104 N Sumac LN, Georgetown TX 78633
Georgetown, TX 78633 · West Ridge Sec 04
Single Family Residence for sale in West Ridge Sec 04
Overview
Property Description
**BUYER INCENTIVE! UP TO $12,000 IN SELLER CONCESSIONS! With an acceptable offer, buyers can use up to $12,000 toward a 2-1 mortgage rate buy down to lower monthly payments for the first two years, closing costs, or a combination of both! Take advantage of this opportunity to make homeownership more affordable!** Welcome to 104 N. Sumac Lane, where comfort, flexibility, and thoughtful updates come together on a beautiful tree-filled 0.56-acre lot in Georgetown's desirable Westridge community. This well-maintained 4-bedroom, 2.5-bath home offers approximately 3,638 square feet of living space with a versatile floor plan designed for today's lifestyle. Multiple living and dining areas provide plenty of room for entertaining, working from home, or everyday living. The downstairs flex room has been converted into a fifth bedroom, making it ideal for guests or multigenerational living, but it can easily be returned to a second living area or home office. The spacious kitchen flows seamlessly into the main living areas, while the private primary suite offers a relaxing retreat. Step outside to an expansive backyard with mature trees and plenty of space to garden, play, or simply unwind. Recent improvements include a high-efficiency all-electric heat pump HVAC system installed in 2024 with a 10-year warranty, a climate-controlled garage featuring a mini-split system and durable diamond epoxy flooring with a 10-year warranty, and an extended driveway offering additional parking. The roof was replaced by the previous owners in 2015, providing added peace of mind. Located within Georgetown ISD and just minutes from shopping, dining, parks, and major commuter routes, this move-in-ready home offers the rare combination of generous indoor living space, modern updates, and a large private lot. Don't miss the opportunity to make this exceptional Georgetown property your next home.
Financial Info
- Price
- $594,999
- $ / Sqft
- $164
- HOA
- Yes - Mandatory / $210 / Annually
- HOA Name
- Association of West Ridge Owners Inc
- HOA Includes
- See Remarks
- Tax Rate
- 1.72%
- Est. Taxes
- $8,511
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 104 N Sumac LN
- County
- Williamson
- City
- Georgetown
- State
- TX
- Zip
- 78633
- Subdivision
- West Ridge Sec 04
- Legal Description
- S7079 - WEST RIDGE SEC 4, BLOCK A, LOT 79, ACRES 0.56
- Parcel
- 209938040A0079
Interior Features
- Floor
- Carpet, Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Disposal
- Laundry
- In Kitchen, Inside
- Master Main
- Yes
- Interior Features
- Built-in Features, Ceiling Fan(s), None, See Remarks
General Info
- Beds
- 5 Total / 1 Main Level / 4 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2002 / Resale
- Square Feet
- 3,638 / Public Records
- Garages
- 2
- Garage Desc
- Garage
- Foundation
- Slab
- Roof
- Composition
- Construction
- Masonry – Partial
- Acres
- 0.56
- Lot Description
- Back Yard, Cul-De-Sac, Curbs, Front Yard, Landscaped, Native Plants, Trees-Moderate
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Hill Country, Neighborhood, Trees/Woods
- Water Access
- No
- Waterfront
- No
- Area
- GTW
Utility Info
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard
- Exterior Features
- Barbecue, Outdoor Grill, Covered, Deck
- Pool On Property
- No
- Area Amenities
- See Remarks
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 2, 2026 | Price Decrease | $594,999−$5,000 (−0.8%) | −$5,000 (−0.8%) |
| Sep 4, 2026 | Price Decrease | $599,999−$15,001 (−2.4%) | −$15,001 (−2.4%) |
| Aug 21, 2026 | Price Decrease | $615,000−$15,000 (−2.4%) | −$15,000 (−2.4%) |
| Jul 29, 2026 | Price Decrease | $630,000−$15,000 (−2.3%) | −$15,000 (−2.3%) |
| Jul 10, 2026 | New Listing | — |
Taxes
- Legal
- S7079 - West Ridge Sec 4, BLOCK A, Lot 79, ACRES 0.56
- Geo ID
- 209938040A0079
- Acreage
- 0.56
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $8,511
- MLS tax year
- 2026
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $97,500 | $450,486 | $547,986 | $544,081 |
Source: Williamson County
Schools
School Info
- District
- Georgetown ISD
- Elementary
- Jo Ann Ford
- Middle
- Douglas Benold
- High
- East View
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,214 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,214
- Principal & interest
- $3,009
- Property taxes
- $709
- Homeowners insurance
- $496
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $475,999 | $5,320 | $30,783 | $470,679 | |
| 2 | $470,679 | $5,677 | $30,427 | $465,002 | |
| 3 | $465,002 | $6,057 | $30,047 | $458,945 | |
| 4 | $458,945 | $6,462 | $29,641 | $452,483 | |
| 5 | $452,483 | $6,895 | $29,208 | $445,588 | |
| 6 | $445,588 | $7,357 | $28,747 | $438,230 | |
| 7 | $438,230 | $7,850 | $28,254 | $430,381 | |
| 8 | $430,381 | $8,376 | $27,728 | $422,005 | |
| 9 | $422,005 | $8,936 | $27,167 | $413,069 | |
| 10 | $413,069 | $9,535 | $26,569 | $403,534 |
- Year 1$470,679
- Principal paid
- $5,320
- Interest paid
- $30,783
- Starting balance
- $475,999
- Year 2$465,002
- Principal paid
- $5,677
- Interest paid
- $30,427
- Starting balance
- $470,679
- Year 3$458,945
- Principal paid
- $6,057
- Interest paid
- $30,047
- Starting balance
- $465,002
- Year 4$452,483
- Principal paid
- $6,462
- Interest paid
- $29,641
- Starting balance
- $458,945
- Year 5$445,588
- Principal paid
- $6,895
- Interest paid
- $29,208
- Starting balance
- $452,483
- Year 6$438,230
- Principal paid
- $7,357
- Interest paid
- $28,747
- Starting balance
- $445,588
- Year 7$430,381
- Principal paid
- $7,850
- Interest paid
- $28,254
- Starting balance
- $438,230
- Year 8$422,005
- Principal paid
- $8,376
- Interest paid
- $27,728
- Starting balance
- $430,381
- Year 9$413,069
- Principal paid
- $8,936
- Interest paid
- $27,167
- Starting balance
- $422,005
- Year 10$403,534
- Principal paid
- $9,535
- Interest paid
- $26,569
- Starting balance
- $413,069
Nearby
12 closest listings to 104 N Sumac LN, Georgetown TX 78633 (within 2 miles).
Courtesy of Coldwell Banker Apex · (512) 289-2121
Listings courtesy of ACTRIS as distributed by MLS GRID.