- $3,332
- Property taxes
- $825
- Homeowners insurance
- $549
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $527,200 | $5,893 | $34,095 | $521,307 | |
| 2 | $521,307 | $6,287 | $33,700 | $515,020 | |
| 3 | $515,020 | $6,708 | $33,279 | $508,312 | |
| 4 | $508,312 | $7,158 | $32,830 | $501,154 | |
| 5 | $501,154 | $7,637 | $32,350 | $493,517 | |
| 6 | $493,517 | $8,148 | $31,839 | $485,369 | |
| 7 | $485,369 | $8,694 | $31,293 | $476,674 | |
| 8 | $476,674 | $9,276 | $30,711 | $467,398 | |
| 9 | $467,398 | $9,898 | $30,089 | $457,500 | |
| 10 | $457,500 | $10,561 | $29,427 | $446,940 |
- Year 1$521,307
- Principal paid
- $5,893
- Interest paid
- $34,095
- Starting balance
- $527,200
- Year 2$515,020
- Principal paid
- $6,287
- Interest paid
- $33,700
- Starting balance
- $521,307
- Year 3$508,312
- Principal paid
- $6,708
- Interest paid
- $33,279
- Starting balance
- $515,020
- Year 4$501,154
- Principal paid
- $7,158
- Interest paid
- $32,830
- Starting balance
- $508,312
- Year 5$493,517
- Principal paid
- $7,637
- Interest paid
- $32,350
- Starting balance
- $501,154
- Year 6$485,369
- Principal paid
- $8,148
- Interest paid
- $31,839
- Starting balance
- $493,517
- Year 7$476,674
- Principal paid
- $8,694
- Interest paid
- $31,293
- Starting balance
- $485,369
- Year 8$467,398
- Principal paid
- $9,276
- Interest paid
- $30,711
- Starting balance
- $476,674
- Year 9$457,500
- Principal paid
- $9,898
- Interest paid
- $30,089
- Starting balance
- $467,398
- Year 10$446,940
- Principal paid
- $10,561
- Interest paid
- $29,427
- Starting balance
- $457,500
Nearby
Courtesy of All City Real Estate Ltd. Co · (866) 277-6005
Listings courtesy of ACTRIS as distributed by MLS GRID.