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ActiveMLS #3647539

1645 Agarita DR, Fischer TX 78623

Fischer, TX 78623 · Rancho Del Lago 2

Single Family Residence for sale in Rancho Del Lago 2

4Bedrooms
3Bathrooms
3,186Square Ft
2.52Acres
2Garage
1992Year Built
Price Reduced
1 / 38
$599,999$678,800
3D tour

Overview

Property Description

Come to the end of Agarita Drive because this uncommon home has what you need: A walk-in living area downstairs destined for game nights, movie nights, or just about any kind of time you want. It's built into the side of the hill the home sits on, but the wall of windows out front keeps things light. It has a full bed and bath on one side of the living room, and an office on the other. Upstairs is wood: ceiling, flooring, even the walls of the former balcony, now enclosed with another wall of windows perfect for games and socializing. The Primary Suite on the east side, has a reading room with a door to the side yard, and a bathroom that many people dream about but never quite entice themselves to create. The developed yard is enclosed by a fence, giving your pets plenty of room to roam, with a covered deck perfect for afternoon shade and morning coffee. The old chicken coop can be cleaned up a little for a new flock, or repurposed for something else. If you were looking for that place to be reluctant to leave in the morning and relieved to be driving up the drive to the 2-car garage in the evening, this uncommon home might well be IT.

Financial Info
Price
$599,999
$ / Sqft
$188
HOA
None
Tax Rate
0.012971407%
Est. Taxes
$7,200
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
1645 Agarita DR
County
Comal
City
Fischer
State
TX
Zip
78623
Subdivision
Rancho Del Lago 2
Legal Description
RANCHO DEL LAGO PHASE 2, LOT 8
Parcel
450100002200
Interior Features
Floor
Laminate, Tile
Num Living
2
Dining
1
Appliances
Dishwasher, Range
Laundry
Laundry Room, Upper Level
Master Main
Yes
Fireplaces
2
Fireplace Description
Gas, Wood Burning
Interior Features
Ceiling Fan(s), Multiple Living Areas, See Remarks, Smoke Detector(s), Double Pane Windows, Insulated Windows
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1992 / Resale
Square Feet
3,186 / Public Records
Garages
2
Garage Desc
Garage
Foundation
Slab
Roof
Metal
Construction
Stucco, Wood Siding
Acres
2.52
Lot Description
Cul-De-Sac, Views
Restrictions
Deed Restrictions
Flood Plain
No
View
Hill Country
Water Access
No
Waterfront
No
Area
CM
Utility Info
Water
Public
Sewer
Public Sewer, Septic Tank
Utilities
See Remarks
Heat
Central, Propane
A C
Central Air
Exterior Features
Fence
See Remarks, Perimeter
Exterior Features
Private Yard, Covered, Patio, Porch, Rear Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$78,801 (−11.6%)
$678,800 → $599,999
2
Price reductions
Active
Since Apr 28, 2026
Price trend
List priceApr 2026Aug 2026
Property history3 events
DateEventPriceChange
Aug 17, 2026Price Decrease$599,999−$30,001 (−4.8%)
Jun 19, 2026Price Decrease$630,000−$48,800 (−7.2%)
Apr 28, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Comal ISD
Elementary
Rebecca Creek
Middle
Mountain Valley Middle
High
Canyon Lake

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $599,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,134 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,134

Principal & interest
$3,034
Property taxes
$600
Homeowners insurance
$500

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$479,999$5,365$31,042$474,634
2$474,634$5,724$30,683$468,910
3$468,910$6,108$30,299$462,802
4$462,802$6,517$29,890$456,285
5$456,285$6,953$29,454$449,332
6$449,332$7,419$28,988$441,913
7$441,913$7,916$28,491$433,997
8$433,997$8,446$27,961$425,551
9$425,551$9,012$27,396$416,540
10$416,540$9,615$26,792$406,925
  • Year 1$474,634
    Principal paid
    $5,365
    Interest paid
    $31,042
    Starting balance
    $479,999
  • Year 2$468,910
    Principal paid
    $5,724
    Interest paid
    $30,683
    Starting balance
    $474,634
  • Year 3$462,802
    Principal paid
    $6,108
    Interest paid
    $30,299
    Starting balance
    $468,910
  • Year 4$456,285
    Principal paid
    $6,517
    Interest paid
    $29,890
    Starting balance
    $462,802
  • Year 5$449,332
    Principal paid
    $6,953
    Interest paid
    $29,454
    Starting balance
    $456,285
  • Year 6$441,913
    Principal paid
    $7,419
    Interest paid
    $28,988
    Starting balance
    $449,332
  • Year 7$433,997
    Principal paid
    $7,916
    Interest paid
    $28,491
    Starting balance
    $441,913
  • Year 8$425,551
    Principal paid
    $8,446
    Interest paid
    $27,961
    Starting balance
    $433,997
  • Year 9$416,540
    Principal paid
    $9,012
    Interest paid
    $27,396
    Starting balance
    $425,551
  • Year 10$406,925
    Principal paid
    $9,615
    Interest paid
    $26,792
    Starting balance
    $416,540
First 10 of 30 years

Nearby

Courtesy of Century 21 Randall Morris & As · (512) 847-2291

Listings courtesy of ACTRIS as distributed by MLS GRID.