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928 Upper Elgin River Rd 4396685Edit search
ActiveMLS #4396685

928 Upper Elgin River RD, Elgin TX 78621

Elgin, TX 78621 · Standifer, James

Single Family Residence for sale in Standifer, James

3Bedrooms
2 full / 1 halfBathrooms
2,228Square Ft
15.27Acres
2Garage
2001Year Built
Price Reduced
1 / 40
$712,250$729,500

Overview

Property Description

Nestled on 15.271 picturesque acres with breathtaking pasture views, this charming two-story country home offers the perfect blend of peaceful rural living and modern convenience. Featuring 2,228 square feet, 3 bedrooms, and 2 bathrooms, the home welcomes you with a classic wraparound porch ideal for enjoying stunning sunrises and quiet Texas evenings. Inside, you'll find warm and inviting living spaces, a bright sunroom, water softener, water heater, and an energy-efficient solar system designed for comfortable everyday living. The property also includes massive detached garages with room for up to 2 vehicles and another space for your ATV, lawn tractor or small vehicle, workshop space, or additional storage. Conveniently located just 7 miles from Highway 290 and Downtown Elgin, 21 miles from Bastrop, 23 miles from Austin-Bergstrom International Airport, 24 miles from the Samsung facility in Taylor, 18 miles from the Tesla plant, and only 28 miles from Downtown Austin, this rare property offers the tranquility of country life without sacrificing accessibility to major employers, shopping, dining, and entertainment.

Financial Info
Price
$712,250
$ / Sqft
$320
HOA
None
Tax Rate
1.955%
Est. Taxes
$4,938
Tax Year
2025
Exemptions
Agricultural
Legal Info
Address
928 Upper Elgin River RD
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Standifer, James
Legal Description
A60 STANDIFER, JAMES, ACRES 15.2710
Parcel
80782
Interior Features
Floor
See Remarks, Tile
Num Living
1
Dining
1
Kitchen
Kitchen Island
Appliances
Exhaust Fan, Electric Oven, WaterSoftener
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
No
Fireplaces
1
Fireplace Description
Living Room, Wood Burning
Interior Features
See Remarks, Bar, Ceiling Fan(s), High Ceilings, Interior Steps, Kitchen Island, Walk-In Closet(s), None, Screens
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2001 / See Remarks
Square Feet
2,228 / Public Records
Garages
2
Garage Desc
Detached, Garage, Outside
Foundation
Slab
Roof
Metal
Construction
HardiPlank Type
Acres
15.27
Lot Description
Agricultural, Farm, Native Plants, Many Trees, Views
Restrictions
See Remarks
Flood Plain
Yes-100 yr
View
Pasture, Trees/Woods
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Private
Sewer
Aerobic Septic
Utilities
Electricity Available, Electricity Connected, Water Available, Water Connected
Heat
Central, Fireplace(s)
A C
Central Air
Exterior Features
Fence
Livestock
Exterior Features
None, Covered, Front Porch, Patio, Porch, Rear Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$17,250 (−2.4%)
$729,500 → $712,250
1
Price reduction
Active
Since Jul 16, 2026
Price trend
List priceJul 2026 → Sep 2026
Property history4 events
DateEventPriceChange
Sep 10, 2026Price Decrease$712,250−$17,250 (−2.4%)
Jul 23, 2026Back On Market
Jul 21, 2026Active Under Contract
Jul 16, 2026New Listing

Taxes

General Information
Owner
HANNA, DAVID R
Legal
A60 STANDIFER, JAMES, ACRES 15.2710
Geo ID
80782
Acreage
15.27
Exemptions
Exemption Type
Homestead Local Option, Homestead
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$4,938
MLS tax year
2025
CAD estimated taxes
$3,105.67
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$406,751$219,114$625,865$246,788$246,788
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$246,788$246,788———$864.97BASTROP COUNTY
$246,788$106,788———$1,306.44ELGIN ISD
$246,788$246,788———$246.79BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$246,788$241,788———$250.01AUSTIN COMMUNITY COLLEGE
$246,788$246,788———$246.79BASTROP COUNTY EMERGENCY SVC DIST #3
$246,788$243,788———$190.67COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $712,250
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,608 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,608

Principal & interest
$3,602
Property taxes
$412
Homeowners insurance
$594

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$569,800$6,369$36,849$563,431
2$563,431$6,795$36,423$556,636
3$556,636$7,250$35,968$549,385
4$549,385$7,736$35,482$541,649
5$541,649$8,254$34,964$533,395
6$533,395$8,807$34,411$524,588
7$524,588$9,397$33,822$515,192
8$515,192$10,026$33,192$505,166
9$505,166$10,697$32,521$494,468
10$494,468$11,414$31,804$483,054
  • Year 1$563,431
    Principal paid
    $6,369
    Interest paid
    $36,849
    Starting balance
    $569,800
  • Year 2$556,636
    Principal paid
    $6,795
    Interest paid
    $36,423
    Starting balance
    $563,431
  • Year 3$549,385
    Principal paid
    $7,250
    Interest paid
    $35,968
    Starting balance
    $556,636
  • Year 4$541,649
    Principal paid
    $7,736
    Interest paid
    $35,482
    Starting balance
    $549,385
  • Year 5$533,395
    Principal paid
    $8,254
    Interest paid
    $34,964
    Starting balance
    $541,649
  • Year 6$524,588
    Principal paid
    $8,807
    Interest paid
    $34,411
    Starting balance
    $533,395
  • Year 7$515,192
    Principal paid
    $9,397
    Interest paid
    $33,822
    Starting balance
    $524,588
  • Year 8$505,166
    Principal paid
    $10,026
    Interest paid
    $33,192
    Starting balance
    $515,192
  • Year 9$494,468
    Principal paid
    $10,697
    Interest paid
    $32,521
    Starting balance
    $505,166
  • Year 10$483,054
    Principal paid
    $11,414
    Interest paid
    $31,804
    Starting balance
    $494,468
First 10 of 30 years

Nearby

Courtesy of Sterling & Associates R.E. · (512) 281-3336

Listings courtesy of ACTRIS as distributed by MLS GRID.