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623 Pond View Dr 6455551Edit search
PendingMLS #6455551

623 Pond View DR, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

3Bedrooms
2 full / 1 halfBathrooms
1,159Square Ft
0.14Acres
0Garage
2026Year Built
1 / 3
$203,100

Overview

Property Description

623 Pond View is a cozy, cottage-style home full of charm and modern finishes. This thoughtfully designed two-story home in Harvest Ridge, Elgin’s award-winning master-planned community, features a side entry, ample natural lighting, and vinyl flooring throughout the main living areas. The L-shaped kitchen boasts bright white cabinets, Blanco Atlantico Granite Countertops, black appliances with a gas range, and a charming window above the single basin sink overlooking the backyard. Relax and unwind in the second-floor primary suite with a walk-in closet, walk-in shower, and a Silestone vanity. Other thoughtful features include 5 panel interior doors and a second-floor utility closet for a swift and easy laundry routine. Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events—plus the convenience of an on-site elementary school just steps away.

Financial Info
Price
$203,100
$ / Sqft
$175
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$5,646
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
623 Pond View DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
Harvest Ridge Subdivision Section Seven BLK AF LOT 1
Parcel
623PondViewDrive
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters, Eat-in Kitchen, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Microwave, Gas Oven
Laundry
Inside, Laundry Closet, Upper Level
Master Bed
Walk-In Closet(s)
Master Main
No
Interior Features
Granite Counters, Electric Dryer Hookup, Eat-in Kitchen, Interior Steps, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, Vinyl Windows
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / New
Square Feet
1,159 / Builder
Garage Desc
See Remarks
Foundation
Slab
Roof
Composition, Shingle
Construction
Frame, HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.14
Lot Description
Alley Access, Back Yard, Corner Lot, Few Trees, Front Yard, Landscaped, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, None
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
$203,100
List price
0
Price reductions
Pending
Since Jul 17, 2026
Property history2 events
DateEventPriceChange
Aug 14, 2026Pending
Jul 17, 2026New Listing

Taxes

General Information
Owner
CLAYTON PROPERTIES GROUP INC
Legal
Harvest Ridge Subdivision Section Seven BLK AF LOT 1
Geo ID
8741334
Acreage
0.14
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T7
COUNTY ROAD FM
T8
ALTESSA MUD
Tax Summary
MLS estimated annual taxes
$5,646
MLS tax year
2026
CAD estimated taxes
$1,098.85
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$40,918$0$40,918$40,918$40,918
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$40,918$40,918———$143.41BASTROP COUNTY
$40,918$40,918———$500.59ELGIN ISD
$40,918$40,918———$40.92BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$40,918$40,918———$42.31AUSTIN COMMUNITY COLLEGE
$40,918$40,918———$32.00COUNTY ROAD FM
$40,918$40,918———$339.62ALTESSA MUD

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $203,100
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,667 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,667

Principal & interest
$1,027
Property taxes
$471
Homeowners insurance
$169

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$162,480$1,816$10,508$160,664
2$160,664$1,938$10,386$158,726
3$158,726$2,067$10,256$156,659
4$156,659$2,206$10,118$154,453
5$154,453$2,354$9,970$152,099
6$152,099$2,511$9,813$149,588
7$149,588$2,679$9,644$146,908
8$146,908$2,859$9,465$144,049
9$144,049$3,050$9,273$140,999
10$140,999$3,255$9,069$137,744
  • Year 1$160,664
    Principal paid
    $1,816
    Interest paid
    $10,508
    Starting balance
    $162,480
  • Year 2$158,726
    Principal paid
    $1,938
    Interest paid
    $10,386
    Starting balance
    $160,664
  • Year 3$156,659
    Principal paid
    $2,067
    Interest paid
    $10,256
    Starting balance
    $158,726
  • Year 4$154,453
    Principal paid
    $2,206
    Interest paid
    $10,118
    Starting balance
    $156,659
  • Year 5$152,099
    Principal paid
    $2,354
    Interest paid
    $9,970
    Starting balance
    $154,453
  • Year 6$149,588
    Principal paid
    $2,511
    Interest paid
    $9,813
    Starting balance
    $152,099
  • Year 7$146,908
    Principal paid
    $2,679
    Interest paid
    $9,644
    Starting balance
    $149,588
  • Year 8$144,049
    Principal paid
    $2,859
    Interest paid
    $9,465
    Starting balance
    $146,908
  • Year 9$140,999
    Principal paid
    $3,050
    Interest paid
    $9,273
    Starting balance
    $144,049
  • Year 10$137,744
    Principal paid
    $3,255
    Interest paid
    $9,069
    Starting balance
    $140,999
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.