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ActiveMLS #3858098

104 N Sumac LN, Georgetown TX 78633

Georgetown, TX 78633 · West Ridge Sec 04

Single Family Residence for sale in West Ridge Sec 04

5Bedrooms
2 full / 1 halfBathrooms
3,638Square Ft
0.56Acres
2Garage
2002Year Built
Price Reduced
1 / 39
$599,999$645,000

Overview

Property Description

Welcome to 104 N. Sumac Lane, where comfort, flexibility, and thoughtful updates come together on a beautiful tree-filled 0.56-acre lot in Georgetown's desirable Westridge community. This well-maintained 4-bedroom, 2.5-bath home offers approximately 3,638 square feet of living space with a versatile floor plan designed for today's lifestyle. Multiple living and dining areas provide plenty of room for entertaining, working from home, or everyday living. The downstairs flex room has been converted into a fifth bedroom, making it ideal for guests or multigenerational living, but it can easily be returned to a second living area or home office. The spacious kitchen flows seamlessly into the main living areas, while the private primary suite offers a relaxing retreat. Step outside to an expansive backyard with mature trees and plenty of space to garden, play, or simply unwind. Recent improvements include a high-efficiency all-electric heat pump HVAC system installed in 2024 with a 10-year warranty, a climate-controlled garage featuring a mini-split system and durable diamond epoxy flooring with a 10-year warranty, and an extended driveway offering additional parking. The roof was replaced by the previous owners in 2015, providing added peace of mind. Located within Georgetown ISD and just minutes from shopping, dining, parks, and major commuter routes, this move-in-ready home offers the rare combination of generous indoor living space, modern updates, and a large private lot. Don't miss the opportunity to make this exceptional Georgetown property your next home.

Financial Info
Price
$599,999
$ / Sqft
$165
HOA
Yes - Mandatory / $210 / Annually
HOA Name
Association of West Ridge Owners Inc
HOA Includes
See Remarks
Tax Rate
1.72%
Est. Taxes
$8,511
Tax Year
2026
Exemptions
None
Legal Info
Address
104 N Sumac LN
County
Williamson
City
Georgetown
State
TX
Zip
78633
Subdivision
West Ridge Sec 04
Legal Description
S7079 - WEST RIDGE SEC 4, BLOCK A, LOT 79, ACRES 0.56
Parcel
209938040A0079
Interior Features
Floor
Carpet, Tile, Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Disposal
Laundry
In Kitchen, Inside
Master Main
Yes
Interior Features
Built-in Features, Ceiling Fan(s), None, See Remarks
General Info
Beds
5 Total / 1 Main Level / 4 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2002 / Resale
Square Feet
3,638 / Public Records
Garages
2
Garage Desc
Garage
Foundation
Slab
Roof
Composition
Construction
Masonry – Partial
Acres
0.56
Lot Description
Back Yard, Cul-De-Sac, Curbs, Front Yard, Landscaped, Native Plants, Trees-Moderate
Restrictions
Deed Restrictions
Flood Plain
No
View
Hill Country, Neighborhood, Trees/Woods
Water Access
No
Waterfront
No
Area
GTW
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard
Exterior Features
Barbecue, Outdoor Grill, Covered, Deck
Pool On Property
No
Area Amenities
See Remarks

Price history

Members only
Days on market
−$45,001 (−7%)
$645,000 → $599,999
3
Price reductions
Active
Since Jul 10, 2026
Price trend
List priceJul 2026Sep 2026
Property history4 events
DateEventPriceChange
Sep 4, 2026Price Decrease$599,999−$15,001 (−2.4%)
Aug 21, 2026Price Decrease$615,000−$15,000 (−2.4%)
Jul 29, 2026Price Decrease$630,000−$15,000 (−2.3%)
Jul 10, 2026New Listing

Taxes

General Information
Legal
S7079 - West Ridge Sec 4, BLOCK A, Lot 79, ACRES 0.56
Geo ID
209938040A0079
Acreage
0.56
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$8,511
MLS tax year
2026
Appraisal Values
YearLandImprovementsMarketAssessed
2026$97,500$450,486$547,986$544,081

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Georgetown ISD
Elementary
Jo Ann Ford
Middle
Douglas Benold
High
East View

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $599,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,243 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,243

Principal & interest
$3,034
Property taxes
$709
Homeowners insurance
$500

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$479,999$5,365$31,042$474,634
2$474,634$5,724$30,683$468,910
3$468,910$6,108$30,299$462,802
4$462,802$6,517$29,890$456,285
5$456,285$6,953$29,454$449,332
6$449,332$7,419$28,988$441,913
7$441,913$7,916$28,491$433,997
8$433,997$8,446$27,961$425,551
9$425,551$9,012$27,396$416,540
10$416,540$9,615$26,792$406,925
  • Year 1$474,634
    Principal paid
    $5,365
    Interest paid
    $31,042
    Starting balance
    $479,999
  • Year 2$468,910
    Principal paid
    $5,724
    Interest paid
    $30,683
    Starting balance
    $474,634
  • Year 3$462,802
    Principal paid
    $6,108
    Interest paid
    $30,299
    Starting balance
    $468,910
  • Year 4$456,285
    Principal paid
    $6,517
    Interest paid
    $29,890
    Starting balance
    $462,802
  • Year 5$449,332
    Principal paid
    $6,953
    Interest paid
    $29,454
    Starting balance
    $456,285
  • Year 6$441,913
    Principal paid
    $7,419
    Interest paid
    $28,988
    Starting balance
    $449,332
  • Year 7$433,997
    Principal paid
    $7,916
    Interest paid
    $28,491
    Starting balance
    $441,913
  • Year 8$425,551
    Principal paid
    $8,446
    Interest paid
    $27,961
    Starting balance
    $433,997
  • Year 9$416,540
    Principal paid
    $9,012
    Interest paid
    $27,396
    Starting balance
    $425,551
  • Year 10$406,925
    Principal paid
    $9,615
    Interest paid
    $26,792
    Starting balance
    $416,540
First 10 of 30 years

Nearby

Courtesy of Coldwell Banker Apex · (512) 289-2121

Listings courtesy of ACTRIS as distributed by MLS GRID.