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611 N Main St 6601258Edit search
ActiveMLS #6601258

611 N Main ST, Elgin TX 78621

Elgin, TX 78621 · W & O

Single Family Residence for sale in W & O

2Bedrooms
1Bathrooms
1,376Square Ft
0.23Acres
2Garage
1930Year Built
Price Reduced
1 / 26
$265,000$285,000
3D tour

Overview

Property Description

Buyer's agent must be at first showing. Price has been changed to reflect CACH being added for a buyer. Currently there is a space heater and window units, however, we do have a bid of $10,285 for CACH to be installed prior to closing. Great older home with high ceilings and pressed metal ceilings throughout. Electric replaced in 1998 and plumbing in 1997. Vinyl windows are double pane. Delta and Moen plumbing fixtures. Metal roof. Two car garage and a four car carport. Large corner lot with the back yard fenced. Leaf Filter system on the gutters is tranferable to the buyer. Gas tankless water heater.

Financial Info
Price
$265,000
$ / Sqft
$193
HOA
None
Tax Rate
2.3974%
Est. Taxes
$4,854
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
611 N Main ST
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
W & O
Legal Description
W & O, BLOCK 3, LOT 2 A (FR)
Parcel
13542
Interior Features
Floor
Carpet, Laminate, Tile, Vinyl, Wood
Num Living
1
Dining
1
Appliances
Dishwasher, Free-Standing Gas Range, Gas Water Heater, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Ceiling Fan(s), High Ceilings, Laminate Counters, Electric Dryer Hookup, Natural Woodwork, Primary Bedroom on Main, Smoke Detector(s), Blinds, Double Pane Windows, Vinyl Windows
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1930 / Resale
Square Feet
1,376 / Public Records
Garages
2
Garage Desc
Carport, Detached, Garage, Garage Faces Side
Foundation
Pillar/Post/Pier
Roof
Metal
Construction
Frame
Acres
0.23
Lot Description
Corner Lot, Trees-Large (Over 40 Ft)
Restrictions
City Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Internet-Cable, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central, Natural Gas
A C
Ceiling Fan(s), Central Air, Wall/Window Unit(s)
Exterior Features
Fence
Back Yard, Chain Link
Exterior Features
Gutters Full, Covered, Front Porch, Porch, Rear Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms3 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s), High Ceilings

  • Primary Bathroom

    Full Bath

  • Kitchen

    Laminate Counters, Country Kitchen, High Ceilings, Plumbed for Icemaker

Price history

Members only
Days on market
−$20,000 (−7%)
$285,000 → $265,000
2
Price reductions
Active
Since Apr 13, 2026
Price trend
List priceApr 2026 → Jul 2026
Property history3 events
DateEventPriceChange
Jul 31, 2026Price Decrease$265,000−$10,000 (−3.6%)
May 22, 2026Price Decrease$275,000−$10,000 (−3.5%)
Apr 13, 2026New Listing

Taxes

General Information
Owner
ACKER, LEZLI SHENA
Legal
W & O, BLOCK 3, LOT 2 A (FR)
Geo ID
13542
Acreage
0.23
Exemptions
Exemption Type
Homestead Local Option, Homestead
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T3
CITY OF ELGIN
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$4,854
MLS tax year
2025
CAD estimated taxes
$5,804.22
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$120,982$184,864$305,846$305,846$292,236
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$292,236$292,236———$1,024.26BASTROP COUNTY
$292,236$152,236———$1,862.46ELGIN ISD
$292,236$292,236———$1,809.81CITY OF ELGIN
$292,236$292,236———$292.24BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$292,236$287,236———$297.00AUSTIN COMMUNITY COLLEGE
$292,236$292,236———$292.24BASTROP COUNTY EMERGENCY SVC DIST #3
$292,236$289,236———$226.21COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $265,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,966 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,966

Principal & interest
$1,340
Property taxes
$405
Homeowners insurance
$221

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$212,000$2,370$13,710$209,630
2$209,630$2,528$13,552$207,102
3$207,102$2,698$13,382$204,405
4$204,405$2,878$13,202$201,526
5$201,526$3,071$13,009$198,455
6$198,455$3,277$12,803$195,179
7$195,179$3,496$12,584$191,682
8$191,682$3,730$12,350$187,952
9$187,952$3,980$12,100$183,972
10$183,972$4,247$11,833$179,725
  • Year 1$209,630
    Principal paid
    $2,370
    Interest paid
    $13,710
    Starting balance
    $212,000
  • Year 2$207,102
    Principal paid
    $2,528
    Interest paid
    $13,552
    Starting balance
    $209,630
  • Year 3$204,405
    Principal paid
    $2,698
    Interest paid
    $13,382
    Starting balance
    $207,102
  • Year 4$201,526
    Principal paid
    $2,878
    Interest paid
    $13,202
    Starting balance
    $204,405
  • Year 5$198,455
    Principal paid
    $3,071
    Interest paid
    $13,009
    Starting balance
    $201,526
  • Year 6$195,179
    Principal paid
    $3,277
    Interest paid
    $12,803
    Starting balance
    $198,455
  • Year 7$191,682
    Principal paid
    $3,496
    Interest paid
    $12,584
    Starting balance
    $195,179
  • Year 8$187,952
    Principal paid
    $3,730
    Interest paid
    $12,350
    Starting balance
    $191,682
  • Year 9$183,972
    Principal paid
    $3,980
    Interest paid
    $12,100
    Starting balance
    $187,952
  • Year 10$179,725
    Principal paid
    $4,247
    Interest paid
    $11,833
    Starting balance
    $183,972
First 10 of 30 years

Nearby

Courtesy of Jeanette Shelby, Realtors · (512) 281-3412

Listings courtesy of ACTRIS as distributed by MLS GRID.