102 Elmo ST, Florence TX 76527
Florence, TX 76527 · Florence City
Single Family Residence for sale in Florence City
Overview
Property Description
Step into this vintage home with modern updates at 102 Elmo Street in the heart of Florence, Texas. Originally built in 1941, 1,941 square feet of inviting living space with 3 bedrooms, 3 full bathrooms, & sits on an impressive 1.32-acre lot shaded by mature trees & partially fenced. The home's curb appeal shines with an established yard, fresh landscaping, & a covered front porch—perfect for relaxing with your morning coffee or enjoying peaceful Texas evenings. The modern steel front door opens to a spacious living room filled w/natural light from large windows, a wood-burning fireplace w/raised hearth & built-in corner nook creating a warm focal point. The galley-style kitchen w/stainless steel appliances, butcher block countertops, & abundant cabinetry. Bathed in natural light, the oversized dining area offers a storage room & access to the backyard & garage & laundry room. The primary room is at the rear w/a generous sized room, ceiling fan, walk-in closet, & bath w/walk-in shower. The 2nd bedroom is spacious w/exterior entrance, walk-in closet, & private bath w/a tub/shower combo. A 3rd bedroom w/large windows, dual cedar closets, & a 3rd full bath located across the hallway. An attic fan provides additional comfort during cool Texas evenings when you want to open the windows & enjoy the breeze. An attached 2-car garage w/extensive built-in storage cabinets along the back & side walls. Updates include lighting, stainless steel kitchen appliances, interior & exterior paint, a modern steel front door, & the HVAC system replaced 2 years ago. The 1.32-acre lot presents a rare opportunity. City has approved subdivision into lots, for future development. Survey & plat required. This property provides the perfect blend of privacy, character, & convenience. Enjoy the friendly atmosphere of small-town living w/easy commute to Georgetown, Killeen/Fort Hood, Austin, & surrounding communities. Shopping, restaurants, & everyday conveniences are nearby.
Financial Info
- Price
- $459,000
- $ / Sqft
- $230
- HOA
- None
- Tax Rate
- 2.114526%
- Est. Taxes
- $6,633.2
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 102 Elmo ST
- County
- Williamson
- City
- Florence
- State
- TX
- Zip
- 76527
- Subdivision
- Florence City
- Legal Description
- 1.32 AC comprised of all of Lot 2 and Part of Lot 1 Block 11,City of Florence
- Parcel
- 10W30000011004
Interior Features
- Floor
- No Carpet, Wood
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Electric Range, Free-Standing Refrigerator, Washer/Dryer, Electric Water Heater
- Laundry
- Inside, Laundry Room, Main Level
- Master Bed
- 2 Primary Baths, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Glass Doors, Living Room, Masonry, Raised Hearth, Wood Burning
- Interior Features
- 2 Primary Baths, 2 Primary Suites, Cedar Closet(s), Ceiling Fan(s), Electric Dryer Hookup, In-Law Floorplan, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, None, Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1941 / Resale
- Square Feet
- 1,993 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Concrete, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front, Storage
- Foundation
- Slab
- Roof
- Composition
- Construction
- Brick, Frame
- Acres
- 1.32
- Lot Description
- Back Yard, City Lot, Corner Lot, Front Yard, Landscaped, Level, Public Maintained Road, Split Possible, Trees-Large (Over 40 Ft), Trees-Moderate
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- City, Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- WW
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Above Ground, Cable Available, Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central, Electric, Fireplace(s), Wood
- A C
- Attic Fan, Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- Chain Link, Partial, Perimeter
- Exterior Features
- Exterior Steps, Covered, Front Porch, Porch
- Pool On Property
- No
- Area Amenities
- Library, Pool
Rooms
Main level
- Dining Room
Dining Area
- Kitchen
Galley Type Kitchen
- Laundry
Electric Dryer Hookup, Storage, Washer Hookup
- Bedroom
CDRC, Ceiling Fan(s), Two Primary Closets
- Living Room
Fireplace and built in corner nook.
Ceiling Fan(s)
- Bedroom
Ceiling Fan(s), Full Bath, Storage, Walk-In Closet(s)
- Primary Bedroom
Ceiling Fan(s), Walk-In Closet(s), Walk-in Shower
- Bathroom
Full Bath
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jun 19, 2026 | New Listing | — |
Taxes
- Legal
- S3624 - Florence City Of, BLOCK 11, Lot 2, ACRES 1.32, & LOT 1 (PT)
- Geo ID
- 10W30000011004
- Acreage
- 1.32
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $6,633.2
- MLS tax year
- 2026
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $126,498 | $176,062 | $302,560 | $302,560 |
Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).
Schools
School Info
- District
- Florence ISD
- Elementary
- Florence
- Middle
- Florence
- High
- Florence
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,257 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,257
- Principal & interest
- $2,321
- Property taxes
- $553
- Homeowners insurance
- $383
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $367,200 | $4,104 | $23,747 | $363,096 | |
| 2 | $363,096 | $4,379 | $23,472 | $358,717 | |
| 3 | $358,717 | $4,672 | $23,179 | $354,044 | |
| 4 | $354,044 | $4,985 | $22,866 | $349,059 | |
| 5 | $349,059 | $5,319 | $22,532 | $343,740 | |
| 6 | $343,740 | $5,675 | $22,176 | $338,064 | |
| 7 | $338,064 | $6,056 | $21,796 | $332,008 | |
| 8 | $332,008 | $6,461 | $21,390 | $325,547 | |
| 9 | $325,547 | $6,894 | $20,958 | $318,653 | |
| 10 | $318,653 | $7,356 | $20,496 | $311,298 |
- Year 1$363,096
- Principal paid
- $4,104
- Interest paid
- $23,747
- Starting balance
- $367,200
- Year 2$358,717
- Principal paid
- $4,379
- Interest paid
- $23,472
- Starting balance
- $363,096
- Year 3$354,044
- Principal paid
- $4,672
- Interest paid
- $23,179
- Starting balance
- $358,717
- Year 4$349,059
- Principal paid
- $4,985
- Interest paid
- $22,866
- Starting balance
- $354,044
- Year 5$343,740
- Principal paid
- $5,319
- Interest paid
- $22,532
- Starting balance
- $349,059
- Year 6$338,064
- Principal paid
- $5,675
- Interest paid
- $22,176
- Starting balance
- $343,740
- Year 7$332,008
- Principal paid
- $6,056
- Interest paid
- $21,796
- Starting balance
- $338,064
- Year 8$325,547
- Principal paid
- $6,461
- Interest paid
- $21,390
- Starting balance
- $332,008
- Year 9$318,653
- Principal paid
- $6,894
- Interest paid
- $20,958
- Starting balance
- $325,547
- Year 10$311,298
- Principal paid
- $7,356
- Interest paid
- $20,496
- Starting balance
- $318,653
Nearby
Courtesy of All City Real Estate Ltd. Co · (866) 277-6005
Listings courtesy of ACTRIS as distributed by MLS GRID.