528 Old Mcdade RD, Elgin TX 78621
Elgin, TX 78621 · Thomas Christian
Single Family Residence for sale in Thomas Christian
Overview
Property Description
Tucked just blocks from the heart of Elgin, this 3.3-acre property offers something increasingly rare: space to grow, land to create, and the freedom to imagine what comes next. Built in 1955, this charming 3-bedroom, 2-bath home blends small-town convenience with the feel of a private homestead. Fresh interior paint throughout gives the home a clean, updated canvas, while the land opens the door to countless possibilities. Create an urban farm, establish a food forest or orchard, raise livestock, keep horses or design expansive gardens just minutes from downtown. With two separate access points from Old McDade Road and Maple Lane, the property also offers exceptional flexibility for future expansion. Whether you’re dreaming of multi-generational living, adding an ADU, workshop, guest quarters, or even exploring subdivision potential, this property is uniquely positioned to evolve alongside your lifestyle. There’s ample room for a pool, outdoor entertaining spaces, additional structures, or simply enjoying the peace and privacy that comes with acreage in town. A property with room for both roots and reinvention — all within walking distance to downtown Elgin.
Financial Info
- Price
- $374,999
- $ / Sqft
- $224
- HOA
- None
- Tax Rate
- 2.39%
- Est. Taxes
- $7,684.98
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 528 Old Mcdade RD
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Thomas Christian
- Legal Description
- Lot our of 3.35 acres out of the Thomas Christian Survey. A 20
- Parcel
- R11072
Interior Features
- Floor
- Carpet, Tile, Vinyl
- Num Living
- 1
- Dining
- 2
- Kitchen
- Granite Counters, Pantry
- Appliances
- Built-In Oven(s), Dishwasher, Disposal, Gas Cooktop, Refrigerator, Gas Water Heater
- Laundry
- Laundry Closet
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Ceiling Fan(s), Granite Counters, Electric Dryer Hookup, High Speed Internet, Multiple Dining Areas, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Window Coverings
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1955 / Resale
- Square Feet
- 1,672 / Public Records
- Garage Desc
- Detached Carport, Outside
- Foundation
- Pillar/Post/Pier
- Roof
- Metal
- Construction
- Brick Veneer, Frame, Masonry – Partial
- Acres
- 3.35
- Lot Description
- Level, Trees-Large (Over 40 Ft)
- Restrictions
- None
- Flood Plain
- No
- View
- Neighborhood, Pasture, Rural, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Above Ground, Electricity Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Heat
- Central, Natural Gas
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Fenced, Partial
- Exterior Features
- Gutters Full, Covered, Front Porch
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 6, 2026 | Active Under Contract | — | |
| May 21, 2026 | New Listing | — |
Taxes
- Owner
- CASNOVSKY, JOY & JACOB CARTER
- Legal
- A20 CHRISTIAN, THOMAS, ACRES 3.3500
- Geo ID
- 11072
- Acreage
- 3.35
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T3
- CITY OF ELGIN
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $7,684.98
- MLS tax year
- 2025
- CAD estimated taxes
- $8,255.89
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $179,489 | $141,154 | $320,643 | $320,643 | $320,643 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $320,643 | $320,643 | — | — | — | $1,123.82 | BASTROP COUNTY |
| $320,643 | $320,643 | — | — | — | $3,922.75 | ELGIN ISD |
| $320,643 | $320,643 | — | — | — | $1,985.73 | CITY OF ELGIN |
| $320,643 | $320,643 | — | — | — | $320.64 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $320,643 | $320,643 | — | — | — | $331.54 | AUSTIN COMMUNITY COLLEGE |
| $320,643 | $320,643 | — | — | — | $320.64 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $320,643 | $320,643 | — | — | — | $250.77 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Booker T Washington
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,848 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,848
- Principal & interest
- $1,896
- Property taxes
- $640
- Homeowners insurance
- $312
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $299,999 | $3,353 | $19,401 | $296,646 | |
| 2 | $296,646 | $3,578 | $19,177 | $293,068 | |
| 3 | $293,068 | $3,817 | $18,937 | $289,251 | |
| 4 | $289,251 | $4,073 | $18,681 | $285,178 | |
| 5 | $285,178 | $4,346 | $18,409 | $280,832 | |
| 6 | $280,832 | $4,637 | $18,118 | $276,195 | |
| 7 | $276,195 | $4,947 | $17,807 | $271,248 | |
| 8 | $271,248 | $5,279 | $17,476 | $265,969 | |
| 9 | $265,969 | $5,632 | $17,122 | $260,337 | |
| 10 | $260,337 | $6,009 | $16,745 | $254,328 |
- Year 1$296,646
- Principal paid
- $3,353
- Interest paid
- $19,401
- Starting balance
- $299,999
- Year 2$293,068
- Principal paid
- $3,578
- Interest paid
- $19,177
- Starting balance
- $296,646
- Year 3$289,251
- Principal paid
- $3,817
- Interest paid
- $18,937
- Starting balance
- $293,068
- Year 4$285,178
- Principal paid
- $4,073
- Interest paid
- $18,681
- Starting balance
- $289,251
- Year 5$280,832
- Principal paid
- $4,346
- Interest paid
- $18,409
- Starting balance
- $285,178
- Year 6$276,195
- Principal paid
- $4,637
- Interest paid
- $18,118
- Starting balance
- $280,832
- Year 7$271,248
- Principal paid
- $4,947
- Interest paid
- $17,807
- Starting balance
- $276,195
- Year 8$265,969
- Principal paid
- $5,279
- Interest paid
- $17,476
- Starting balance
- $271,248
- Year 9$260,337
- Principal paid
- $5,632
- Interest paid
- $17,122
- Starting balance
- $265,969
- Year 10$254,328
- Principal paid
- $6,009
- Interest paid
- $16,745
- Starting balance
- $260,337
Nearby
Courtesy of Love Street Realty, LLC · (512) 954-1122
Listings courtesy of ACTRIS as distributed by MLS GRID.