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ActiveMLS #5870633

900 County Road 474, Elgin TX 78621

Elgin, TX 78621 · None

Single Family Residence for sale in None

3Bedrooms
2Bathrooms
2,100Square Ft
1.21Acres
3Garage
1985Year Built
Price Reduced
1 / 36
$448,000$473,500
3D tour

Overview

Property Description

Escape the hustle and enjoy the peace and privacy of country living on 1.207 acres in the highly sought-after Thrall ISD! This well-maintained property offers the perfect blend of wide-open space, functionality, and peace of mind with numerous major system updates already completed. The home features spacious living areas, a beautiful stone fireplace, and a versatile bonus room that can serve as a game room, media room, home office, or additional living space. The kitchen offers ample cabinetry and workspace and is equipped with updated appliances. Recent improvements provide exceptional value and peace of mind, including a new HVAC system, stove, dishwasher, and water heater in 2019, a new roof in 2022, and a new septic system in 2023. The primary bathroom has been updated with a modern double vanity and stylish tile surround, creating a fresh and inviting retreat. Outside, enjoy the freedom of over an acre of usable land shaded by mature trees. The property includes a covered equipment barn, additional storage buildings, fenced areas, and plenty of room for hobbies, animals, gardening, or outdoor entertaining. A spacious deck overlooks the backyard and provides the perfect place to enjoy the quiet country setting. Whether you're looking for your first taste of rural living or a place to spread out and relax, this property offers the ideal combination of functionality, privacy, and highly rated schools, all while remaining conveniently located to Taylor, Elgin, and surrounding areas. Come experience the charm and tranquility of country living with room to grow!

Financial Info
Price
$448,000
$ / Sqft
$213
HOA
None
Tax Rate
1.7234%
Est. Taxes
$4,603.13
Tax Year
2026
Exemptions
None
Legal Info
Address
900 County Road 474
County
Williamson
City
Elgin
State
TX
Zip
78621
Subdivision
None
Legal Description
AW0440 MCFARLAND, W.Y. SUR., ACRES 1.207
Parcel
01044000000037A
Interior Features
Floor
Laminate, No Carpet, Tile
Num Living
2
Dining
2
Kitchen
Pantry
Appliances
Dishwasher, Disposal, Gas Range, Microwave, Stainless Steel Appliance(s)
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Wood Burning
Interior Features
Built-in Features, Ceiling Fan(s), Cathedral Ceiling(s), High Ceilings, Double Vanity, Pantry, Primary Bedroom on Main, Recessed Lighting, Study/Home Office, None, Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1985 / Resale
Square Feet
2,100 / Public Records
Garages
3
Garage Desc
Additional Parking, Covered, Door-Multi, Driveway, Garage, Garage Faces Side, Gated
Foundation
Slab
Roof
Composition, Shingle
Construction
Masonry – All Sides, Stone
Acres
1.21
Lot Description
Back Yard, Landscaped, Level, Private, Trees-Heavy, Trees-Large (Over 40 Ft)
Restrictions
None
Flood Plain
No
View
Pasture, Rural, Trees/Woods
Water Access
No
Waterfront
No
Area
TCT
Utility Info
Water
Public
Sewer
Aerobic Septic, Septic Tank
Utilities
Electricity Connected, Other, Phone Available, Propane, Sewer Connected, Water Connected
Heat
Central, Fireplace(s)
A C
Ceiling Fan(s), Central Air, Wall/Window Unit(s)
Exterior Features
Fence
Fenced, Full, Gate, Livestock, Privacy
Exterior Features
Gutters Partial, Private Entrance, Private Yard, Deck, Patio, Porch, Rear Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$25,500 (−5.4%)
$473,500 → $448,000
2
Price reductions
Active
Since Jun 20, 2026
Price trend
List priceJun 2026Sep 2026
Property history3 events
DateEventPriceChange
Sep 8, 2026Price Decrease$448,000−$5,000 (−1.1%)
Jul 22, 2026Price Decrease$453,000−$20,500 (−4.3%)
Jun 20, 2026New Listing

Taxes

General Information
Legal
AW0440 MCFARLAND, W.Y. SUR., ACRES 1.00
Geo ID
01044000000037A
Acreage
1.00
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$4,603.13
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$21,959$245,141$267,100$267,100

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Thrall ISD
Elementary
Thrall
Middle
Thrall
High
Thrall

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $448,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,022 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,022

Principal & interest
$2,265
Property taxes
$384
Homeowners insurance
$373

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$358,400$4,006$23,178$354,394
2$354,394$4,274$22,910$350,120
3$350,120$4,560$22,624$345,559
4$345,559$4,866$22,318$340,694
5$340,694$5,192$21,992$335,502
6$335,502$5,539$21,645$329,962
7$329,962$5,910$21,274$324,052
8$324,052$6,306$20,878$317,746
9$317,746$6,729$20,455$311,017
10$311,017$7,179$20,005$303,838
  • Year 1$354,394
    Principal paid
    $4,006
    Interest paid
    $23,178
    Starting balance
    $358,400
  • Year 2$350,120
    Principal paid
    $4,274
    Interest paid
    $22,910
    Starting balance
    $354,394
  • Year 3$345,559
    Principal paid
    $4,560
    Interest paid
    $22,624
    Starting balance
    $350,120
  • Year 4$340,694
    Principal paid
    $4,866
    Interest paid
    $22,318
    Starting balance
    $345,559
  • Year 5$335,502
    Principal paid
    $5,192
    Interest paid
    $21,992
    Starting balance
    $340,694
  • Year 6$329,962
    Principal paid
    $5,539
    Interest paid
    $21,645
    Starting balance
    $335,502
  • Year 7$324,052
    Principal paid
    $5,910
    Interest paid
    $21,274
    Starting balance
    $329,962
  • Year 8$317,746
    Principal paid
    $6,306
    Interest paid
    $20,878
    Starting balance
    $324,052
  • Year 9$311,017
    Principal paid
    $6,729
    Interest paid
    $20,455
    Starting balance
    $317,746
  • Year 10$303,838
    Principal paid
    $7,179
    Interest paid
    $20,005
    Starting balance
    $311,017
First 10 of 30 years

Nearby

Courtesy of Texas Premier Realty · (210) 844-8683

Listings courtesy of ACTRIS as distributed by MLS GRID.