581 Highway 95 Highway S, Elgin TX 78621
Elgin, TX 78621 · Stoval, Geo H
Single Family Residence for sale in Stoval, Geo H
Overview
Property Description
This property sits directly on Highway 95, just minutes from Elgin and Bastrop, giving you easy access north toward Taylor, west towards Austin and south towards Bastrop. It’s the kind of location that works for real life with quick trips to town, strong visibility while still giving you room to spread out. The home sits on approximately 2.5 acres, offering usable land with frontage, flexibility, and space that’s getting harder to find this close to town. The workshop/outbuilding (30' x 40') is a major value-add. It’s ideal for tools, storage, hobbies, or a small business setup, especially with the highway access. An oversized carport designed to fit two full-size trucks, ideal for daily drivers, work vehicles, or equipment access. This property makes sense for someone who needs land that actually works. The house itself is solid and functional, but the real win here is the combination of location, acreage, and utility. Properties like this don’t come up often with land, access, and a workshop, all in one place, close to town. If you want space, visibility, and flexibility, this one checks those boxes.
Financial Info
- Price
- $479,000
- $ / Sqft
- $242
- HOA
- None
- Tax Rate
- 1.9555%
- Est. Taxes
- $7,200
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 581 Highway 95 Highway S
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Stoval, Geo H
- Legal Description
- ABS A303 STOVAL, GEO. H.,2.492 ACRES
- Parcel
- 73524
Interior Features
- Floor
- See Remarks, Carpet
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Disposal, Free-Standing Gas Range
- Laundry
- Laundry Room
- Master Bed
- Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- See Remarks, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s)
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2002 / Resale
- Square Feet
- 1,980 / Public Records
- Garage Desc
- See Remarks, Carport
- Foundation
- Slab
- Roof
- Composition
- Construction
- Asphalt, Brick Veneer, Masonry – All Sides
- Acres
- 2.49
- Lot Description
- See Remarks
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Propane, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- See Remarks
- Exterior Features
- No Exterior Steps, Private Yard, Covered, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 28, 2026 | Pending | — | |
| May 11, 2026 | Price Decrease | $479,000−$10,000 (−2%) | −$10,000 (−2%) |
| Feb 18, 2026 | Price Decrease | $489,000−$10,000 (−2%) | −$10,000 (−2%) |
| Jan 27, 2026 | New Listing | — |
Taxes
- Owner
- YOUNG, KAREAM & EBONY WHITE
- Legal
- ABS A303 Stoval, Geo. H.,2.492 ACRES
- Geo ID
- 73524
- Acreage
- 2.49
- Exemption Type
- Homestead Local Option, Homestead
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $7,200
- MLS tax year
- 2025
- CAD estimated taxes
- $7,851.42
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $233,724 | $255,751 | $489,475 | $489,475 | $489,475 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $489,475 | $489,475 | — | — | — | $1,715.56 | BASTROP COUNTY |
| $489,475 | $349,475 | — | — | — | $4,275.48 | ELGIN ISD |
| $489,475 | $489,475 | — | — | — | $489.48 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $489,475 | $484,475 | — | — | — | $500.95 | AUSTIN COMMUNITY COLLEGE |
| $489,475 | $489,475 | — | — | — | $489.48 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $489,475 | $486,475 | — | — | — | $380.47 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Booker T Washington
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,421 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,421
- Principal & interest
- $2,422
- Property taxes
- $600
- Homeowners insurance
- $399
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $383,200 | $4,283 | $24,782 | $378,917 | |
| 2 | $378,917 | $4,570 | $24,495 | $374,347 | |
| 3 | $374,347 | $4,876 | $24,189 | $369,471 | |
| 4 | $369,471 | $5,203 | $23,862 | $364,268 | |
| 5 | $364,268 | $5,551 | $23,514 | $358,717 | |
| 6 | $358,717 | $5,923 | $23,142 | $352,794 | |
| 7 | $352,794 | $6,319 | $22,746 | $346,475 | |
| 8 | $346,475 | $6,743 | $22,322 | $339,732 | |
| 9 | $339,732 | $7,194 | $21,871 | $332,538 | |
| 10 | $332,538 | $7,676 | $21,389 | $324,862 |
- Year 1$378,917
- Principal paid
- $4,283
- Interest paid
- $24,782
- Starting balance
- $383,200
- Year 2$374,347
- Principal paid
- $4,570
- Interest paid
- $24,495
- Starting balance
- $378,917
- Year 3$369,471
- Principal paid
- $4,876
- Interest paid
- $24,189
- Starting balance
- $374,347
- Year 4$364,268
- Principal paid
- $5,203
- Interest paid
- $23,862
- Starting balance
- $369,471
- Year 5$358,717
- Principal paid
- $5,551
- Interest paid
- $23,514
- Starting balance
- $364,268
- Year 6$352,794
- Principal paid
- $5,923
- Interest paid
- $23,142
- Starting balance
- $358,717
- Year 7$346,475
- Principal paid
- $6,319
- Interest paid
- $22,746
- Starting balance
- $352,794
- Year 8$339,732
- Principal paid
- $6,743
- Interest paid
- $22,322
- Starting balance
- $346,475
- Year 9$332,538
- Principal paid
- $7,194
- Interest paid
- $21,871
- Starting balance
- $339,732
- Year 10$324,862
- Principal paid
- $7,676
- Interest paid
- $21,389
- Starting balance
- $332,538
Nearby
Courtesy of All City Real Estate Ltd. Co · (866) 277-6005
Listings courtesy of ACTRIS as distributed by MLS GRID.