109 Charmstone LN, Georgetown TX 78628
Georgetown, TX 78628 · Cimarron Hills Ph 3 Sec 2
Single Family Residence for sale in Cimarron Hills Ph 3 Sec 2
Overview
Property Description
Set within the prestigious, guard-gated Cimarron Hills golf course community, this exceptional two-story residence backs directly to a lush park and greenbelt for ultimate privacy. The thoughtfully designed floor plan features 3,877 sq ft of living space, including 4 bedrooms, 4 & a half bathrooms, and an attached 3-car garage. A defining feature of this 2015-built property is the striking front courtyard that leads to a completely separate guestroom casita. This rare addition offers private guest accommodations with its own en-suite full bathroom, creating a versatile space for visitors or a private home office. Inside the main house, stunning architectural details take center stage, including high vaulted and beamed ceilings, crown molding, and modern recessed lighting. The gourmet kitchen serves as the heart of the home, complete with a massive island, breakfast bar, granite counters, a gas cooktop, and a double oven. Powered by a buried propane tank, the home offers efficient on-demand water heating, central furnace heating, and a gas range. This space flows effortlessly into the living room, which is wired for sound and ideal for entertaining. Wood, tile, and carpet flooring run throughout the multiple dining and living areas, offering both elegance and durability. The luxurious primary suite, conveniently placed on the main level, provides a tranquil retreat with cathedral ceilings and serene greenbelt views. The en-suite primary bathroom features expansive granite counters, a double vanity, a walk-in shower, and a spacious walk-in closet. Upstairs, a versatile game room adds a valuable second living area. Living in Cimarron Hills provides an extraordinary lifestyle. Enjoy world-class amenities right at your fingertips, including the award-winning golf course, a massive clubhouse, a full-service spa, a fitness center, a resort-style pool, and tennis courts. Embrace this opportunity to secure a premier property in Georgetown's finest country club community.
Financial Info
- Price
- $899,000
- $ / Sqft
- $232
- HOA
- Yes - Mandatory / $180 / Monthly
- HOA Name
- Cimarron Hills
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.9661%
- Est. Taxes
- $18,689
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 109 Charmstone LN
- County
- Williamson
- City
- Georgetown
- State
- TX
- Zip
- 78628
- Subdivision
- Cimarron Hills Ph 3 Sec 2
- Legal Description
- S10325 - CIMARRON HILLS PH 3 SEC 2 PUD (REVISED), BLOCK A, LOT 100, ACRES 0.34
- Parcel
- 152350320A0100
Interior Features
- Floor
- Carpet, Tile, Wood
- Num Living
- 3
- Dining
- 2
- Kitchen
- Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Dishwasher, Gas Cooktop, Microwave, Double Oven, RNGHD
- Laundry
- Inside, Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Electric, Living Room
- Interior Features
- Bookcases, Breakfast Bar, Built-in Features, Ceiling Fan(s), Beamed Ceilings, Cathedral Ceiling(s), High Ceilings, Vaulted Ceiling(s), Corain Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Entrance Foyer, Interior Steps, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Study/Home Office, Walk-In Closet(s), Washer Hookup, Wired for Sound, Gated with Guard, Smoke Detector(s), Window Coverings, Window Treatments
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 4 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2015 / Resale
- Square Feet
- 3,877 / Owner
- Garages
- 3
- Garage Desc
- Attached, Driveway, Garage, Garage Door Opener
- Foundation
- Slab
- Roof
- Tile
- Construction
- Stone, Stucco
- Acres
- 0.34
- Lot Description
- Back to Park/Greenbelt, Close to Clubhouse, Level, Near Golf Course, Sprinkler - Automatic, Sprinkler - In-ground, Trees-Small (Under 20 Ft), Trees-Sparse
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood, Park/Greenbelt
- Water Access
- No
- Waterfront
- No
- Area
- GTW
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Sewer Available, Water Available
- Heat
- Central, Fireplace(s)
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Wrought Iron
- Exterior Features
