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615 Pond View Dr 3472127Edit search
ActiveMLS #3472127

615 Pond View DR, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

2Bedrooms
2 full / 1 halfBathrooms
1,088Square Ft
0.70Acres
0Garage
2026Year Built
1 / 3
$188,110

Overview

Property Description

615 Pond View Drive is a cozy, cottage-style home full of charm and modern finishes. This thoughtfully designed two-story home in Harvest Ridge, Elgin’s award-winning master-planned community, features ample natural lighting, vinyl flooring throughout the main living areas, and dedicated parking with a parking pad. Enter the L-shaped kitchen where you’ll be greeted with Miami White Silestone countertops, light brown cabinets, black appliances with a gas range, and a charming window above the single basin sink overlooking the backyard. Relax and unwind in the second-floor primary suite with a walk-in closet, walk-in shower, and a Silestone vanity. Other thoughtful features include 5 panel interior doors and a second-floor utility closet for a swift and easy laundry routine. Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events—plus the convenience of an on-site elementary school just steps away.

Financial Info
Price
$188,110
$ / Sqft
$173
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$5,229
Tax Year
2026
Exemptions
None
Legal Info
Address
615 Pond View DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
Harvest Ridge Subdivision Section Seven BLK AF LOT 3
Parcel
615PondViewDrive
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Eat-in Kitchen, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Gas Oven
Laundry
Laundry Closet, Upper Level
Master Bed
Walk-In Closet(s)
Master Main
No
Interior Features
Stone Counters, Electric Dryer Hookup, Eat-in Kitchen, Interior Steps, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, Vinyl Windows
General Info
Beds
2 Total / 2 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / New
Square Feet
1,088 / Builder
Garage Desc
See Remarks
Foundation
Slab
Roof
Composition, Shingle
Construction
Frame, HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.70
Lot Description
Alley Access, Back Yard, Corner Lot, Few Trees, Front Yard, Landscaped, Level, Pie Shaped Lot, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, None
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
$188,110
List price
0
Price reductions
Active
Since Jul 17, 2026
Property history1 event
DateEventPriceChange
Jul 17, 2026New Listing

Taxes

General Information
Owner
CLAYTON PROPERTIES GROUP INC
Legal
Harvest Ridge Subdivision Section Seven BLK AF LOT 3
Geo ID
8741336
Acreage
0.07
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T7
COUNTY ROAD FM
T8
ALTESSA MUD
Tax Summary
MLS estimated annual taxes
$5,229
MLS tax year
2026
CAD estimated taxes
$612.30
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$22,800$0$22,800$22,800$22,800
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$22,800$22,800———$79.91BASTROP COUNTY
$22,800$22,800———$278.94ELGIN ISD
$22,800$22,800———$22.80BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$22,800$22,800———$23.58AUSTIN COMMUNITY COLLEGE
$22,800$22,800———$17.83COUNTY ROAD FM
$22,800$22,800———$189.24ALTESSA MUD

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $188,110
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,544 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,544

Principal & interest
$951
Property taxes
$436
Homeowners insurance
$157

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$150,488$1,682$9,732$148,806
2$148,806$1,795$9,620$147,011
3$147,011$1,915$9,499$145,096
4$145,096$2,043$9,371$143,053
5$143,053$2,180$9,234$140,873
6$140,873$2,326$9,088$138,547
7$138,547$2,482$8,933$136,066
8$136,066$2,648$8,766$133,418
9$133,418$2,825$8,589$130,592
10$130,592$3,014$8,400$127,578
  • Year 1$148,806
    Principal paid
    $1,682
    Interest paid
    $9,732
    Starting balance
    $150,488
  • Year 2$147,011
    Principal paid
    $1,795
    Interest paid
    $9,620
    Starting balance
    $148,806
  • Year 3$145,096
    Principal paid
    $1,915
    Interest paid
    $9,499
    Starting balance
    $147,011
  • Year 4$143,053
    Principal paid
    $2,043
    Interest paid
    $9,371
    Starting balance
    $145,096
  • Year 5$140,873
    Principal paid
    $2,180
    Interest paid
    $9,234
    Starting balance
    $143,053
  • Year 6$138,547
    Principal paid
    $2,326
    Interest paid
    $9,088
    Starting balance
    $140,873
  • Year 7$136,066
    Principal paid
    $2,482
    Interest paid
    $8,933
    Starting balance
    $138,547
  • Year 8$133,418
    Principal paid
    $2,648
    Interest paid
    $8,766
    Starting balance
    $136,066
  • Year 9$130,592
    Principal paid
    $2,825
    Interest paid
    $8,589
    Starting balance
    $133,418
  • Year 10$127,578
    Principal paid
    $3,014
    Interest paid
    $8,400
    Starting balance
    $130,592
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.