- CCTYD, Uncovered Courtyard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Clubhouse, Cluster Mailbox, Common Grounds, Gated, Golf, Tennis Court(s)
Rooms
Main level
- Bathroom
GranCnt, Full Bath
- Kitchen
Kitchn - Breakfast Area, Breakfast Bar, GranCnt, Gourmet Kitchen, Pantry, Recessed Lighting
- Office
CRWN, Recessed Lighting
- Foyer
Chandelier, High Ceilings
- Dining Room
CRWN, Recessed Lighting
- Laundry
Electric Dryer Hookup, Recessed Lighting, Washer Hookup
- Bedroom
Ceiling Fan(s), Full Bath, Recessed Lighting
- Bedroom
Ceiling Fan(s), Full Bath, Recessed Lighting
- Primary Bedroom
Beamed Ceilings, Ceiling Fan(s), CRWN, Full Bath, High Ceilings, Recessed Lighting, Vaulted Ceiling(s)
- Living Room
Ceiling Fan(s), Recessed Lighting, Wired for Sound
- Bedroom
Separate Guestroom
Full Bath
- Bathroom
GranCnt, Full Bath, Recessed Lighting
- Bathroom
Half Bath, Shared Bath
- Bathroom
Guest Bathroom
Full Bath
- Primary Bathroom
GranCnt, Full Bath, Recessed Lighting, Walk-In Closet(s), Walk-in Shower
Second level
- Game Room
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 3, 2026 | Active Under Contract | — | |
| Oct 21, 2026 | Price Decrease | $899,000−$26,000 (−2.8%) | −$26,000 (−2.8%) |
| Sep 24, 2026 | Price Decrease | $925,000−$25,000 (−2.6%) | −$25,000 (−2.6%) |
| Sep 16, 2026 | Price Decrease | $950,000−$20,000 (−2.1%) | −$20,000 (−2.1%) |
| Aug 26, 2026 | Price Decrease | $970,000−$19,000 (−1.9%) | −$19,000 (−1.9%) |
| Aug 14, 2026 | Price Decrease | $989,000−$10,000 (−1%) | −$10,000 (−1%) |
| Aug 4, 2026 | Price Decrease | $999,000−$50,000 (−4.8%) | −$50,000 (−4.8%) |
| Jun 24, 2026 | Price Decrease | $1,049,000−$36,000 (−3.3%) | −$36,000 (−3.3%) |
| Jun 3, 2026 | Price Decrease | $1,085,000−$35,000 (−3.1%) | −$35,000 (−3.1%) |
| May 15, 2026 | Price Decrease | $1,120,000−$30,000 (−2.6%) | −$30,000 (−2.6%) |
| Apr 22, 2026 | Price Decrease | $1,150,000−$50,000 (−4.2%) | −$50,000 (−4.2%) |
| Apr 3, 2026 | New Listing | — |
Taxes
- Legal
- S10325 - CIMARRON HILLS PH 3 SEC 2 PUD (REVISED), BLOCK A, Lot 100, ACRES 0.34
- Geo ID
- 152350320A0100
- Acreage
- 0.34
- Exemption Type
- None on record
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $18,689
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $160,000 | $1,004,548 | $1,164,548 | $1,164,548 |
Source: Williamson County
Schools
School Info
- District
- Liberty Hill ISD
- Elementary
- Rancho Sienna
- Middle
- Liberty Hill (Liberty Hill)
- High
- Legacy Ranch
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$6,852 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $6,852
- Principal & interest
- $4,546
- Property taxes
- $1,557
- Homeowners insurance
- $749
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $719,200 | $8,039 | $46,511 | $711,161 | |
| 2 | $711,161 | $8,577 | $45,973 | $702,584 | |
| 3 | $702,584 | $9,151 | $45,399 | $693,433 | |
| 4 | $693,433 | $9,764 | $44,786 | $683,668 | |
| 5 | $683,668 | $10,418 | $44,132 | $673,250 | |
| 6 | $673,250 | $11,116 | $43,434 | $662,134 | |
| 7 | $662,134 | $11,860 | $42,690 | $650,274 | |
| 8 | $650,274 | $12,655 | $41,895 | $637,619 | |
| 9 | $637,619 | $13,502 | $41,048 | $624,117 | |
| 10 | $624,117 | $14,407 | $40,143 | $609,710 |
- Year 1$711,161
- Principal paid
- $8,039
- Interest paid
- $46,511
- Starting balance
- $719,200
- Year 2$702,584
- Principal paid
- $8,577
- Interest paid
- $45,973
- Starting balance
- $711,161
- Year 3$693,433
- Principal paid
- $9,151
- Interest paid
- $45,399
- Starting balance
- $702,584
- Year 4$683,668
- Principal paid
- $9,764
- Interest paid
- $44,786
- Starting balance
- $693,433
- Year 5$673,250
- Principal paid
- $10,418
- Interest paid
- $44,132
- Starting balance
- $683,668
- Year 6$662,134
- Principal paid
- $11,116
- Interest paid
- $43,434
- Starting balance
- $673,250
- Year 7$650,274
- Principal paid
- $11,860
- Interest paid
- $42,690
- Starting balance
- $662,134
- Year 8$637,619
- Principal paid
- $12,655
- Interest paid
- $41,895
- Starting balance
- $650,274
- Year 9$624,117
- Principal paid
- $13,502
- Interest paid
- $41,048
- Starting balance
- $637,619
- Year 10$609,710
- Principal paid
- $14,407
- Interest paid
- $40,143
- Starting balance
- $624,117
Nearby
Courtesy of Keller Williams - Lake Travis · (512) 263-9090
Listings courtesy of ACTRIS as distributed by MLS GRID.